Old Second

Unlike other Chicago-area banks, our heritage traces the advancement and evolution of the banking industry and the growth and expansion of the Chicago metropolitan area. The same local spirit that sparked that original group of early settlers to invest in and finance their town’s growth helped guide us as Old Second expanded throughout Kane, Kendall, DeKalb, DuPage, Cook, LaSalle and Will counties and the surrounding communities. In addition to their commitment to community, our founders’ fiscal discipline remains among our bank’s guiding principles. Backed by an unwavering sense of financial responsibility, we’ve persevered through the most challenging and rewarding economic climates and historical events of the late-19th century, the entire 20th century and the early 21st century. Our balance sheet remains solid, our credit rating remains strong and our dedication to building strong and lasting relationships with our customers remains unparalleled. For over 140 years, Old Second consistently has helped businesses and individuals throughout the Chicago area START BANKING.
Type
Public
HQ
Aurora, US
Size (employees)
467 (est)+4%
Old Second is headquartered in Aurora, US

Old Second Office Locations

Old Second has an office in Aurora
Aurora, US (HQ)
37 S River St

Old Second Metrics

Old Second Financial Metrics

Revenue (2016)

$102 m

Revenue growth (2015-16), %

50%

Gross profit

$92 m

Gross profit margin (2016), %

90%

Net income (2016)

$15.7 m

Market capitalization (21-Mar-2017)

$313.3 m

Closing share price (21-Mar-2017)

$10.8

Cash (31-Dec-2016)

$47.3 m
Old Second's current market capitalization is $313.3 m.
Old Second's revenue was reported to be $102 m in 2016
FY, 2013FY, 2014FY, 2015Y, 2016

Revenue

$69 m$68 m$68.2 m$102 m

Revenue growth, %

(1%)0%50%

Cost of goods sold

$13.8 m$11 m$9.1 m$9.9 m

Gross profit

$55.3 m$57.1 m$59.1 m$92 m

Gross profit Margin, %

80%84%87%90%

Operating expense total

$83.1 m$73.7 m$68.4 m$66.8 m

EBIT

$63.8 m$60.4 m$63.5 m

EBIT margin, %

92%89%93%

Pre tax profit

$11.8 m$15.9 m$24.4 m$24.5 m

Income tax expense

($70.2 m)$5.8 m$9 m$8.8 m

Net Income

$82.1 m$10.1 m$15.4 m$15.7 m
FY, 2013FY, 2014FY, 2015FY, 2016

Cash

$47.7 m$44.2 m$40.3 m$47.3 m

Accounts Receivable

Inventories

PP&E

$46 m$42.3 m$39.6 m$39 m

Total Assets

$2 b$2.1 b$2.1 b$2.3 b

Accounts Payable

Common Stock

$18.8 m$34.4 m$34.4 m$34.5 m

Preferred Stock

$72.9 m$47.3 m$47.3 m

Additional Paid-in Capital

$66.2 m$115.3 m$115.9 m$116.7 m

Retained Earnings

$92.5 m$100.7 m$114.2 m$129 m

Total Equity

$147.7 m$194.2 m$155.9 m$175.2 m

Financial Leverage

13.6 x10.6 x13.3 x12.8 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$82.1 m$10.1 m$15.4 m$15.7 m

Accounts Receivable

Inventories

Accounts Payable

Cash From Operating Activities

$35.3 m($6.3 m)$21.1 m$27.3 m

Cash From Investing Activities

$9.6 m($66.1 m)($32.2 m)($123.1 m)

Dividends Paid

($12.4 m)($2.4 m)($2.4 m)

Cash From Financing Activities

($125.7 m)$69 m$7.2 m$102.8 m

Income Taxes Paid

$266 k$40 k$118 k$211 k

Old Second Market Value History

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