Lending Works

Lending Works is a peer-to-peer lender, matching creditworthy personal loan borrowers to shrewd lenders so both receive a much better deal. Here at Lending Works we believe in a fairer financial world where real people control and directly benefit from their financial transactions. Our vision is to create a credible and desirable alternative to high street banks, offering the products our customers actually want in a fair way. In order to protect our lenders we provide market leading threefold protection which includes the Lending Works Shield. The Shield insures our lenders against borrower defaults, cybercrime and fraud. No other peer-to-peer lender offers this.
Company Growth (employees)
London, GB
Size (employees)
34 (est)+14%
Lending Works was founded in 2012 and is headquartered in London, GB

Key People at Lending Works

Nicholas Harding

Nicholas Harding

Founder, CEO & Executive Director
Matthew Powell

Matthew Powell

Chief Financial Officer & Executive Directors

Lending Works Office Locations

Lending Works has offices in London, London, EC1R 0JH
London, GB (HQ)
60 Gray's Inn Rd
London, EC1R 0JH, GB

Lending Works Metrics

Summary Metrics

Founding Date


Total Funding

$7.9 m

Latest funding size

£2 m

Time since last funding

10 months


Lending Works's latest funding round in July 2016 was reported to be £2 m. In total, Lending Works has raised $7.9 m

Lending Works Financial Metrics

Cash (31-Dec-2015)

£263 k
FY, 2014FY, 2015


£574.1 k£263 k

Accounts Receivable

£25.2 k£47.8 k

Current Assets

£599.3 k£310.8 k


£13.3 k£34.6 k

Total Assets

£612.7 k£345.4 k

Accounts Payable

£159.7 k£154.9 k

Current Liabilities

£159.7 k£154.9 k

Total Equity

£450.3 k£183.6 k

Financial Leverage

1.4 x1.9 x

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Lending Works News

Lending Works Company Life

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