HMN Financial

We are proud to serve communities in both Minnesota and Iowa. We are a high-performing financial service provider with the feel of an approachable, friendly community bank. Home Federal offers a full range of retail deposits and loan services, business banking/commercial services, savings, certificates of deposit, checking, retirement savings and IRAs. Home Federal also offers its clients additional services such as Debit MasterCards, Visa credit cards, ATM cards, internet banking, safe deposit boxes, investment services, and much more...

Type
Public
HQ
Rochester, US
Founded
1994
Size (employees)
172 (est)
Website
hmnf.com
HMN Financial was founded in 1994 and is headquartered in Rochester, US

HMN Financial Office Locations

HMN Financial has an office in Rochester
Rochester, US (HQ)
1016 Civic Center Dr Nw

HMN Financial Data and Metrics

HMN Financial Financial Metrics

HMN Financial's revenue was reported to be $35.6 m in 2016
USD

Revenue (Y, 2016)

35.6 m

Revenue growth (Y, 2015 - Y, 2016), %

66%

Gross profit (Y, 2016)

34 m

Gross profit margin (Y, 2016), %

96%

Net income (Y, 2016)

6.4 m

EBIT (Y, 2016)

26.4 m

Market capitalization (23-Jun-2017)

72.9 m

Closing share price (23-Jun-2017)

17.8

Cash (31-Dec-2016)

27.6 m
HMN Financial's current market capitalization is $72.9 m.
USDFY, 2013FY, 2014FY, 2015Y, 2016

Revenue

23 m20.6 m21.5 m35.6 m

Revenue growth, %

(10%)4%66%

Cost of goods sold

3.3 m1.2 m1.5 m1.6 m

Gross profit

19.7 m19.4 m19.9 m34 m

Gross profit Margin, %

86%94%93%96%

Operating expense total

22.6 m21.4 m23.2 m24.1 m

EBIT

27.6 m26.4 m20.1 m26.4 m

EBIT margin, %

120%128%94%74%

Pre tax profit

12.3 m4.6 m10.5 m

Income tax expense

(14.4 m)4.9 m1.6 m4.1 m

Net Income

26.7 m7.4 m3 m6.4 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

120.7 m46.6 m39.8 m27.6 m

Accounts Receivable

2 m1.7 m2.3 m2.6 m

PP&E

6.7 m7 m7.5 m8.2 m

Goodwill

802 k

Total Assets

648.6 m577.4 m643.2 m682 m

Accounts Payable

146 k93 k242 k236 k

Additional Paid-in Capital

51.2 m50.2 m50.4 m50.6 m

Total Equity

69.6 m75.9 m

Financial Leverage

9.2 x9 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

26.7 m7.4 m3 m6.4 m

Depreciation and Amortization

880 k576 k706 k850 k

Accounts Payable

(101 k)(53 k)

Cash From Operating Activities

19 m17.3 m10.8 m25.5 m

Purchases of PP&E

(49.1 m)(157 m)(144.1 m)(105 m)

Cash From Investing Activities

49.3 m(12.4 m)(31.9 m)(50.4 m)

Cash From Financing Activities

(31.3 m)(79 m)14.2 m12.6 m

Interest Paid

3.4 m1.3 m1.4 m1.6 m

Income Taxes Paid

205 k191 k436 k
USDY, 2016

Revenue/Employee

206.7 k

Financial Leverage

9 x

HMN Financial Market Value History

HMN Financial Company Life and Culture

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