OverviewSuggest Edit

GreenSky is a technology company providing point-of-sale financing and payment solutions to merchants, consumers, and banks. It offers a proprietary technology infrastructure that supports the full transaction lifecycle, including credit application, underwriting, real-time allocation to bank partners, document distribution, funding, settlement, and servicing functions.
TypePublic
Founded2006
HQAtlanta, GA, US
Websitegreensky.com
Employee Ratings3.4

Latest Updates

Employees (est.) (Dec 2020)1,164
Job Openings41
Revenue (FY, 2020)$525.6 M
Share Price (Apr 2022)$10.2
Cybersecurity ratingAMore
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Key People/Management at GreenSky

Chris Forshay

Chris Forshay

President, Home Improvement & Specialty Retail
Jerry Bartlett

Jerry Bartlett

CTO
Gerry Benjamin

Gerry Benjamin

Vice Chairman & Chief Administrative Officer
David Zalik

David Zalik

Chairman and CEO
Tim Kaliban

Tim Kaliban

President & Chief Risk Officer
Andrew Kang

Andrew Kang

EVP & Chief Financial Officer
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GreenSky Office Locations

GreenSky has offices in Atlanta, Alpharetta and Crestview Hills
Atlanta, GA, US (HQ)
5565 Glenridge Con #700
Alpharetta, GA, US
3159 Royal Dr
Atlanta, GA, US
1797 Northeast Expy
Crestview Hills, KY, US
2670 Chancellor Dr 4th floor
Show all (4)

GreenSky Financials and Metrics

GreenSky Revenue

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View revenue for all periods
GreenSky's revenue was reported to be $525.65 m in FY, 2020 which is a 0.8% decrease from the previous period.
USD

Revenue (Q3, 2021)

128.1m

Gross profit (Q3, 2021)

94.3m

Gross profit margin (Q3, 2021), %

73.6%

Net income (Q3, 2021)

39.8m

EBIT (Q3, 2021)

49.4m

Market capitalization (7-Apr-2022)

939.8m

Closing stock price (7-Apr-2022)

10.2

Cash (30-Sept-2021)

242.0m

EV

1.4b
GreenSky's current market capitalization is $939.8 m.
Annual
USDFY, 2018FY, 2019FY, 2020

Revenue

414.7m529.6m525.6m

Revenue growth, %

27%28%(1%)

Cost of goods sold

160.4m248.6m307.9m

Gross profit

254.2m281.1m217.7m
Quarterly
USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021Q2, 2021Q3, 2021

Revenue

103.7m138.7m153.4m121.2m133.0m142.0m125.2m136.5m128.1m

Cost of goods sold

58.0m56.2m65.0m71.8m64.9m92.3m64.0m43.9m33.9m

Gross profit

45.7m82.5m88.5m49.4m68.0m49.7m61.2m92.6m94.3m

Gross profit Margin, %

44%59%58%41%51%35%49%68%74%
Annual
USDFY, 2018FY, 2019FY, 2020

Cash

303.4m195.8m147.8m

Accounts Receivable

15.4m19.5m22.0m

Total Assets

802.9m951.0m1.5b

Accounts Payable

5.4m11.9m15.4m
Quarterly
USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021Q2, 2021Q3, 2021

Cash

267.8m209.2m206.4m176.7m147.6m113.6m196.3m203.1m242.0m

Accounts Receivable

18.1m22.6m20.8m19.1m20.1m20.9m18.5m17.3m17.6m

Total Assets

832.7m840.9m897.1m938.4m1.3b1.5b1.4b1.3b1.4b

Accounts Payable

19.8m14.4m13.7m19.9m13.4m15.1m31.1m15.9m10.8m
Annual
USDFY, 2018FY, 2019FY, 2020

Net Income

128.0m96.0m28.7m

Depreciation and Amortization

4.5m7.3m11.3m

Accounts Payable

(1.5m)6.9m3.5m

Cash From Operating Activities

256.4m153.3m(468.1m)
Quarterly
USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021Q2, 2021Q3, 2021

Net Income

7.4m46.6m90.7m(10.9m)2.4m5.2m12.1m58.8m98.6m

Depreciation and Amortization

1.5m3.2m5.1m2.4m5.2m8.2m3.3m6.8m10.3m

Accounts Payable

14.7m9.4m8.6m7.9m1.4m3.2m15.7m487.0k(4.6m)

Cash From Operating Activities

43.5m89.8m125.4m41.0m(333.8m)(430.5m)245.1m276.3m300.9m
USDFY, 2018

Revenue/Employee

437.0k

Debt/Equity

-11.1 x

Debt/Assets

0.5 x

Financial Leverage

-23.1 x
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GreenSky Operating Metrics

GreenSky's Transaction Volume was reported to be $1.5b in Q3, 2021.
FY, 2018Q1, 2019Q2, 2019Q3, 2019FY, 2019Q1, 2020Q2, 2020Q3, 2020FY, 2020Q1, 2021Q2, 2021Q3, 2021

Facilities Leased

444

Merchants

14.91 k15.75 k16.6 k16.89 k17.22 k17.76 k17.55 k16 k

Total Customer Accounts

2.24 m2.41 m2.63 m2.85 m3.03 m3.21 m3.39 m3.57 m3.71 m3.87 m4.06 m4.23 m

Transaction Volume

$5.03 b$1.24 b$1.58 b$1.64 b$5.95 b$1.37 b$1.36 b$1.48 b$5.52 b$1.3 b$1.55 b$1.54 b
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GreenSky Acquisitions / Subsidiaries

Company NameDateDeal Size
GreenSky Administrative Services LLC
GreenSky Holdings LLC
GreenSky LLC
GreenSky Management Company LLC
GreenSky Marketing LLC
GreenSky Operations LLC
GreenSky Patient Solutions LLC
GreenSky Servicing LLC
GreenSky Software LLC
GS Aggregator I, LLC
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GreenSky Revenue Breakdown

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GreenSky revenue breakdown by business segment: 74.8% from Transaction fees and 25.2% from Servicing and other

GreenSky Cybersecurity Score

Cybersecurity ratingPremium dataset

A

90/100

SecurityScorecard logo

GreenSky Environment, Social & Governance (ESG) Ratings

CSRHub ESG ratingPremium dataset

40-49

out of 100

CSRHub logo

GreenSky Online and Social Media Presence

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GreenSky News and Updates

Suspicious bets were made before Goldman's $2.2 billion acquisition of GreenSky, options experts say

Suspicious trades were made before Goldman's $2.2 billion acquisition of GreenSky, indicating insider trading, options experts said.

Fintech company GreenSky acquired by Goldman Sachs in $2.24B deal

Goldman Sachs Group Inc. is spending approximately $2.24 billion to acquire GreenSky Inc., a financial technology company that competes in the rapidly growing “buy now, pay later” market. Under the transaction terms announced on Wednesday, GreenSky’s investors will receive 0.03 Goldman Sachs shares…

Goldman says $2.2B purchase of BNPL provider GreenSky will help expand Marcus

The acquisition is positioned to bolster the firm's consumer business and offer new products and new ways to attract consumers to its Marcus by Goldman Sachs brand of finance products.

Goldman Sachs to buy home improvement lender Greensky for $2.24 billion

Goldman Sachs is buying digital lender Greensky for $2.24 billion as part of its push into the consumer finance market.

Godlman Sachs to buy home improvement lender Greensky for $2.24 billion

Goldman Sachs is buying digital lender Greensky for $2.24 billion as part of its push into the consumer finance market.

Goldman Sachs is acquiring buy now, pay later fintech GreenSky for $2.2 billion

Goldman Sachs is taking another step into the realm of consumer finance with the $2.24 billion acquisition of GreenSky.
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GreenSky Frequently Asked Questions

  • When was GreenSky founded?

    GreenSky was founded in 2006.

  • Who are GreenSky key executives?

    GreenSky's key executives are Chris Forshay, Jerry Bartlett and Gerry Benjamin.

  • How many employees does GreenSky have?

    GreenSky has 1,164 employees.

  • What is GreenSky revenue?

    Latest GreenSky annual revenue is $525.6 m.

  • What is GreenSky revenue per employee?

    Latest GreenSky revenue per employee is $451.6 k.

  • Who are GreenSky competitors?

    Competitors of GreenSky include Affirm, Snap Finance and SVB Financial Group.

  • Where is GreenSky headquarters?

    GreenSky headquarters is located at 5565 Glenridge Con #700, Atlanta.

  • Where are GreenSky offices?

    GreenSky has offices in Atlanta, Alpharetta and Crestview Hills.

  • How many offices does GreenSky have?

    GreenSky has 4 offices.