LCNB Corporation provides commercial and personal banking services in Ohio. Its deposit products include checking, NOW, savings, Christmas and vacation club, money market deposit, lifetime checking, and individual retirement accounts, as well as certificates of deposit. The Company's loan portfolio comprises commercial and industrial, commercial and residential real estate, agricultural, construction, small business administration, and residential mortgage loans. It also offers consumer loans, such as automobile, boat, home improvement, and personal loans.
Type
Public
HQ
Lebanon, US
Founded
1877
Size (employees)
282 (est)
Website
lcnb.com
LCNB Corporation was founded in 1877 and is headquartered in Lebanon, US
Report incorrect company information

LCNB Corporation Office Locations

LCNB Corporation has an office in Lebanon
Lebanon, US (HQ)
2 N Broadway St
Show all (1)
Report incorrect company information

LCNB Corporation Financials and Metrics

LCNB Corporation Financials

LCNB Corporation's revenue was reported to be $43.75 m in FY, 2016 which is a 2.6% increase from the previous period.
USD

Net income (FY, 2017)

13 m

EBIT (FY, 2017)

40.6 m

Market capitalization (20-Apr-2018)

187.2 m

Cash (31-Dec-2017)

25.4 m

EV

209.2 m
LCNB Corporation's current market capitalization is $187.2 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

42.6 m48.6 m42.7 m43.8 m

Revenue growth, %

14%(12%)3%

Cost of goods sold

4.1 m3.6 m3.3 m3.5 m3.6 m

Gross profit

38.5 m45 m39.3 m40.2 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016

Revenue

14.2 m12.8 m13.3 m

Cost of goods sold

748 k912 k849 k

Gross profit

13.4 m11.9 m12.4 m

Gross profit Margin, %

95%93%94%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

14.7 m15.8 m15 m18.9 m25.4 m

Accounts Receivable

95.6 k

Inventories

PP&E

19.9 m20.7 m22.1 m30.2 m34.9 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016

Cash

14.7 m33.4 m18.9 m33.1 m17.6 m27.9 m33.2 m21.1 m

PP&E

20.1 m21 m21.2 m20.9 m20.5 m22.6 m22.4 m22 m

Goodwill

14 m27.4 m27.6 m27.6 m27.6 m30.2 m30.2 m30.2 m

Total Assets

942.3 m1.1 b1.2 b1.1 b1.1 b1.2 b1.3 b1.3 b
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

8.8 m9.9 m11.5 m12.5 m

Depreciation and Amortization

2.2 m3 m700 k2.6 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016

Net Income

6.4 m1.3 m3.9 m6.7 m2.8 m6 m8.6 m3 m

Depreciation and Amortization

175 k189 k187 k

Cash From Operating Activities

9 m559 k5 m8.7 m

Cash From Investing Activities

(8.5 m)(15.7 m)(46.9 m)(7.1 m)(16.5 m)(19.7 m)(38.2 m)
USDY, 2017

EV/EBIT

5.1 x

Financial Leverage

8.6 x
Show all financial metrics

LCNB Corporation Operating Metrics

LCNB Corporation's Total Loans was reported to be $823 in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Non-accrual Loans

$20.07 m$3.97 m$1.96 m$2.25 m$16.01 m$3.33 m$2.70 m$4.62 m$17.48 m$3.87 m$3.75 m

Total Loans

$6.99 b$698.85 m$751.86 m$759.88 m$7.71 b$775.56 m$797.09 m$807.86 m$8.20 b$807.15 m$823
Show all operating metrics
Report incorrect company information