HMN Financial

We are proud to serve communities in both Minnesota and Iowa. We are a high-performing financial service provider with the feel of an approachable, friendly community bank. Home Federal offers a full range of retail deposits and loan services, business banking/commercial services, savings, certificates of deposit, checking, retirement savings and IRAs. Home Federal also offers its clients additional services such as Debit MasterCards, Visa credit cards, ATM cards, internet banking, safe deposit boxes, investment services, and much more...

Rochester, US
Size (employees)
172 (est)
HMN Financial was founded in 1994 and is headquartered in Rochester, US

HMN Financial Office Locations

HMN Financial has an office in Rochester
Rochester, US (HQ)
1016 Civic Center Dr Nw

HMN Financial Data and Metrics

HMN Financial Financial Metrics

HMN Financial's revenue was reported to be $35.6 m in 2016

Revenue (Y, 2016)

35.6 m

Revenue growth (Y, 2015 - Y, 2016), %


Gross profit (Y, 2016)

34 m

Gross profit margin (Y, 2016), %


Net income (Y, 2016)

6.4 m

EBIT (Y, 2016)

26.4 m

Market capitalization (23-Jun-2017)

72.9 m

Closing share price (23-Jun-2017)


Cash (31-Dec-2016)

27.6 m
HMN Financial's current market capitalization is $72.9 m.
USDFY, 2013FY, 2014FY, 2015Y, 2016


23 m20.6 m21.5 m35.6 m

Revenue growth, %


Cost of goods sold

3.3 m1.2 m1.5 m1.6 m

Gross profit

19.7 m19.4 m19.9 m34 m

Gross profit Margin, %


Operating expense total

22.6 m21.4 m23.2 m24.1 m


27.6 m26.4 m20.1 m26.4 m

EBIT margin, %


Pre tax profit

12.3 m4.6 m10.5 m

Income tax expense

(14.4 m)4.9 m1.6 m4.1 m

Net Income

26.7 m7.4 m3 m6.4 m
USDFY, 2013FY, 2014FY, 2015FY, 2016


120.7 m46.6 m39.8 m27.6 m

Accounts Receivable

2 m1.7 m2.3 m2.6 m


6.7 m7 m7.5 m8.2 m


802 k

Total Assets

648.6 m577.4 m643.2 m682 m

Accounts Payable

146 k93 k242 k236 k

Additional Paid-in Capital

51.2 m50.2 m50.4 m50.6 m

Total Equity

69.6 m75.9 m

Financial Leverage

9.2 x9 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

26.7 m7.4 m3 m6.4 m

Depreciation and Amortization

880 k576 k706 k850 k

Accounts Payable

(101 k)(53 k)

Cash From Operating Activities

19 m17.3 m10.8 m25.5 m

Purchases of PP&E

(49.1 m)(157 m)(144.1 m)(105 m)

Cash From Investing Activities

49.3 m(12.4 m)(31.9 m)(50.4 m)

Cash From Financing Activities

(31.3 m)(79 m)14.2 m12.6 m

Interest Paid

3.4 m1.3 m1.4 m1.6 m

Income Taxes Paid

205 k191 k436 k
USDY, 2016


206.7 k

Financial Leverage

9 x

HMN Financial Market Value History

HMN Financial Company Life and Culture

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