S&T Bank was founded in 1902 as “Savings & Trust Company of Indiana” with a single location in Indiana, Pa., and now in conjunction with Integrity Bank - a Division of S&T Bank, provides a full range of financial services to families and businesses throughout Pennsylvania, Ohio, and New York. Our mission is to build relationships with our customers based on mutual confidence, trust, and performance. We believe in establishing partnerships with a focus on longevity through strong customer service. We recognize your life is constantly evolving and we believe your bank should adapt to fit your lifestyle. That’s why we, here at S&T Bank, believe in “Relationship Banking, One Customer at a Time.”

Indiana, US
Size (employees)
1,080 (est)+2%
S&T was founded in 1902 and is headquartered in Indiana, US

S&T Office Locations

S&T has an office in Indiana
Indiana, US (HQ)
800 Philadelphia St

S&T Data and Metrics

S&T Financial Metrics

S&T's revenue was reported to be $227.8 m in FY, 2016 which is a 12% increase from the previous period.
$, USD

Revenue (FY, 2016)

227.8 m

Revenue growth (FY, 2015 - FY, 2016), %


Gross profit (FY, 2016)

203.3 m

Gross profit margin (FY, 2016), %


Net income (FY, 2016)

71.4 m

EBIT (FY, 2016)

185.3 m

Market capitalization (23-Jun-2017)

1.2 b

Closing share price (23-Jun-2017)

S&T's current market capitalization is $1.2 b.
$, USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016


153.8 m160.5 m203.5 m227.8 m

Revenue growth, %


Cost of goods sold

14.6 m12.5 m16 m24.5 m

Gross profit

139.2 m148 m187.6 m203.3 m

Gross profit Margin, %


Operating expense total

117.4 m117.2 m136.7 m143.2 m


65 m75.4 m91.5 m185.3 m

EBIT margin, %


Pre tax profit

65 m75.4 m91.5 m96.7 m

Income tax expense

14.4 m14.6 m7.3 m14.5 m17.5 m24.4 m25.3 m

Net Income

50.5 m57.9 m67.1 m71.4 m
$, USDY, 2009Y, 2010Y, 2011Y, 2012Y, 2013Y, 2014Y, 2015FY, 2016


69.2 m108.2 m270.5 m337.7 m108.4 m109.6 m99.4 m


36.6 m38.2 m49.1 m45 m


175.8 m175.8 m291.8 m291.7 m

Total Assets

4.5 b5 b6.3 b6.9 b

Total Debt

161.8 m309.4 m473 m674.7 m

Additional Paid-in Capital

78.1 m78.8 m210.5 m213.1 m

Retained Earnings

468.2 m504.1 m544.2 m585.9 m

Total Equity

571.3 m792.2 m842 m

Debt to Equity Ratio

0.3 x0.6 x0.8 x

Debt to Assets Ratio

0 x0.1 x0.1 x0.1 x

Financial Leverage

7.9 x8 x8.2 x
$, USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

50.5 m57.9 m67.1 m71.4 m

Depreciation and Amortization

5.3 m4.7 m

Cash From Operating Activities

86.1 m78.1 m60.6 m96.8 m

Cash From Investing Activities

(309.7 m)(437 m)(405.7 m)(616.7 m)

Long-term Borrowings

(12.3 m)(2.4 m)(2.4 m)(102.3 m)

Cash From Financing Activities

(5.7 m)360.2 m335 m559.9 m

Interest Paid

16.6 m12.6 m15.9 m22.8 m

Income Taxes Paid

13.1 m18.1 m23.2 m26.7 m
$, USDY, 2016


213.5 k


0.8 x


0.1 x

Financial Leverage

8.2 x

S&T Market Value History

S&T Online and Social Media Presence

S&T News and Updates

S&T Company Life and Culture

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