Severn Bancorp

Banking with Severn Savings Bank is about more than dollars and cents. It is about the relationships, families, futures, and legacies that make up our community. We have made it our mission to enhance this country you call home. A mission we accomplish by reinvesting in the climate, culture, commerce and people of this region; time and time again. Our commitment to serving this area exclusively started in 1980; when we pledged to provide our neighbors the best service for their business, home loan and personal banking needs. Anne Arundel Country residents who recognize this commitment are the reason why Severn Savings Bank is the largest community financial institution in this area. We are always here; for whatever you might need. You are more than just a customer. You are our neighbor.
Annapolis, US
Size (employees)
150 (est)
Severn Bancorp was founded in 1980 and is headquartered in Annapolis, US

Severn Bancorp Office Locations

Severn Bancorp has an office in Annapolis
Annapolis, US (HQ)
200 Westgate Cir

Severn Bancorp Metrics

Severn Bancorp Financial Metrics

Severn Bancorp's revenue was reported to be $31.2 m in FY, 2015 which is a 2% decrease from the previous period.

Revenue (FY, 2015)

$31.2 m

Revenue growth (FY, 2014 - FY, 2015), %


Gross profit (FY, 2015)

$22.2 m

Gross profit margin (FY, 2015), %


Net income (FY, 2015)

$4.5 m

EBIT (FY, 2015)

$22.4 m

Market capitalization (22-May-2017)

$86.4 m

Closing share price (22-May-2017)


Cash (31-Dec-2015)

$43.6 m


$181.9 m
Severn Bancorp's current market capitalization is $86.4 m.
FY, 2013FY, 2014FY, 2015


$33.8 m$31.8 m$31.2 m

Revenue growth, %


Cost of goods sold

$9.2 m$8.6 m$9 m

Gross profit

$24.6 m$23.2 m$22.2 m

Gross profit Margin, %



$8.1 m$22.4 m$22.4 m

EBIT margin, %


Pre tax profit

($16.5 m)$2.9 m$4.6 m

Net Income

($25.2 m)$2.9 m$4.5 m
FY, 2013FY, 2014FY, 2015


$43.6 m

Accounts Receivable



$24.3 m

Total Assets

$762.1 m

Accounts Payable

Total Debt

$139.1 m

Preferred Stock

$4 k

Additional Paid-in Capital

$76.3 m

Retained Earnings

$10 m

Total Equity

$86.5 m

Debt to Equity Ratio

1.6 x

Debt to Assets Ratio

0.2 x

Financial Leverage

8.8 x
FY, 2013FY, 2014FY, 2015

Net Income

($25.2 m)$2.9 m$4.5 m

Accounts Receivable


Accounts Payable

Cash From Operating Activities

$1.2 m

Cash From Investing Activities

$29.1 m

Cash From Financing Activities

($19.9 m)

Interest Paid

$8 m

Income Taxes Paid

$9 k
Y, 2015


8.1 x


157.8 x


1.6 x


0.2 x

Financial Leverage

8.8 x

Severn Bancorp Market Value History

Severn Bancorp Online Presence

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