Lending Works

Lending Works is a peer-to-peer lender, matching creditworthy personal loan borrowers to shrewd lenders so both receive a much better deal. Here at Lending Works we believe in a fairer financial world where real people control and directly benefit from their financial transactions. Our vision is to create a credible and desirable alternative to high street banks, offering the products our customers actually want in a fair way. In order to protect our lenders we provide market leading threefold protection which includes the Lending Works Shield. The Shield insures our lenders against borrower defaults, cybercrime and fraud. No other peer-to-peer lender offers this.
Company Growth (employees)
London, GB
Size (employees)
35 (est)-2%
Lending Works was founded in 2012 and is headquartered in London, GB

Key People at Lending Works

Nicholas Harding

Nicholas Harding

Founder, CEO & Executive Director
Matthew Powell

Matthew Powell

Chief Financial Officer & Executive Directors

Lending Works Office Locations

Lending Works has an office in London
London, GB (HQ)
60 Gray's Inn Rd

Lending Works Data and Metrics

Summary Metrics

Founding Date


Total Funding

$7.9 m

Latest funding size

£2 m

Time since last funding

about 1 year


Lending Works's latest funding round in July 2016 was reported to be £2 m. In total, Lending Works has raised $7.9 m

Lending Works Financial Metrics


Cash (31-Dec-2015)

263 k
GBPFY, 2014FY, 2015


574.1 k263 k

Accounts Receivable

25.2 k47.8 k

Current Assets

599.3 k310.8 k


13.3 k34.6 k

Total Assets

612.7 k345.4 k

Accounts Payable

159.7 k154.9 k

Current Liabilities

159.7 k154.9 k

Total Liabilities

162.3 k161.8 k

Total Equity

450.3 k183.6 k

Financial Leverage

1.4 x1.9 x
Y, 2015

Financial Leverage

1.9 x

Traffic Overview of Lending Works

Lending Works Online and Social Media Presence

Lending Works News and Updates

This challenger bank and proptech startup are joining forces for mortgages

Two up-and-coming fintech startups are joining forces to offer mortgages via a mobile banking app. Revolut, one of the latest crop of challenger banks, will offer mortgage services from Trussle, a proptech startup backed by Zoopla which uses artificial intelligence to advise on the right mortgage…

Revolut's launching an Amazon Prime-style subscription for banking

Fintech startup Revolut is launching an Amazon Prime-style subscription service as part of ambitious plans to monetise and is embarking on plans to raise millions of pounds in fresh funding. A premium account priced at £6.99 per month or £72 per year will give users access to unlimited money tran…

Revolut is raising another £4 million through crowdfunding — but this time it's going for Seedrs

LONDON — Fast-growing fintech startup Revolut has announced plans to raise £4 million through crowdfunding at some point later this year, using the announcement as an opportunity to promote its new "Premium" product. Revolut announced on Thursday that it plans to raise the s…

Transferwise partners Starling Bank ahead of digital challenger's launch

Transferwise, the unicorn-valued fintech startup, is partnering with another new disruptive finance startup on the scene - Starling Bank. The money transfer service will be integrated into the app of the challenger bank set up by former Allied Irish Bank operating chief Anne Boden which is set to…

Now fintech startup Revolut is getting into loans

Fintech startup Revolut has partnered with a peer-to-peer lender to offer loans to users, its newest product in addition to a current account and money transfers. With Lending Works, it will offer loans of up to £5,000 at a rate of 9.9 per cent APR over 12 months. The credit facility is instan…

Revolut users can now apply for credit in just a few minutes

 Just a few weeks after N26 started offering credit in Germany, fintech startup Revolut is also launching a brand new credit feature for U.K. users. Behind the scene, Revolut is working with Lending Works to provide those credit lines. Lending Works is a peer-to-peer lending company that matches ind…
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Lending Works Company Life and Culture

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