Fractal Labs

OverviewSuggest Edit

Fractal is a platform-as-a-service that is reinventing how Small-Medium-Enterprises (SMEs) execute payments and access financial services. It aims to help financial institutions and their SME clients save money by providing a smarter payments engine and an insights platform to deliver the right product, to the right SME, at the right time.

HQLondon, GB

Latest Updates

Employees (est.) (Sept 2021)22(-4%)
Cybersecurity ratingAMore

Key People/Management at Fractal Labs

Nicholas Heller

Nicholas Heller

Stephanie Heller

Stephanie Heller

Co-Founder, Non-Executive Director
Fatou Diagne

Fatou Diagne

Co-Founder, Non-Executive Director
Andreas Signer

Andreas Signer

Gaurav Katyal

Gaurav Katyal

Chief Product Officer
Peter Edenholm

Peter Edenholm

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Fractal Labs Office Locations

Fractal Labs has an office in London
London, GB (HQ)
3, Waterhouse Square, 138 - 142 Holborn
London, GB
Flat A 123 Southgate Rd
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Fractal Labs Financials and Metrics

Summary Metrics

Founding Date


Fractal Labs total Funding

$1.2 m

Fractal Labs latest funding size

$1.25 m

Time since last funding

7 years ago

Fractal Labs investors

Fractal Labs's latest funding round in January 2015 was reported to be $1.2 m. In total, Fractal Labs has raised $1.2 m
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Fractal Labs Revenue

Cash (30-Apr-2018)

GBPFY, 2015FY, 2016FY, 2017FY, 2018



Accounts Receivable


Current Assets

FY, 2015

Financial Leverage

-6 x
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Fractal Labs Cybersecurity Score

Cybersecurity ratingPremium dataset



SecurityScorecard logo

Fractal Labs Online and Social Media Presence

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Fractal Labs News and Updates

Fractal Labs scores investment from Deloitte

We are excited to announce that Deloitte has invested in the Fractal team to help us further our mis...

Fractal Labs Blogs

SMEs - it’s time to do some better business

Part 1: It’s time for change When my electrician comes to my house to install a new light fitting, he writes the job spec on a notepad by hand, he writes it up on a computer at night, after doing the day job, and emails me a quote. We agree with the quote and schedule the work when comm…

Open Banking and the endemic funding problem currently facing SMEs

SMEs and the funding gap. One of the biggest problems facing SMEs today is the lack of consistent and contextualised funding options for small businesses. Many SMEs and sole traders find themselves grinding to a complete stop in their development due to cash flow and funding issues.

tomato pay partners with APImetrics

We are proud to announce tomato pay's partnership with APImetrics, a leading provider of monitoring for hard-to-monitor production APIs in regulated sectors like finance, with clients at major banks, telcos, and IT companies, to launch the first independent production monitoring dashboar…

tomato pay features in Good Housekeeping, Finextra and Fintech Future amongst others

Coinciding with our launch, we're pleased to see the traction tomato pay is receiving in the market and in the press.

We're live! tomato pay launches payments app

We've launched! Our payments app is now live on the App Store and Google Play. Plus we were featured in the national and trade press (which you can see here) on the topic of tomato pay, how we're helping communities and why QR codes is the new face of alternative payments.

The payments revolution is already underway

‘Cash is king’ is a well-known adage; looking at this statement, quite literally, it may be safe to say that this is not the case anymore.
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Fractal Labs Frequently Asked Questions

  • When was Fractal Labs founded?

    Fractal Labs was founded in 2014.

  • Who are Fractal Labs key executives?

    Fractal Labs's key executives are Nicholas Heller, Stephanie Heller and Fatou Diagne.

  • How many employees does Fractal Labs have?

    Fractal Labs has 22 employees.

  • Who are Fractal Labs competitors?

    Competitors of Fractal Labs include W.UP, Quantilia and Web Financial Group.

  • Where is Fractal Labs headquarters?

    Fractal Labs headquarters is located at 3, Waterhouse Square, 138 - 142 Holborn, London.

  • Where are Fractal Labs offices?

    Fractal Labs has an office in London.

  • How many offices does Fractal Labs have?

    Fractal Labs has 2 offices.