Sjova-Almennar tryggingar operates as an insurance company, which offers motor vehicle, family and home, life and critical illness, and medical cost insurance products for individuals. The Company also provides commercial insurance products, such as fire and commercial property insurance, public and product liability, professional indemnity, commercial liability insurance, operation interruption insurance, travel insurance, fishing gear/tackle insurance, cargo and purse seine insurance, and insurance products for employees and leaders, as well as life, health, and critical illness insurance.