LCNB Corporation provides commercial and personal banking services in Ohio. Its deposit products include checking, NOW, savings, Christmas and vacation club, money market deposit, lifetime checking, and individual retirement accounts, as well as certificates of deposit. The Company's loan portfolio comprises commercial and industrial, commercial and residential real estate, agricultural, construction, small business administration, and residential mortgage loans. It also offers consumer loans, such as automobile, boat, home improvement, and personal loans.

Employee Rating

2.6More
TypePublic
HQLebanon, US
Founded1877
Size (employees)310 (est)+10%
Websitelcnb.com
LCNB was founded in 1877 and is headquartered in Lebanon, US
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LCNB Office Locations

LCNB has an office in Lebanon
Lebanon, (HQ)
2 N Broadway St
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LCNB Financials and Metrics

LCNB Revenue

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LCNB's revenue was reported to be $54.92 m in FY, 2017
USD

Revenue (Q1, 2018)

13.8m

Gross profit (Q1, 2018)

12.8m

Gross profit margin (Q1, 2018), %

93.1%

Net income (Q1, 2018)

2.7m

EBIT (Q1, 2018)

10.1m

Market capitalization (4-Dec-2018)

208.9m

Closing stock price (4-Dec-2018)

15.7

Cash (31-Mar-2018)

17.5m

EV

197.7m
LCNB's current market capitalization is $208.9 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

42.6m48.6m52.8m54.6m54.9m

Revenue growth, %

14%(12%)3%

Cost of goods sold

4.1m3.6m3.3m3.5m3.6m

Gross profit

38.5m45.0m49.5m51.1m51.3m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q2, 2017Q3, 2017Q1, 2018

Revenue

14.2m12.8m13.3m13.8m13.7m13.7m13.8m

Cost of goods sold

748.0k912.0k849.0k883.0k861.0k908.0k954.0k

Gross profit

13.4m11.9m12.4m12.9m12.9m12.8m12.8m

Gross profit Margin, %

95%93%94%94%94%93%93%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

14.7m15.8m15.0m18.9m25.4m

Accounts Receivable

95.6k

Inventories

PP&E

19.9m20.7m22.1m30.2m34.9m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q2, 2017Q3, 2017Q1, 2018

Cash

14.7m33.4m18.9m33.1m17.6m27.9m33.2m21.1m19.0m30.0m21.2m17.5m

PP&E

20.1m21.0m21.2m20.9m20.5m22.6m22.4m22.0m25.0m35.0m34.9m34.6m

Goodwill

14.0m27.4m27.6m27.6m27.6m30.2m30.2m30.2m30.2m30.2m30.2m30.2m

Total Assets

942.3m1.1b1.2b1.1b1.1b1.2b1.3b1.3b1.3b1.3b1.3b1.3b
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

8.8m9.9m11.5m12.5m

Depreciation and Amortization

2.2m3.0m3.0m2.6m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q2, 2017Q3, 2017Q1, 2018

Net Income

6.4m1.3m3.9m6.7m2.8m6.0m8.6m3.0m5.9m6.2m9.4m2.7m

Depreciation and Amortization

175.0k189.0k187.0k

Cash From Operating Activities

9.0m559.0k5.0m8.7m1.6m7.8m12.6m1.4m

Cash From Investing Activities

(8.5m)(15.7m)(46.9m)(7.1m)(16.5m)(19.7m)(38.2m)(16.3m)(4.1m)
USDY, 2018

EV/EBIT

19.6 x

EV/CFO

139.6 x

Financial Leverage

8.7 x
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LCNB Operating Metrics

LCNB's Total Loans was reported to be $823 in Q2, 2017.
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LCNB Online and Social Media Presence

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LCNB Company Life and Culture

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LCNB Frequently Asked Questions

  • When was LCNB founded?

    LCNB was founded in 1877.

  • How many employees does LCNB have?

    LCNB has 310 employees.

  • What is LCNB revenue?

    Latest LCNB annual revenue is $54.9 m.

  • What is LCNB revenue per employee?

    Latest LCNB revenue per employee is $177.2 k.

  • Who are LCNB competitors?

    Competitors of LCNB include MBNA, Discover Financial Services and Monitise.

  • Where is LCNB headquarters?

    LCNB headquarters is located at 2 N Broadway St, Lebanon.

  • Where are LCNB offices?

    LCNB has an office in Lebanon.

  • How many offices does LCNB have?

    LCNB has 1 office.