OverviewSuggest Edit

Community Trust offers time and demand deposits, checking accounts, negotiable order of withdrawal accounts, money market accounts, individual retirement accounts and Keogh plans, regular and term savings accounts, and certificates of deposit. The Company’s loan portfolio comprises commercial loans, construction loans, secured and unsecured loans, mortgage loans, personal loans, residential and commercial real estate loans, lease-financing, lines of credit, revolving lines of credit, term loans, and asset-based financing. It also offers debit cards, cash management services, annuity and life insurance products, letters of credit, safe deposit boxes, and funds transfer services. 

TypePublic
Founded1903
HQPikeville, US
Websitectbi.com

Locations

Community Trust Bank is headquartered in
Pikeville, United States

Location Map

Latest Updates

Employees (est.) (Feb 2019)978
Job Openings36
Revenue (FY, 2018)$223.4 M(+10%)
Share Price (Mar 2019)$42.1 (+3%)

Key People/Management at Community Trust Bank

Robert B. Stadelman

Robert B. Stadelman

Senior Vice President (Lexington, KY)
Gerrie Clark

Gerrie Clark

Vice President (Lexington, KY)
H. Trigg Mitchell

H. Trigg Mitchell

Vice President (Lexington, KY)
Will G. Davis

Will G. Davis

Vice President (Lexington, KY)
Jason L. Ayers

Jason L. Ayers

Relationship Administrator (Pikeville, KY)
Connie Cool

Connie Cool

Relationship Administrator (Pikeville, KY)
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Community Trust Bank Office Locations

Community Trust Bank has an office in Pikeville
Pikeville, US (HQ)
346 N Mayo Trail
Show all (1)
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Community Trust Bank Financials and Metrics

Community Trust Bank Revenue

Community Trust Bank's revenue was reported to be $223.40 m in FY, 2018
USD

Revenue (FY, 2018)

223.4m

Gross profit (FY, 2018)

194.1m

Gross profit margin (FY, 2018), %

86.9%

Net income (FY, 2018)

59.2m

EBIT (FY, 2018)

136.0m

Market capitalization (18-Mar-2019)

748.7m

Closing stock price (18-Mar-2019)

42.1

Cash (31-Dec-2018)

141.5m

EV

666.6m
Community Trust Bank's current market capitalization is $748.7 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

197.4m188.9m190.8m195.0m204.2m223.4m

Revenue growth, %

28%1%2%

Cost of goods sold

13.4m11.8m13.6m18.3m29.3m

Gross profit

184.0m179.1m181.5m185.9m194.1m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Revenue

49.5m45.8m46.8m48.0m46.5m48.3m47.9m47.5m48.1m49.9m48.3m50.7m52.0m53.9m55.8m56.3m

Cost of goods sold

3.3m2.9m3.0m3.0m2.8m2.9m2.9m3.2m3.3m3.5m3.7m4.2m4.9m6.0m6.9m7.5m

Gross profit

46.2m42.8m43.8m45.0m43.6m45.4m45.0m44.3m44.8m46.4m44.7m46.6m47.2m47.9m48.9m48.8m

Gross profit Margin, %

93%94%94%94%94%94%94%93%93%93%92%92%91%89%88%87%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

106.6m105.5m187.6m144.7m175.3m141.5m

Accounts Receivable

Inventories

2.6b2.9b2.9b3.1b3.2b

PP&E

52.0m50.0m48.2m47.9m46.3m45.3m
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

45.2m43.3m46.4m47.3m51.5m59.2m

Depreciation and Amortization

4.6m4.3m3.9m3.9m4.0m3.8m

Inventories

Accounts Payable

Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Net Income

36.4m10.1m22.3m33.3m10.9m23.3m34.6m11.6m23.2m35.5m11.3m22.8m36.6m15.8m27.4m43.5m

Depreciation and Amortization

3.4m1.1m2.3m3.3m2.0m3.0m948.0k1.9m2.9m1.0m2.0m3.0m965.0k1.9m2.9m

Cash From Operating Activities

78.4m14.6m30.6m46.5m17.8m38.4m11.5m24.8m53.1m14.6m29.1m45.9m(12.6m)36.1m52.0m

Cash From Investing Activities

(171.1m)2.3m(34.5m)(78.0m)(4.6m)(25.8m)5.4m(34.9m)(92.3m)(42.3m)(166.7m)(187.9m)(19.5m)(53.2m)(49.8m)
USDY, 2018

EV/EBIT

4.9 x

EV/CFO

10.2 x

Revenue/Employee

228.2k

Financial Leverage

7.4 x
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Community Trust Bank Operating Metrics

Community Trust Bank's Total Loans was reported to be $3.1b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Locations

82 81 81

Non-accrual Loans

$20.97 m$17.26 m$16.49 m$14.72 m$16.56 m$18.45 m$16.45 m$16.80 m$16.62 m$16.50 m$19.65 m

Non-performing Loans

$38.96 m$28.61 m$27.47 m

Total Loans

$2.73 b$2.75 b$2.79 b$2.82 b$2.87 b$2.89 b$2.93 b$2.93 b$2.94 b$2.97 b$3.09 b
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Community Trust Bank Frequently Asked Questions

  • When was Community Trust Bank founded?

    Community Trust Bank was founded in 1903.

  • Who are Community Trust Bank key executives?

    Community Trust Bank's key executives are Robert B. Stadelman, Gerrie Clark and H. Trigg Mitchell.

  • How many employees does Community Trust Bank have?

    Community Trust Bank has 978 employees.

  • What is Community Trust Bank revenue?

    Latest Community Trust Bank annual revenue is $223.4 m.

  • What is Community Trust Bank revenue per employee?

    Latest Community Trust Bank revenue per employee is $228.4 k.

  • Who are Community Trust Bank competitors?

    Competitors of Community Trust Bank include Clifton Bancorp, First Horizon National Corp. and Norwood Financial.

  • Where is Community Trust Bank headquarters?

    Community Trust Bank headquarters is located at 346 N Mayo Trail, Pikeville.

  • Where are Community Trust Bank offices?

    Community Trust Bank has an office in Pikeville.

  • How many offices does Community Trust Bank have?

    Community Trust Bank has 1 office.