Harel Insurance Investments and Financial Services is an investment company mainly active in the insurance sector. The Company operates its business through five segments: Life Assurance and Long-Term Savings segment engages in the life assurance branches, as well as its activity in the management of pension and provident funds; Health Insurance segment provides illness and hospitalization insurance; Non-Life Insurance segment covers damages caused, including motor property, compulsory motor insurance, property and other branches and credit insurance for mortgages; Insurance Companies Overseas segment offers company insurances in the health and nonlife insurance sectors; and Capital Market & Financial Services segment refers to mutual funds management as well as securities management among private individuals, corporations and institutional customers.