Provident Bank

Provident Financial Holdings provides community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The Company operates through two segments: Provident Bank and Provident Bank Mortgage. The Company's Provident Bank offers community banking activities. Provident Bank Mortgage offers mortgage banking activities. The Company's community banking activities primarily consist of accepting deposits from customers within the communities surrounding the Bank's full service offices and investing those funds in single-family loans, multi-family loans, commercial real estate loans, construction loans, commercial business loans, consumer loans and other real estate loans. The Company's mortgage banking activities consist of the origination, purchase and sale of mortgage loans secured primarily by single-family residences.
Company Growth (employees)
Type
Public
HQ
Riverside, US
Founded
1956
Size (employees)
469 (est)
Provident Bank was founded in 1956 and is headquartered in Riverside, US

Provident Bank Office Locations

Provident Bank has an office in Riverside
Riverside, US (HQ)
3756 Central Ave

Provident Bank Financials and Metrics

Provident Bank Financials

Provident Bank's revenue was reported to be $33.3 m in FY, 2016
USD

Revenue (Q2, 2017)

9.9 m

Gross profit (Q2, 2017)

9 m

Gross profit margin (Q2, 2017), %

91%

Net income (Q2, 2017)

1.6 m

EBIT (Q2, 2017)

7 m

Market capitalization (13-Nov-2017)

146.2 m

Cash (30-Jun-2017)

11.9 m

EV

194.3 m
Provident Bank's current market capitalization is $146.2 m.
USDFY, 2015FY, 2016

Revenue

29.3 m33.3 m

Revenue growth, %

14%

Cost of goods sold

2.2 m2.8 m

Gross profit

27.1 m30.5 m
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Revenue

6.9 m7.1 m7.6 m7.9 m8 m8.8 m9.6 m9.9 m

Cost of goods sold

547 k550 k567 k697 k681 k713 k781 k879 k

Gross profit

6.4 m6.6 m7 m7.2 m7.3 m8.1 m8.8 m9 m

Gross profit Margin, %

92%92%93%91%91%92%92%91%
USDFY, 2015FY, 2016

Cash

20.5 m10.7 m

Accounts Receivable

2.3 m2.3 m

Inventories

432 k

PP&E

11.6 m11.6 m
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Cash

16.4 m53.8 m26.4 m16 m16.9 m22.8 m11.3 m11.9 m

PP&E

10.3 m10.3 m10.2 m12.1 m11.9 m11.7 m14.5 m14.5 m

Total Assets

662.4 m706.3 m699.1 m736.6 m760.4 m768.2 m832.9 m883.1 m

Accounts Payable

538.2 m571.8 m558.1 m596.4 m607.3 m610.3 m680.6 m701.4 m
USDFY, 2015FY, 2016

Net Income

3.8 m6.3 m

Depreciation and Amortization

713 k832 k

Accounts Receivable

(5.8 m)

Inventories

2.1 m
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Net Income

1 m2.2 m2.4 m1.5 m2.9 m4.6 m1.8 m3.4 m

Depreciation and Amortization

181 k362 k549 k207 k419 k628 k208 k420 k

Accounts Receivable

68 k

Cash From Operating Activities

179 k1.5 m3.9 m2.1 m3.6 m6.6 m1.9 m4.1 m
USDY, 2017

EV/EBIT

27.6 x

EV/CFO

48 x

Revenue/Employee

21.1 k

Financial Leverage

7.7 x
Show all financial metrics

Provident Bank Operating Metrics

Provident Bank's Total Loans Issued was reported to be $916.4 m in FY, 2017, which is a 7% increase from the previous period
Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017Q3, 2017FY, 2017

Total Loans Issued

$798.75 m$805.93 m$827.81 m$822.98 m$813.88 m$825.65 m$818.49 m$855.48 m$868.32 m$881.04 m$892.85 m$916.43 m
Show all operating metrics

Provident Bank Market Value History

Provident Bank's Web-traffic and Trends

Provident Bank Company Life and Culture

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