First Guaranty Bancshares, Inc. is a bank holding company operating through its subsidiary, First Guaranty Bank. The Banks's principal business consists of attracting deposits from the general public and local municipalities in its market areas and investing those deposits, together with funds generated from operations and borrowings in lending and in securities activities to serve the credit needs of the customer base, including commercial real estate loans, commercial and industrial loans, one- to four-family residential real estate loans, construction and land development loans, agricultural and farmland loans, and to a lesser extent, consumer and multifamily loans. 

First Guaranty also participates in certain syndicated loans, including shared national credits, with other financial institutions. The Bank offers a variety of deposit accounts to consumers and small businesses, including personal and business checking and savings accounts, time deposits, money market accounts and demand accounts. In addition, First Guaranty offer a broad range of consumer services, including personal and commercial credit cards, remote deposit capture, safe deposit boxes, official checks, internet banking, automated teller machines, online bill pay, mobile banking and lockbox services.

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TypePublic
HQHammond, US
Founded1934
Size (employees)327 (est)+16%
Websitefgb.net
First Guaranty Bancshares was founded in 1934 and is headquartered in Hammond, US
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First Guaranty Bancshares Office Locations

First Guaranty Bancshares has an office in Hammond
Hammond, (HQ)
400 E Thomas St
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First Guaranty Bancshares Financials and Metrics

First Guaranty Bancshares Revenue

First Guaranty Bancshares's revenue was reported to be $75.89 m in FY, 2017
USD

Revenue (Q3, 2018)

21.3m

Gross profit (Q3, 2018)

15.7m

Gross profit margin (Q3, 2018), %

73.6%

Net income (Q3, 2018)

3.4m

EBIT (Q3, 2018)

14.1m

Market capitalization (12-Dec-2018)

181.4m

Closing stock price (12-Dec-2018)

20.6

Cash (30-Sep-2018)

63.9m

EV

141.6m
First Guaranty Bancshares's current market capitalization is $181.4 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

59.5m65.0m68.0m75.9m

Revenue growth, %

9%5%

Cost of goods sold

8.6m10.1m14.4m

Gross profit

56.4m57.8m61.5m
Quarterly
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Revenue

16.1m17.6m16.3m18.4m17.2m17.6m18.2m19.8m19.9m21.0m21.3m

Cost of goods sold

2.2m2.1m2.6m2.5m2.5m2.9m3.4m4.0m4.5m5.0m5.6m

Gross profit

13.9m15.5m13.7m15.9m14.7m14.7m14.8m15.9m15.3m16.1m15.7m

Gross profit Margin, %

86%88%84%86%85%83%81%80%77%76%74%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

61.5m44.6m37.3m18.1m38.0m

PP&E

19.6m19.2m22.0m23.5m38.0m

Goodwill

2.0m2.0m2.0m2.0m3.5m

Total Assets

1.4b1.5b1.5b1.5b1.8b
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

9.1m11.2m14.5m14.1m11.8m

Depreciation and Amortization

2.1m2.1m2.0m2.2m2.4m

Cash From Operating Activities

17.2m16.8m17.2m22.2m12.3m

Cash From Investing Activities

(78.1m)(95.0m)47.2m(67.8m)(83.0m)
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Net Income

6.5m2.8m5.5m8.4m3.4m7.3m11.1m3.2m7.6m10.9m3.3m6.2m9.2m3.6m8.2m11.6m

Depreciation and Amortization

1.6m540.0k1.1m1.6m530.0k1.0m1.5m530.0k1.1m1.6m554.0k1.1m1.8m684.0k1.4m2.3m

Cash From Operating Activities

14.1m7.1m9.6m14.7m6.0m8.6m12.8m7.4m11.0m17.2m2.7m4.2m8.9m7.8m14.8m20.6m

Cash From Investing Activities

(61.1m)14.5m(68.6m)(70.3m)(27.3m)(20.8m)63.7m(20.0m)(17.1m)6.5m(72.3m)(62.2m)(35.8m)3.1m3.5m8.0m
USDY, 2018

EV/EBIT

10 x

EV/CFO

6.9 x

Debt/Equity

0.2 x

Financial Leverage

12.3 x
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First Guaranty Bancshares Operating Metrics

First Guaranty Bancshares's Total Loans was reported to be $1.1b in Q2, 2017.
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First Guaranty Bancshares Online and Social Media Presence

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First Guaranty Bancshares Company Life and Culture

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First Guaranty Bancshares Frequently Asked Questions

  • When was First Guaranty Bancshares founded?

    First Guaranty Bancshares was founded in 1934.

  • How many employees does First Guaranty Bancshares have?

    First Guaranty Bancshares has 327 employees.

  • What is First Guaranty Bancshares revenue?

    Latest First Guaranty Bancshares annual revenue is $75.9 m.

  • What is First Guaranty Bancshares revenue per employee?

    Latest First Guaranty Bancshares revenue per employee is $232.1 k.

  • Who are First Guaranty Bancshares competitors?

    Competitors of First Guaranty Bancshares include Investors Bancorp, United Financial Bancorp and BOK Financial.

  • Where is First Guaranty Bancshares headquarters?

    First Guaranty Bancshares headquarters is located at 400 E Thomas St, Hammond.

  • Where are First Guaranty Bancshares offices?

    First Guaranty Bancshares has an office in Hammond.

  • How many offices does First Guaranty Bancshares have?

    First Guaranty Bancshares has 1 office.