OverviewSuggest Edit

LCNB Corporation provides commercial and personal banking services in Ohio. Its deposit products include checking, NOW, savings, Christmas and vacation club, money market deposit, lifetime checking, and individual retirement accounts, as well as certificates of deposit. The Company's loan portfolio comprises commercial and industrial, commercial and residential real estate, agricultural, construction, small business administration, and residential mortgage loans. It also offers consumer loans, such as automobile, boat, home improvement, and personal loans.
TypePublic
Founded1877
HQLebanon, US
Websitelcnb.com
Employee Ratings2.7

Locations

LCNB is headquartered in
Lebanon, United States

Location Map

Latest Updates

Employees (est.) (Dec 2018)325(+5%)
Revenue (FY, 2018)$11.1 M(+6%)
Share Price (Jan 2020)$18.1

LCNB Office Locations

LCNB has an office in Lebanon
Lebanon, US (HQ)
2 N Broadway St
Show all (1)

LCNB Financials and Metrics

LCNB Revenue

LCNB's revenue was reported to be $11.05 m in FY, 2018
USD

Revenue (Q3, 2019)

3.4m

Net income (Q3, 2019)

4.7m

Market capitalization (21-Jan-2020)

234.6m

Closing stock price (21-Jan-2020)

18.1

Cash (30-Sept-2019)

22.8m

EV

211.8m
LCNB's current market capitalization is $234.6 m.
Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

7.8m9.0m42.6m48.6m10.1m10.9m10.5m11.1m

Revenue growth, %

14%(12%)3%

Cost of goods sold

4.1m3.6m

Gross profit

38.5m45.0m
Quarterly
USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Revenue

1.9m2.1m2.3m1.8m2.2m2.5m1.6m1.7m1.1m2.3m2.3m2.3m2.8m2.4m2.6m2.8m2.8m2.4m2.8m2.7m2.6m2.9m2.8m3.0m3.4m

Sales and marketing expense

110.0k145.0k111.0k169.0k129.0k144.0k157.0k145.0k132.0k197.0k212.0k163.0k220.0k176.0k167.0k201.0k162.0k143.0k216.0k282.0k132.0k382.0k302.0k297.0k410.0k

Operating expense total

1.3m1.4m1.5m1.4m1.5m2.7m1.9m1.8m2.1m2.3m1.9m1.9m2.1m2.2m2.3m2.1m2.3m2.1m2.1m2.1m1.9m2.2m2.2m2.2m2.3m

Depreciation and amortization

146.0k175.0k189.0k187.0k
Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

8.1m8.3m8.8m9.9m11.5m12.5m13.0m14.8m

Depreciation and Amortization

3.0m1.3m2.2m3.0m3.0m2.6m4.1m

Cash From Operating Activities

10.7m11.0m10.4m15.9m13.2m15.5m19.7m

Purchases of PP&E

(2.6m)(478.0k)(858.0k)(1.1m)(504.0k)(9.4m)(600.0k)
USDY, 2019

EV/CFO

14.3 x

Financial Leverage

7.3 x
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LCNB Operating Metrics

LCNB's Total Loans was reported to be $823.6m in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Non-accrual Loans

$20.07 m$3.97 m$1.96 m$2.25 m$16.01 m$3.33 m$2.70 m$4.62 m$17.48 m$3.87 m$3.75 m

Total Loans

$6.99 b$698.85 m$751.86 m$759.88 m$7.71 b$775.56 m$797.09 m$807.86 m$8.20 b$807.15 m$823.55 m
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LCNB Online and Social Media Presence

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LCNB Frequently Asked Questions

  • When was LCNB founded?

    LCNB was founded in 1877.

  • How many employees does LCNB have?

    LCNB has 325 employees.

  • What is LCNB revenue?

    Latest LCNB annual revenue is $11.1 m.

  • What is LCNB revenue per employee?

    Latest LCNB revenue per employee is $34 k.

  • Who are LCNB competitors?

    Competitors of LCNB include Nethris, KBR Foreign Exchange and MBNA.

  • Where is LCNB headquarters?

    LCNB headquarters is located at 2 N Broadway St, Lebanon.

  • Where are LCNB offices?

    LCNB has an office in Lebanon.

  • How many offices does LCNB have?

    LCNB has 1 office.