Peoples Financial Services

Peoples Financial Services Corp. (Peoples) is a bank holding company. The Company provides a range of financial services through its subsidiary, Peoples Security Bank and Trust Company (Peoples Bank), including its subsidiary, Peoples Advisors. Peoples Bank is a state-chartered bank and trust company. Peoples Advisors, LLC, provides investment advisory services through a third party to individuals and small businesses. It provides an array of wealth management products and services, which include investment portfolio management, estate planning, annuities, business succession planning, insurances, education funding strategies and tax planning through Peoples Advisors, LLC. Its trust and investment services include investment management, individual retirement account (IRA) trustee services, estate administration, living trusts, trustee under will, guardianships, life insurance trusts, custodial services/IRA custodial services, corporate trusts, and pension and profit sharing plans.
Company Growth (employees)
Type
Public
HQ
Raleigh, US
Size (employees)
364 (est)+5%
Peoples Financial Services is headquartered in Raleigh, US

Peoples Financial Services Office Locations

Peoples Financial Services has an office in Raleigh
Raleigh, US (HQ)
​4000 Westchase Boulevard Suite 150

Peoples Financial Services Data and Metrics

Peoples Financial Services Financial Metrics

Peoples Financial Services's revenue was reported to be $21.6 m in Q1, 2017
USD

Revenue (Q1, 2017)

21.6 m

Gross profit (Q1, 2017)

19.6 m

Gross profit margin (Q1, 2017), %

91%

Net income (Q1, 2017)

4.8 m

EBIT (Q1, 2017)

14.6 m

Market capitalization (17-Aug-2017)

298.5 m

Cash (31-Mar-2017)

31.5 m
Peoples Financial Services's current market capitalization is $298.5 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

49.1 m79.2 m63 m84.9 m

Revenue growth, %

61%(20%)35%

Cost of goods sold

6 m7.3 m

Gross profit

57 m77.6 m

Gross profit Margin, %

90%91%

Operating expense total

36.4 m45.9 m46.8 m48 m

EBIT

30.8 m53.8 m53.3 m56.7 m

EBIT margin, %

63%68%85%67%

Interest expense

4.2 m6.6 m

Pre tax profit

6.2 m23.1 m22.2 m24.6 m

Income tax expense

485 k5.5 m4.5 m5 m

Net Income

5.7 m17.6 m17.7 m19.6 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

19.3 m19.6 m20.6 m21.2 m21.6 m21.6 m

Cost of goods sold

1.4 m1.5 m1.7 m1.8 m1.8 m2 m

Gross profit

17.8 m18.1 m18.9 m19.4 m19.7 m19.6 m

Gross profit Margin, %

92%92%92%92%92%91%

EBIT

13.4 m13.2 m13.8 m14.1 m14.5 m14.6 m

EBIT margin, %

70%67%67%67%67%68%

Pre tax profit

5.6 m5.5 m6 m6.1 m6.5 m6.1 m

Net Income

8 m13.3 m5 m9.5 m13.9 m4.9 m9.7 m14.9 m4.8 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

30 m24.7 m28.2 m39.5 m

Accounts Receivable

5.9 m5.6 m5.8 m83.4 m

PP&E

26.1 m25.4 m28.2 m33.3 m

Goodwill

63.4 m63.4 m63.4 m63.4 m

Total Assets

1.7 b1.7 b1.8 b2 b

Accounts Payable

723 k574 k560 k1.6 b

Total Debt

58.8 m52.7 m98.7 m140.8 m

Total Liabilities

1.7 b

Additional Paid-in Capital

146.1 m140.2 m135.4 m134.9 m

Retained Earnings

84 m92.3 m100.7 m111.1 m

Total Equity

238.8 m246.8 m248.8 m256.6 m

Debt to Equity Ratio

0.2 x0.2 x0.4 x0.5 x

Debt to Assets Ratio

0 x0 x0.1 x0.1 x

Financial Leverage

7.1 x7.1 x7.3 x7.8 x
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

51.4 m21.2 m24.2 m28.8 m36 m23.7 m29.8 m31.6 m31.5 m

PP&E

25.7 m25.7 m26.1 m26.6 m27 m29.4 m29.5 m33 m35 m

Goodwill

63.4 m63.4 m63.4 m63.4 m63.4 m63.4 m63.4 m63.4 m63.4 m

Total Assets

1.7 b1.7 b1.7 b1.7 b1.8 b1.9 b1.9 b2 b2 b

Accounts Payable

1.4 b1.4 b1.4 b1.4 b1.4 b1.5 b1.5 b1.6 b1.6 b

Additional Paid-in Capital

140.2 m140.2 m140.2 m140 m139.3 m135 m134.8 m134.9 m134.9 m

Retained Earnings

87.4 m90.3 m95 m97.1 m99.2 m103.3 m105.9 m108.7 m113.6 m

Total Equity

244.2 m246.1 m249.5 m250.4 m252.1 m251.4 m254.3 m256.4 m259.3 m

Financial Leverage

7.1 x7 x6.9 x7 x7 x7.4 x7.5 x7.7 x7.8 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

5.7 m17.6 m17.7 m19.6 m

Depreciation and Amortization

1.2 m1.2 m

Accounts Receivable

621 k286 k(216 k)(432 k)

Accounts Payable

(466 k)(149 k)(14 k)(98 k)

Cash From Operating Activities

9.8 m20.6 m28.2 m28.1 m

Cash From Investing Activities

(14.9 m)71.9 m(89.2 m)(186.4 m)

Long-term Borrowings

(11.2 m)(3.5 m)(2.7 m)(2.2 m)

Dividends Paid

(5.5 m)(9.4 m)(9.3 m)

Cash From Financing Activities

8.6 m31.5 m62.5 m165.3 m

Interest Paid

4.6 m6.8 m6.8 m7.3 m

Income Taxes Paid

2.7 m5 m4.2 m5.9 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

8 m13.3 m5 m9.5 m13.9 m4.9 m9.7 m14.9 m4.8 m

Depreciation and Amortization

295 k296 k305 k297 k297 k268 k

Accounts Receivable

290 k485 k658 k73 k253 k341 k(156 k)487 k624 k

Accounts Payable

(143 k)(126 k)(114 k)(131 k)(78 k)(54 k)(107 k)(126 k)(5 k)

Cash From Operating Activities

10.1 m14.9 m7.4 m8.9 m15.2 m6.6 m12.4 m20.7 m7.5 m

Cash From Investing Activities

(13.2 m)(53.5 m)32.6 m(4.5 m)(25.7 m)(54.1 m)(98 m)(159.5 m)(34.4 m)

Long-term Borrowings

(1.8 m)(2.7 m)(808 k)(1.5 m)(2.1 m)(573 k)(1.1 m)(1.7 m)(519 k)

Dividends Paid

(4.7 m)(7 m)(2.3 m)(4.7 m)(7 m)(2.3 m)(4.6 m)(6.9 m)(2.3 m)

Cash From Financing Activities

29.2 m21.5 m(31.8 m)(250 k)20.1 m38.5 m82.7 m137.8 m18.8 m

Interest Paid

3.6 m5.2 m1.6 m3.1 m5.1 m1.9 m3.6 m5.4 m2 m

Income Taxes Paid

1.3 m3.1 m1.8 m2.9 m1.8 m3.9 m
USDY, 2017

Revenue/Employee

62 k

Financial Leverage

7.8 x

Peoples Financial Services Market Value History

Traffic Overview of Peoples Financial Services

Peoples Financial Services Company Life and Culture

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