The Company, through its subsidiary, First Commonwealth Bank (the Bank), provides a range of consumer and commercial banking services. The Company also provides trust and wealth management services, and offers insurance products through the Bank and its other operating subsidiaries. Its consumer services include Internet, mobile and telephone banking, an automated teller machine network, personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, investment certificates, fixed and variable rate certificates of deposit, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit lines with overdraft checking protection and individual retirement account (IRA) accounts. Its commercial banking services include commercial lending, small and high-volume business checking accounts and online account management services.

Employee Rating

2.6More
TypePublic
HQIndiana, US
Founded1982
Size (employees)1,438 (est)+19%
Websitefcbanking.com
First Commonwealth Financial was founded in 1982 and is headquartered in Indiana, US
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Key People/Management at First Commonwealth Financial

Joe Culos

Joe Culos

SVP/Financial Solutions Executive
Stan Foraker

Stan Foraker

EVP/Mortgage Banking Executive
Jane Grebenc

Jane Grebenc

President/Chief Revenue Officer
Norm Montgomery

Norm Montgomery

EVP/Business Integration Group Manager
Carrie Riggle

Carrie Riggle

EVP/Human Resources Manager
Jeff Rosen

Jeff Rosen

EVP/Consumer and Small Business Lending
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First Commonwealth Financial Office Locations

First Commonwealth Financial has an office in Indiana
Indiana, (HQ)
601 Philadelphia St
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First Commonwealth Financial Financials and Metrics

First Commonwealth Financial Revenue

First Commonwealth Financial's revenue was reported to be $330.88 m in FY, 2017
USD

Revenue (Q2, 2018)

187.8m

Gross profit (Q2, 2018)

171.7m

Gross profit margin (Q2, 2018), %

91.4%

Net income (Q2, 2018)

55.4m

EBIT (Q2, 2018)

123.4m

Market capitalization (12-Dec-2018)

1.3b

Closing stock price (12-Dec-2018)

13.0

Cash (30-Jun-2018)

101.7m

EV

1.4b
First Commonwealth Financial's current market capitalization is $1.3 b.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

206.4m263.0m265.4m282.2m330.9m

Revenue growth, %

27%1%6%

Cost of goods sold

15.6m18.6m21.8m

Gross profit

249.8m263.6m309.1m
Quarterly
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018

Revenue

66.0m67.1m71.5m73.1m82.0m85.2m88.5m187.8m

Cost of goods sold

3.8m4.5m4.9m4.3m5.3m5.8m6.8m16.1m

Gross profit

62.2m62.5m66.6m68.8m76.7m79.4m81.7m171.7m

Gross profit Margin, %

94%93%93%94%94%93%92%91%
Annual
USDFY, 2013FY, 2015FY, 2016FY, 2017

Cash

74.4m66.6m91.0m98.6m

Accounts Receivable

52.2m

Inventories

PP&E

67.9m63.5m67.5m81.3m
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

41.5m44.5m50.1m59.6m55.2m

Depreciation and Amortization

7.6m7.1m9.0m

Inventories

Accounts Payable

Quarterly
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018

Net Income

24.2m40.1m12.5m27.7m41.7m15.9m29.9m51.2m23.3m55.4m

Depreciation and Amortization

5.8m1.7m5.2m2.1m4.4m6.7m2.4m3.3m

Cash From Operating Activities

52.4m19.6m59.9m27.4m41.7m63.3m21.4m60.6m

Cash From Investing Activities

(29.6m)(122.8m)(110.9m)(127.7m)(105.0m)(87.9m)(47.3m)(150.4m)
USDY, 2018

EV/EBIT

11 x

EV/CFO

22.4 x

Financial Leverage

8 x
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First Commonwealth Financial Operating Metrics

First Commonwealth Financial's Total Loans was reported to be $5.4b in Q2, 2017.
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First Commonwealth Financial Online and Social Media Presence

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First Commonwealth Financial Company Life and Culture

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First Commonwealth Financial Frequently Asked Questions

  • When was First Commonwealth Financial founded?

    First Commonwealth Financial was founded in 1982.

  • Who are First Commonwealth Financial key executives?

    First Commonwealth Financial's key executives are Joe Culos, Stan Foraker and Jane Grebenc.

  • How many employees does First Commonwealth Financial have?

    First Commonwealth Financial has 1,438 employees.

  • What is First Commonwealth Financial revenue?

    Latest First Commonwealth Financial annual revenue is $330.9 m.

  • What is First Commonwealth Financial revenue per employee?

    Latest First Commonwealth Financial revenue per employee is $230.1 k.

  • Who are First Commonwealth Financial competitors?

    Competitors of First Commonwealth Financial include FSB Bancorp, Lake Sunapee Bank Group and Tompkins Financial.

  • Where is First Commonwealth Financial headquarters?

    First Commonwealth Financial headquarters is located at 601 Philadelphia St, Indiana.

  • Where are First Commonwealth Financial offices?

    First Commonwealth Financial has an office in Indiana.

  • How many offices does First Commonwealth Financial have?

    First Commonwealth Financial has 1 office.