Holvi is a simple one-stop-shop for small businesses to collect income, manage expense and get an understandable real-time view of their company finances. New Holvi accounts can be opened in minutes online and Holvi customers don’t need a separate bank account. The company recently released Holvi Expenses iPhone app for managing expenses on the go. Holvi is regulated by the Finnish FSA. Holvi is has been featured in the Economist and Financial Times, voted as the hottest startup in Helsinki by Wired Magazine and chosen to be one of most innovative and disruptive brands in financial technology by FinTechCity London.