Holvi is a simple one-stop-shop for small businesses to collect income, manage expense and get an understandable real-time view of their company finances. New Holvi accounts can be opened in minutes online and Holvi customers don’t need a separate bank account. The company recently released Holvi Expenses iPhone app for managing expenses on the go. Holvi is regulated by the Finnish FSA. Holvi is has been featured in the Economist and Financial Times, voted as the hottest startup in Helsinki by Wired Magazine and chosen to be one of most innovative and disruptive brands in financial technology by FinTechCity London.

Employee Rating

Parent CompanyBBVA
HQHelsinki, FI
Cybersecurity ratingBMore
Holvi was founded in 2011 and is headquartered in Helsinki, FI

Viewing summary data as a guest

Sign up for free to see all data

Key People/Management at Holvi

Antti-Jussi Suominen

Antti-Jussi Suominen


Holvi Office Locations

Holvi has an office in Helsinki
Helsinki, FI (HQ)
Hämeentie 11
Show all (1)

Holvi Financials and Metrics

Summary Metrics

Founding Date


Total Funding

$5.5 m


In total, Holvi had raised $5.5 m. Holvi is a subsidiary of BBVA

Holvi Cybersecurity Score

Cybersecurity ratingPremium dataset



SecurityScorecard logo

Holvi Online and Social Media Presence

Embed Graph

Holvi News and Updates

BBVA sells Holvi to co-founder

Spanish banking giant BBVA has sold Holvi to an investment firm set up by one of the Finnish fintech's founders. Terms of the deal were not disclosed.

Citing Brexit and Covid, Holvi pulls out of the UK

Holvi, the BBVA-backed fintech offering banking accounts for sole traders and small businesses, is pulling out of the UK just six months after launch.

Holvi pulls out of UK market after just 6 months due to Covid and Brexit uncertainty

The BBVA-owned startup says a no-deal Brexit and uncertainty caused by Covid-19 mean the UK no longer makes sense as a new market. Holvi pulls out of UK market after just 6 months due to Covid and Brexit uncertainty

Holvi appoints Arturo Rivasainz as it first VP of products

Holvi, the digital banking service for the self-employed, has appointed Arturo Rivasainz as its Vice...

Holvi to launch freelance banking service in the UK

Holvi, the BBVA-backed banking service for small traders, is to launch in the UK.

Holvi launches in UK in despite Brexit uncertainty

The Finnish startup enters a crowded and uncertain market, but says the UK's 6m microbusinesses make it the big prize for fintechs. Holvi launches in UK in despite Brexit uncertainty
Show more

Holvi Blogs

August update – 3DS2, widgets and news on Holvi’s credit card

In typical Maker and Doer fashion, we’ve balanced our summer holiday season with an ambitious product development timeline and kept up momentum over the past month. Here’s what we rolled out.

3D Secure 2 – Are you for real? How Holvi authenticates online card payments (2021)

Why is our app asking to scan your face? To keep you safe, of course! Introducing 3D Secure 2, a new way to verify online payments made using your Holvi Business Mastercard®. Staying true to our name – Holvi means ‘vault’ in Finnish – we’re always looking for new ways to improve our ac…

How to take a vacation as a freelancer – 6 steps to vacay

Summer is here and you’re thinking, How can I slip away from my freelance job – preferably to a cool, clean lake? Giving yourself an occasional break is a key part of a long and healthy self-employed career. The health benefits of taking a vacation are plentiful. But for freelance…

9 signs you need a vacation from freelancing

Summer is here and all your 9-to-5 friends are planning trips to corona-safe destinations. Can I afford to take a vacation? You ask. A short vacation, or even staycation, can refresh the mind and lead to a net gain in well-being and productivity. So the real question you should ask is, …

June update – Invoicing languages, Top-ups ​​and Holvi’s credit card pilot

It's been another busy month! Over the past 31 days we added the option to change your invoice language and re-introduced an old (and much loved!) Holvi feature: Top-ups! We also made solid progress on our credit card pilot, sending out a survey where you shared your interest and though…

No working from home tax relief? 9 ways to save on German taxes (2021)

It doesn’t make a whole lot of sense, but to qualify for true working from home tax relief in Germany the self-employed need a separate room only for work. 
Show more

Holvi Frequently Asked Questions

  • When was Holvi founded?

    Holvi was founded in 2011.

  • Who are Holvi key executives?

    Holvi's key executives are Antti-Jussi Suominen.

  • How many employees does Holvi have?

    Holvi has 75 employees.

  • Who are Holvi competitors?

    Competitors of Holvi include Aareal, Samba Financial Group and CAF.

  • Where is Holvi headquarters?

    Holvi headquarters is located at Hämeentie 11, Helsinki.

  • Where are Holvi offices?

    Holvi has an office in Helsinki.

  • How many offices does Holvi have?

    Holvi has 1 office.