HMN Financial

HMN Financial is a stock savings bank holding company that owns Home Federal Savings Bank (the Bank). The Bank operates retail banking and loan production facilities in Minnesota, Iowa and Wisconsin. The Bank has two subsidiaries, Osterud Insurance Agency, Inc., which offers financial planning products and services, and HFSB Property Holdings, LLC, which acts as an intermediary for the Bank in holding and operating certain foreclosed properties. HMN's business involves attracting deposits from the general public and businesses and using such deposits to originate or purchase one- to four-family residential, commercial real estate and multi-family mortgage loans, among others. HMN invests in mortgage-backed and related securities, the United States government agency obligations and other permissible investments.
Company Growth (employees)
Type
Public
HQ
Rochester, US
Founded
1994
Size (employees)
172 (est)
Website
hmnf.com
HMN Financial was founded in 1994 and is headquartered in Rochester, US

HMN Financial Office Locations

HMN Financial has an office in Rochester
Rochester, US (HQ)
1016 Civic Center Dr NW

HMN Financial Financials and Metrics

HMN Financial Financials

HMN Financial's revenue was reported to be $8.5 m in Q1, 2017
USD

Revenue (Q1, 2017)

8.5 m

Gross profit (Q1, 2017)

8.1 m

Gross profit margin (Q1, 2017), %

95%

Net income (Q1, 2017)

1.2 m

EBIT (Q1, 2017)

6.5 m

Market capitalization (17-Oct-2017)

89.1 m

Cash (31-Mar-2017)

12.5 m
HMN Financial's current market capitalization is $89.1 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

23 m20.6 m21.5 m35.6 m

Revenue growth, %

(10%)4%66%

Cost of goods sold

3.3 m1.2 m1.5 m1.6 m

Gross profit

19.7 m19.4 m19.9 m34 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

6.7 m7.3 m6.5 m6.9 m7.6 m8.3 m9.3 m9.1 m8.5 m

Cost of goods sold

306 k297 k326 k391 k397 k374 k395 k404 k407 k

Gross profit

6.4 m7 m6.2 m6.5 m7.2 m7.9 m8.9 m8.7 m8.1 m

Gross profit Margin, %

95%96%95%94%95%95%96%96%95%
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

120.7 m46.6 m39.8 m27.6 m

Accounts Receivable

2 m1.7 m2.3 m2.6 m

PP&E

6.7 m7 m7.5 m8.2 m

Goodwill

802 k
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

39.6 m10.4 m13.8 m18.9 m34.6 m12.5 m

PP&E

7 m7.4 m7.6 m8.1 m8.1 m8.1 m

Goodwill

802 k802 k802 k

Total Assets

564 m618.9 m638.2 m653.4 m685.7 m681 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

26.7 m7.4 m3 m6.4 m

Depreciation and Amortization

880 k576 k706 k850 k

Accounts Payable

(101 k)(53 k)

Cash From Operating Activities

19 m17.3 m10.8 m25.5 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

4.2 m5.7 m461 k1 m1.9 m1.8 m3.3 m4.7 m1.2 m

Depreciation and Amortization

271 k416 k161 k333 k516 k195 k399 k619 k233 k

Accounts Receivable

120 k127 k

Accounts Payable

(43 k)(46 k)(31 k)
USDY, 2017

Revenue/Employee

49.7 k

Financial Leverage

8.8 x
Show all financial metrics

HMN Financial Market Value History

Traffic Overview of HMN Financial

HMN Financial Company Life and Culture

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