Lending Works is a peer-to-peer lender, matching creditworthy personal loan borrowers to shrewd lenders so both receive a much better deal. Here at Lending Works we believe in a fairer financial world where real people control and directly benefit from their financial transactions. Our vision is to create a credible and desirable alternative to high street banks, offering the products our customers actually want in a fair way. In order to protect our lenders we provide market leading threefold protection which includes the Lending Works Shield. The Shield insures our lenders against borrower defaults, cybercrime and fraud. No other peer-to-peer lender offers this.