First Commonwealth Financial Corporation

The Company, through its subsidiary, First Commonwealth Bank (the Bank), provides a range of consumer and commercial banking services. The Company also provides trust and wealth management services, and offers insurance products through the Bank and its other operating subsidiaries. Its consumer services include Internet, mobile and telephone banking, an automated teller machine network, personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, investment certificates, fixed and variable rate certificates of deposit, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit lines with overdraft checking protection and individual retirement account (IRA) accounts. Its commercial banking services include commercial lending, small and high-volume business checking accounts and online account management services.
Type
Public
HQ
Indiana, US
Founded
1982
Size (employees)
1,217 (est)
First Commonwealth Financial Corporation was founded in 1982 and is headquartered in Indiana, US

First Commonwealth Financial Corporation Office Locations

First Commonwealth Financial Corporation has an office in Indiana
Indiana, US (HQ)
601 Philadelphia St

First Commonwealth Financial Corporation Metrics

First Commonwealth Financial Corporation Financial Metrics

Revenue (2016)

$282.2 m

Revenue growth (2015-16), %

38%

Gross profit

$263.6 m

Gross profit margin (2016), %

93%

Net income (2016)

$59.6 m

Market capitalization (28-Apr-2017)

$1.2 b

Closing share price (28-Apr-2017)

$13.2

Cash (31-Dec-2016)

$91 m
First Commonwealth Financial Corporation's current market capitalization is $1.2 b.
First Commonwealth Financial Corporation's revenue was reported to be $282.2 m in 2016
FY, 2013FY, 2014FY, 2015Y, 2016

Revenue

$206.4 m$202.2 m$204.1 m$282.2 m

Revenue growth, %

(2%)1%38%

Cost of goods sold

$15.6 m$18.6 m

Gross profit

$188.5 m$263.6 m

Gross profit Margin, %

92%93%

Operating expense total

$163.9 m$159.9 m

EBIT

$188.5 m$199 m

EBIT margin, %

92%71%

Pre tax profit

$71 m$85.2 m

Income tax expense

$20.8 m$25.6 m

Net Income

$41.5 m$44.5 m$50.1 m$59.6 m
FY, 2013FY, 2014FY, 2015FY, 2016

Cash

$66.6 m$91 m

Accounts Receivable

Inventories

PP&E

$63.5 m$67.5 m

Goodwill

$164.5 m$186.5 m

Total Assets

$6.6 b$6.7 b

Accounts Payable

Additional Paid-in Capital

$366 m$366.4 m

Retained Earnings

$378.1 m$412.8 m

Total Equity

$719.5 m$749.9 m

Financial Leverage

9.1 x8.9 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$41.5 m$44.5 m$50.1 m$59.6 m

Depreciation and Amortization

$7.6 m$7.1 m

Accounts Receivable

Inventories

Accounts Payable

Cash From Operating Activities

$72.8 m$89.3 m

Cash From Investing Activities

($142.4 m)$493.8 m

Dividends Paid

($25.1 m)($24.9 m)

Cash From Financing Activities

$64.6 m($536.8 m)

First Commonwealth Financial Corporation Market Value History

First Commonwealth Financial Corporation Online Presence

First Commonwealth Financial Corporation Company Life

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