Community Trust Bank

Community Trust offers time and demand deposits, checking accounts, negotiable order of withdrawal accounts, money market accounts, individual retirement accounts and Keogh plans, regular and term savings accounts, and certificates of deposit. The company’s loan portfolio comprises commercial loans, construction loans, secured and unsecured loans, mortgage loans, personal loans, residential and commercial real estate loans, lease-financing, lines of credit, revolving lines of credit, term loans, and asset-based financing. It also offers debit cards, cash management services, annuity and life insurance products, letters of credit, safe deposit boxes, and funds transfer services. In addition, the company, through its subsidiaries, operates as a trustee of personal trusts; as an executor of estates; as a trustee for employee benefit trusts; as a registrar, as a transfer agent, and as a paying agent for bond and stock issues; as a depository for securities; and as a provider of brokerage services. As of June 2, 2009, it had 71 banking locations across eastern, northeastern, central, and south central Kentucky; 6 banking locations in southern West Virginia; and 5 trust offices across Kentucky. The company was founded in 1903 and is headquartered in Pikeville, Kentucky.

(Above information acquired from Business Week Financials Sector)


Pikeville, US
Size (employees)
984 (est)
Community Trust Bank was founded in 1903 and is headquartered in Pikeville, US

Community Trust Bank Office Locations

Community Trust Bank has an office in Pikeville

Community Trust Bank Metrics

Community Trust Bank Financial Metrics

Revenue (2016)

$195 m

Revenue growth (2015-16), %


Gross profit

$181.5 m

Gross profit margin (2016), %


Net income (2016)

$47.3 m

Market capitalization (21-Mar-2017)

$793.4 m

Closing share price (21-Mar-2017)


Cash (31-Dec-2016)

$144.7 m
Community Trust Bank's current market capitalization is $793.4 m.
Community Trust Bank's revenue was reported to be $195 m in 2016
FY, 2013FY, 2014FY, 2015Y, 2016


$148.1 m$143.9 m$144 m$195 m

Revenue growth, %


Cost of goods sold

$11.8 m$13.6 m

Gross profit

$132.2 m$181.5 m

Gross profit Margin, %


Operating expense total

$105.4 m$107.1 m


$65.2 m$62.4 m$65 m$125.1 m

EBIT margin, %


Pre tax profit

$65 m$66.5 m

Income tax expense

$18.5 m$19.1 m

Net Income

$45.2 m$43.3 m$46.4 m$47.3 m
FY, 2013FY, 2014FY, 2015FY, 2016


$106.6 m$105.5 m$187.6 m$144.7 m

Accounts Receivable



$52 m$50 m$48.2 m$47.9 m


$65.5 m$65.5 m$65.5 m$65.5 m

Total Assets

$3.6 b$3.7 b$3.9 b$3.9 b

Accounts Payable

Additional Paid-in Capital

$167.1 m$214.7 m$217 m$219.7 m

Retained Earnings

$174.3 m$144.7 m$169.9 m$195.1 m

Total Equity

$412.5 m$447.9 m$475.6 m$500.6 m

Financial Leverage

8.7 x8.3 x8.2 x7.9 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$45.2 m$43.3 m$46.4 m$47.3 m

Depreciation and Amortization

$4.6 m$4.3 m$3.9 m$3.9 m

Accounts Receivable


Accounts Payable

Cash From Operating Activities

$90.7 m$57.5 m$55 m$61.4 m

Cash From Investing Activities

($122 m)($144.1 m)($108.3 m)($86.1 m)

Dividends Paid

($24.5 m)($20.6 m)($21.3 m)($22.2 m)

Interest Paid

$13.7 m$11.9 m$11.6 m$13.4 m

Income Taxes Paid

$20.3 m$15.8 m$20.5 m$19.2 m

Community Trust Bank Market Value History

Community Trust Bank Company Life

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