First Capital is the savings and loan holding company of First Harrison Bank, which is a federally-chartered savings bank, and provides various banking services to individuals and business customers in Indiana and Kentucky. The Bank's loan portfolio includes residential loans, construction loans, commercial real estate loans, commercial business loans and consumer loans. Its consumer loan portfolio consists of home equity and second mortgage loans, and automobile and truck loans; it originates mortgage loans for sale in the secondary market, and also sells non-deposit investment products through a financial services division.

TypePublic
HQCorydon, US
Founded1891
Size (employees)170 (est)
Websitefirstharrison.com
First Capital was founded in 1891 and is headquartered in Corydon, US
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First Capital Office Locations

First Capital has offices in Corydon, New Albany, Mount Washington, Lebanon Junction and in 6 other locations
Corydon, (HQ)
220 Federal Dr NW
Corydon,
391 Old Capital Plaza N W
Floyds Knobs,
4609 Williamsburg Station Rd
Georgetown,
5100 IN-64
Greenville,
9849 US-150
Jeffersonville,
2744 Allison Ln
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First Capital Financials and Metrics

First Capital Revenue

First Capital's revenue was reported to be $33.12 m in FY, 2017
USD

Revenue (Q3, 2018)

9.1m

Gross profit (Q3, 2018)

8.7m

Gross profit margin (Q3, 2018), %

95.4%

Net income (Q3, 2018)

2.5m

EBIT (Q3, 2018)

6.6m

Market capitalization (4-Dec-2018)

125.9m

Closing stock price (4-Dec-2018)

37.5

Cash (30-Sep-2018)

50.2m
First Capital's current market capitalization is $125.9 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

23.1m20.9m23.8m31.3m33.1m

Revenue growth, %

(9%)(10%)67%

Cost of goods sold

1.0m1.8m1.4m

Gross profit

22.8m29.5m31.7m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Revenue

5.8m5.8m7.7m7.9m8.0m7.8m8.4m8.5m8.3m8.8m9.1m

Cost of goods sold

239.0k220.0k500.0k456.0k414.0k359.0k346.0k343.0k342.0k395.0k424.0k

Gross profit

5.5m5.6m7.2m7.4m7.6m7.4m8.1m8.1m7.9m8.4m8.7m

Gross profit Margin, %

96%96%94%94%95%95%96%96%96%96%95%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

11.1m33.2m109.2m45.8m25.9m

Accounts Receivable

1.7m1.6m3.6m1.9m730.0k

Inventories

PP&E

10.3m10.2m13.9m14.8m15.0m
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

5.1m5.6m5.2m6.9m7.5m

Depreciation and Amortization

707.0k698.0k756.0k1.2m1.2m

Inventories

Accounts Payable

(98.0k)(65.0k)(367.0k)(34.0k)(26.0k)
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Net Income

3.8m1.3m2.8m4.3m1.5m2.7m4.1m1.6m3.4m5.1m1.6m3.8m5.9m2.1m4.2m6.8m

Depreciation and Amortization

533.0k172.0k348.0k527.0k171.0k349.0k533.0k289.0k579.0k876.0k299.0k609.0k915.0k312.0k620.0k927.0k

Accounts Payable

(65.0k)(25.0k)(37.0k)(38.0k)(3.0k)(33.0k)(37.0k)(15.0k)(22.0k)(30.0k)(11.0k)(19.0k)(24.0k)(9.0k)

Cash From Operating Activities

9.2m2.9m759.0k5.8m4.1m2.8m6.7m2.8m6.0m8.3m4.8m7.4m11.7m3.4m6.3m10.4m
USDY, 2018

Financial Leverage

9.7 x
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First Capital Operating Metrics

First Capital's Total Loans was reported to be $394.5m in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Non-performing Loans

$3.22 m$1.74 m$1.70 m$1.65 m$4.58 m$3.75 m$3.73 m$3.58 m$3.02 m$3.21 m$2.71 m

Total Loans

$300.60 m$297.04 m$298.87 m$305.08 m$359.17 m$357.44 m$362.13 m$366.37 m$381.15 m$385.08 m$394.45 m
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First Capital Online and Social Media Presence

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First Capital Company Life and Culture

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First Capital Frequently Asked Questions

  • When was First Capital founded?

    First Capital was founded in 1891.

  • How many employees does First Capital have?

    First Capital has 170 employees.

  • What is First Capital revenue?

    Latest First Capital annual revenue is $33.1 m.

  • What is First Capital revenue per employee?

    Latest First Capital revenue per employee is $194.8 k.

  • Who are First Capital competitors?

    Competitors of First Capital include M&S Bank, Stock Yards Bancorp and Renasant.

  • Where is First Capital headquarters?

    First Capital headquarters is located at 220 Federal Dr NW, Corydon.

  • Where are First Capital offices?

    First Capital has offices in Corydon, New Albany, Mount Washington, Lebanon Junction and in 6 other locations.

  • How many offices does First Capital have?

    First Capital has 12 offices.