Sunshine Bancorp operates as the holding company for Sunshine Bank that provides financial services to individuals, families and businesses. The Company accepts various deposit accounts, such as interest-bearing and noninterest-bearing demand and checking, money market, savings accounts, time deposits and certificates of deposit. Its loan products include commercial real estate and multi-family loans, one-to-four family residential real estate loans, commercial business loans, such as term loans, lines of credit, agricultural production, equipment financing and revolving lines of credit, construction and land loans, home equity loans comprising revolving lines of credit, and term or second mortgage loans, as well as consumer loans.