Republic Bancorp

Republic Bancorp, Inc. is a financial holding company of Republic Bank & Trust Company (the Bank) and Republic Insurance Services, Inc. (the Captive). Republic Bank provides traditional commercial banking products and services to small- and medium-sized businesses. Products and services offered include commercial and small business loans, other types of installment loans and commercial products and deposit services. Lending activity at Republic Bank is focused on real estate-secured lending to small- and medium-sized businesses. In addition, emphasis is placed on loans that are government guaranteed or insured, such as Small Business Administration loans and United States Department of Agriculture loans. Commercial loans are typically secured by the customer's assets and by personal guarantees.

Company Growth (employees)
Type
Public
HQ
Louisville, US
Founded
1982
Size (employees)
922 (est)+20%
Republic Bancorp was founded in 1982 and is headquartered in Louisville, US

Republic Bancorp Office Locations

Republic Bancorp has an office in Louisville
Louisville, US (HQ)
601 W Market St

Republic Bancorp Data and Metrics

Republic Bancorp Financial Metrics

Republic Bancorp's revenue was reported to be $231.5 m in 2016
USD

Revenue (Y, 2016)

231.5 m

Revenue growth (Y, 2015 - Y, 2016), %

63%

Gross profit (Y, 2016)

213.6 m

Gross profit margin (Y, 2016), %

92%

Net income (Y, 2016)

45.9 m

EBIT (Y, 2016)

156.1 m

Market capitalization (27-Jun-2017)

727.9 m

Closing share price (27-Jun-2017)

35

Cash (31-Dec-2016)

289.3 m
Republic Bancorp's current market capitalization is $727.9 m.
USDFY, 2013FY, 2014FY, 2015Y, 2016

Revenue

134.6 m132.4 m142.4 m231.5 m

Revenue growth, %

(2%)8%63%

Cost of goods sold

18.5 m17.9 m

Gross profit

124 m213.6 m

Gross profit Margin, %

87%92%

EBIT

40.5 m44.3 m53.2 m156.1 m

EBIT margin, %

30%33%37%67%

Pre tax profit

53.2 m69 m

Net Income

25.4 m28.8 m35.2 m45.9 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

170.9 m72.9 m210.1 m289.3 m

PP&E

32.9 m33 m29.9 m42.9 m

Goodwill

10.2 m10.2 m10.2 m16.3 m

Total Assets

3.4 b3.7 b4.2 b4.8 b

Additional Paid-in Capital

133 m134.9 m136.9 m138.2 m

Retained Earnings

401.8 m414.6 m432.7 m460.6 m

Total Equity

542.8 m558.7 m576.5 m604.4 m

Financial Leverage

6.2 x6.7 x7.3 x8 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

25.4 m28.8 m35.2 m45.9 m

Accounts Receivable

973 k(535 k)(426 k)(659 k)

Accounts Payable

56 k(197 k)(33 k)(298 k)

Cash From Operating Activities

25.4 m26.7 m50 m47.7 m

Purchases of PP&E

(194.5 m)(876.9 m)(1.5 b)(419.3 m)

Cash From Investing Activities

40.4 m(470.9 m)(358.2 m)(296.1 m)

Dividends Paid

(14 m)(14.9 m)(15.8 m)(16.8 m)

Cash From Financing Activities

(32.7 m)346.2 m445.4 m327.7 m

Interest Paid

21.3 m19.8 m18.5 m18.2 m

Income Taxes Paid

31.9 m18.8 m17.9 m26.1 m
USDY, 2016

Revenue/Employee

300.3 k

Financial Leverage

8 x

Republic Bancorp Market Value History

Republic Bancorp Online and Social Media Presence

Republic Bancorp Company Life and Culture

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