Republic Bancorp, Inc. is a financial holding company of Republic Bank & Trust Company (the Bank) and Republic Insurance Services, Inc. (the Captive). Republic Bank provides traditional commercial banking products and services to small- and medium-sized businesses. Products and services offered include commercial and small business loans, other types of installment loans and commercial products and deposit services. Lending activity at Republic Bank is focused on real estate-secured lending to small- and medium-sized businesses. In addition, emphasis is placed on loans that are government guaranteed or insured, such as Small Business Administration loans and United States Department of Agriculture loans. Commercial loans are typically secured by the customer's assets and by personal guarantees.

Type
Public
HQ
Louisville, US
Founded
1982
Size (employees)
922 (est)
Republic Bancorp was founded in 1982 and is headquartered in Louisville, US
Report incorrect company information

Republic Bancorp Office Locations

Republic Bancorp has an office in Louisville
Louisville, US (HQ)
601 W Market St
Show all (1)
Report incorrect company information

Republic Bancorp Financials and Metrics

Republic Bancorp Financials

Republic Bancorp's revenue was reported to be $231.50 m in FY, 2016 which is a 21.6% increase from the previous period.
USD

Revenue (Q1, 2018)

101.4 m

Gross profit (Q1, 2018)

95.2 m

Gross profit margin (Q1, 2018), %

93.9%

Net income (Q1, 2018)

27.5 m

EBIT (Q1, 2018)

67.7 m

Market capitalization (21-May-2018)

911.8 m

Closing share price (21-May-2018)

43.7

Cash (31-Mar-2018)

362.1 m

EV

989.6 m
Republic Bancorp's current market capitalization is $911.8 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

134.6 m174.9 m190.4 m231.5 m

Revenue growth, %

30%9%22%

Cost of goods sold

18.5 m17.9 m20.3 m

Gross profit

172 m213.6 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Revenue

45.2 m43.9 m68.9 m50.9 m55.2 m85.8 m60.7 m101.4 m

Cost of goods sold

4.7 m4.7 m4.6 m4.6 m4.5 m4.4 m4.7 m6.2 m

Gross profit

40.5 m39.2 m64.4 m46.4 m50.7 m81.4 m56.1 m95.2 m

Gross profit Margin, %

90%89%93%91%92%95%92%94%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

170.9 m72.9 m210.1 m289.3 m299.4 m

Accounts Receivable

Inventories

3.8 b4 b

PP&E

32.9 m33 m29.9 m42.9 m42.6 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Cash

141.6 m343.4 m84.3 m69.7 m136.3 m92.8 m90.7 m198.2 m143 m302.2 m206.2 m332.7 m329.9 m362.1 m

Inventories

2.6 b2.6 b2.7 b2.9 b3.2 b3.3 b3.3 b3.4 b3.7 b3.8 b3.7 b3.9 b4.1 b

PP&E

32.6 m32.9 m32.5 m32.4 m31.8 m31.1 m29.9 m29.1 m43 m43.4 m44 m44.3 m43.9 m

Goodwill

10.2 m10.2 m10.2 m10.2 m10.2 m10.2 m10.2 m10.2 m16.3 m16.3 m16.3 m16.3 m16.3 m16.3 m
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

25.4 m28.8 m35.2 m45.9 m45.6 m

Inventories

Accounts Payable

56 k(197 k)(33 k)(298 k)152 k

Cash From Operating Activities

25.4 m26.7 m50 m47.7 m77.8 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Net Income

24.1 m12 m18.3 m23.6 m13.8 m22.1 m27.7 m17.7 m26.1 m35.9 m20 m30.1 m10.7 m27.5 m

Accounts Payable

32 k(112 k)(198 k)(310 k)9 k(55 k)(95 k)54 k12 k(219 k)(90 k)(106 k)(59 k)

Cash From Operating Activities

24.4 m21.2 m18.9 m26.8 m16.7 m18.8 m35.3 m25.8 m17.4 m38.4 m45.9 m54.2 m67.5 m52 m

Purchases of PP&E

(175.3 m)(30 m)(109.5 m)(119.4 m)(767.3 m)(889.3 m)(994.3 m)(370.1 m)(390.1 m)(400.1 m)(54.4 m)(64.4 m)
USDY, 2018

EV/EBIT

14.6 x

EV/CFO

19 x

Debt/Equity

0.7 x

Debt/Assets

0.1 x

Financial Leverage

7.8 x
Show all financial metrics

Republic Bancorp Operating Metrics

Republic Bancorp's Total Loans was reported to be $3.9b in Q2, 2017.
Show all operating metrics
Report incorrect company information