LCNB Corporation

LCNB National Bank, founded in 1877, is a full-service, FDIC Insured National Bank. The Bank serves the nine counties of Southwestern Ohio with 36 conveniently located offices. LCNB is well known as a hometown bank which provides the financial products and delivery channels our customers deserve. LCNB provides unmatched personal service, safety, soundness and security. Come to LCNB National Bank and experience how good hometown-style banking can be.
Company Growth (employees)
Type
Public
HQ
Lebanon, US
Founded
1877
Size (employees)
282 (est)
Website
lcnb.com
LCNB Corporation was founded in 1877 and is headquartered in Lebanon, US

LCNB Corporation Office Locations

LCNB Corporation has an office in Lebanon
Lebanon, US (HQ)
2 N Broadway St

LCNB Corporation Data and Metrics

LCNB Corporation Financial Metrics

LCNB Corporation's revenue was reported to be $43.8 m in FY, 2016
USD

Revenue (FY, 2016)

43.8 m

Revenue growth (FY, 2015 - FY, 2016), %

3%

Gross profit (FY, 2016)

40.2 m

Gross profit margin (FY, 2016), %

92%

Net income (FY, 2016)

12.5 m

EBIT (FY, 2016)

39.3 m

Market capitalization (18-Aug-2017)

183.7 m

Cash (31-Dec-2016)

18.9 m

EV

207.5 m
LCNB Corporation's current market capitalization is $183.7 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

42.6 m48.6 m42.7 m43.8 m

Revenue growth, %

14%(12%)3%

Cost of goods sold

4.1 m3.6 m3.3 m3.5 m

Gross profit

38.5 m45 m39.3 m40.2 m

Gross profit Margin, %

90%93%92%92%

Sales and marketing expense

696 k

Operating expense total

26.2 m30.8 m32.4 m33.3 m

EBIT

28.8 m35 m38 m39.3 m

EBIT margin, %

68%72%89%90%

Interest income

29.4 m35.9 m39.3 m40.2 m

Pre tax profit

11.7 m13.3 m15.7 m16.9 m

Income tax expense

2.9 m3.4 m4.2 m4.4 m

Net Income

8.8 m9.9 m11.5 m12.5 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016

Revenue

14.2 m12.8 m13.3 m

Cost of goods sold

748 k912 k849 k

Gross profit

13.4 m11.9 m12.4 m

Gross profit Margin, %

95%93%94%

Sales and marketing expense

220 k176 k167 k

Operating expense total

220 k176 k167 k

EBIT

9.9 m9.3 m9.7 m

EBIT margin, %

70%72%73%

Pre tax profit

4.3 m3.6 m4 m

Income tax expense

1.2 m922 k1.1 m

Net Income

3.9 m6.7 m2.8 m6 m8.6 m3 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

14.7 m15.8 m15 m18.9 m

Accounts Receivable

95.6 k

PP&E

19.9 m20.7 m22.1 m30.2 m

Goodwill

14.2 m27.6 m30.2 m30.2 m

Total Assets

932.3 m1.1 b1.3 b1.3 b

Accounts Payable

1.1 b

Total Debt

20.8 m28 m43.3 m42.6 m

Total Liabilities

1.2 b

Retained Earnings

65.5 m69.4 m74.6 m80.7 m

Total Equity

118.9 m125.7 m140.1 m142.9 m

Debt to Equity Ratio

0.2 x0.2 x0.3 x0.3 x

Debt to Assets Ratio

0 x0 x0 x0 x

Financial Leverage

7.8 x8.8 x9.1 x9.1 x
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016

Cash

18.9 m33.1 m17.6 m27.9 m33.2 m21.1 m

PP&E

21.2 m20.9 m20.5 m22.6 m22.4 m22 m

Goodwill

27.6 m27.6 m27.6 m30.2 m30.2 m30.2 m

Total Assets

1.2 b1.1 b1.1 b1.2 b1.3 b1.3 b

Accounts Payable

986.8 m956.6 m973.7 m1.1 b1.1 b1.1 b

Retained Earnings

66.4 m67.7 m70.7 m72.3 m73.3 m76 m

Total Equity

122.6 m123.2 m128.6 m137.7 m140.9 m142.9 m

Financial Leverage

9.4 x9.1 x8.8 x9.1 x9.1 x9 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

8.8 m9.9 m11.5 m12.5 m

Depreciation and Amortization

2.2 m3 m700 k2.6 m

Cash From Operating Activities

10.4 m15.9 m13.2 m15.5 m

Cash From Investing Activities

(587 k)(11 m)(65.6 m)(27.5 m)

Long-term Borrowings

(3.4 m)(745 k)(5.4 m)(5.3 m)

Cash From Financing Activities

(8.6 m)(3.8 m)

Interest Paid

4.1 m3.5 m3.4 m3.5 m

Income Taxes Paid

3.7 m2.6 m4.8 m4.4 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016

Net Income

3.9 m6.7 m2.8 m6 m8.6 m3 m

Depreciation and Amortization

175 k189 k187 k

Cash From Operating Activities

9 m559 k5 m8.7 m

Cash From Investing Activities

(46.9 m)(7.1 m)(16.5 m)(19.7 m)(38.2 m)

Long-term Borrowings

(596 k)(670 k)(5.2 m)(5.3 m)(5.3 m)(5.2 m)

Cash From Financing Activities

46.6 m16.4 m17.7 m26.8 m46.9 m

Interest Paid

1.7 m2.7 m819 k1.5 m2.5 m888 k

Income Taxes Paid

1.7 m2 m1 m2.5 m3.5 m830 k
USDY, 2016

EV/EBIT

5.3 x

EV/CFO

13.4 x

Revenue/Employee

291.7 k

Debt/Equity

0.3 x

Financial Leverage

9.1 x

LCNB Corporation Market Value History

Traffic Overview of LCNB Corporation

LCNB Corporation Online and Social Media Presence

LCNB Corporation Company Life and Culture

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