Unlike other Chicago-area banks, our heritage traces the advancement and evolution of the banking industry and the growth and expansion of the Chicago metropolitan area. The same local spirit that sparked that original group of early settlers to invest in and finance their town’s growth helped guide us as Old Second expanded throughout Kane, Kendall, DeKalb, DuPage, Cook, LaSalle and Will counties and the surrounding communities. In addition to their commitment to community, our founders’ fiscal discipline remains among our bank’s guiding principles. Backed by an unwavering sense of financial responsibility, we’ve persevered through the most challenging and rewarding economic climates and historical events of the late-19th century, the entire 20th century and the early 21st century. Our balance sheet remains solid, our credit rating remains strong and our dedication to building strong and lasting relationships with our customers remains unparalleled. For over 140 years, Old Second consistently has helped businesses and individuals throughout the Chicago area START BANKING.
Company Growth (employees)
Type
Public
HQ
Aurora, US
Size (employees)
467 (est)
Old Second is headquartered in Aurora, US

Old Second Office Locations

Old Second has an office in Aurora
Aurora, US (HQ)
37 S River St
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Old Second Financials and Metrics

Old Second Financials

Old Second's revenue was reported to be $102 m in FY, 2016
USD

Net income (Q3, 2017)

8.1 m

Market capitalization (22-Dec-2017)

386.6 m

Cash (30-Sep-2017)

47.5 m
Old Second's current market capitalization is $386.6 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

69 m68 m68.2 m102 m

Revenue growth, %

(1%)0%50%

Cost of goods sold

13.8 m11 m9.1 m9.9 m

Gross profit

55.3 m57.1 m59.1 m92 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Revenue

26.1 m23 m24.1 m25.5 m25.4 m22.7 m23.9 m25.1 m24.4 m27.8 m29.4 m

Cost of goods sold

3.4 m3.1 m3 m2.5 m2.2 m2.3 m2.4 m2.4 m2.5 m3.1 m3.1 m

Gross profit

22.7 m19.9 m21.1 m23 m23.2 m20.5 m21.5 m22.6 m21.9 m24.7 m26.3 m

Gross profit Margin, %

87%86%88%90%91%90%90%90%90%89%89%
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

47.7 m44.2 m40.3 m47.3 m

Inventories

1.5 b

PP&E

46 m42.3 m39.6 m39 m

Total Assets

2 b2.1 b2.1 b2.3 b
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Cash

80.1 m54.5 m93.1 m44.1 m74.2 m38.5 m53.8 m36.6 m40.3 m189.9 m60.7 m51.1 m47.5 m

Inventories

1.1 b1.1 b1.1 b1.1 b1.2 b1.2 b1.1 b1.1 b1.2 b1.2 b1.5 b1.5 b

PP&E

46.4 m45.7 m45.2 m42.6 m42 m41.7 m39.7 m39.2 m39 m39.1 m38.6 m38.1 m

Total Assets

2 b2.1 b2 b2 b2.1 b2.1 b2 b2.1 b2.2 b2.1 b2.4 b2.3 b2.4 b
    USDFY, 2013FY, 2014FY, 2015FY, 2016

    Net Income

    82.1 m10.1 m15.4 m15.7 m

    Cash From Operating Activities

    35.3 m(6.3 m)21.1 m27.3 m

    Cash From Investing Activities

    9.6 m(66.1 m)(32.2 m)(123.1 m)

    Dividends Paid

    (12.4 m)(2.4 m)(2.4 m)
    USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

    Net Income

    81.9 m2.2 m4.2 m7.1 m3.5 m7.6 m11.6 m3.3 m7.2 m10.7 m4.6 m10 m8.1 m

    Cash From Operating Activities

    19.7 m(4.9 m)(20 m)(14.4 m)3.4 m7.2 m15.3 m3.1 m7.7 m17.2 m6.7 m34.3 m28.5 m

    Cash From Investing Activities

    18.4 m(46 m)6.4 m(34.4 m)(6.8 m)(10.1 m)12.7 m(49.2 m)(74.3 m)117.4 m(87.2 m)(88.7 m)(105.7 m)

    Dividends Paid

    (10.3 m)(11.3 m)(1 m)(1.7 m)(2.4 m)(1 m)(1.7 m)(2.4 m)
      Y, 2017

      Financial Leverage

      11.8 x
      Show all financial metrics

      Old Second Operating Metrics

      Old Second's Total Loans Issued was reported to be $1.5 b in Q2, 2017
      FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

      Bank Branches

      252426

      Total Loans Issued

      $1.16 b$1.15 b$1.16 b$1.13 b$1.13 b$1.14 b$1.16 b$1.2 b$1.48 b$1.49 b$1.54 b

      Non-performing Loans

      $27.08 m$23.36 m$19.28 m$18.53 m$14.62 m$14.04 m$18.42 m$17.38 m$16 m$12.52 m$15.62 m
      Show all operating metrics

      Old Second Market Value History

      Old Second's Web-traffic and Trends

      Old Second Online and Social Media Presence

      Old Second Company Life and Culture

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