First Capital is the savings and loan holding company of First Harrison Bank, which is a federally-chartered savings bank, and provides various banking services to individuals and business customers in Indiana and Kentucky. The Bank's loan portfolio includes residential loans, construction loans, commercial real estate loans, commercial business loans and consumer loans. Its consumer loan portfolio consists of home equity and second mortgage loans, and automobile and truck loans; it originates mortgage loans for sale in the secondary market, and also sells non-deposit investment products through a financial services division.

Type
Public
HQ
Corydon, US
Founded
1891
Size (employees)
171 (est)
First Capital was founded in 1891 and is headquartered in Corydon, US
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First Capital Office Locations

First Capital has offices in Shepherdsville, New Albany, Mount Washington, Lebanon Junction and in 6 other locations
Corydon, US (HQ)
220 Federal Dr NW
Corydon, US
391 Old Capital Plaza N W
Floyds Knobs, US
4609 Williamsburg Station Rd
Georgetown, US
5100 IN-64
Greenville, US
9849 US-150
Jeffersonville, US
2744 Allison Ln
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First Capital Financials and Metrics

First Capital Financials

First Capital's revenue was reported to be $31.26 m in FY, 2016 which is a 67.1% increase from the previous period.
USD

Revenue (Q1, 2018)

8.3 m

Gross profit (Q1, 2018)

7.9 m

Gross profit margin (Q1, 2018), %

95.9%

Net income (Q1, 2018)

2.1 m

EBIT (Q1, 2018)

6.2 m

Market capitalization (22-Jun-2018)

134.3 m

Closing share price (22-Jun-2018)

40

Cash (31-Mar-2018)

39.5 m
First Capital's current market capitalization is $134.3 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

23.1 m20.9 m18.7 m31.3 m

Revenue growth, %

(9%)(10%)67%

Cost of goods sold

1 m1.8 m1.4 m

Gross profit

17.7 m29.5 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Revenue

5.8 m5.8 m7.7 m7.9 m8 m7.8 m8.4 m8.3 m

Cost of goods sold

239 k220 k500 k456 k414 k359 k346 k342 k

Gross profit

5.5 m5.6 m7.2 m7.4 m7.6 m7.4 m8.1 m7.9 m

Gross profit Margin, %

96%96%94%94%95%95%96%96%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

11.1 m33.2 m109.2 m45.8 m25.9 m

Accounts Receivable

1.7 m1.6 m2.2 m1.9 m730 k

Inventories

PP&E

10.3 m10.2 m13.9 m14.8 m15 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Cash

16.8 m18.9 m15.4 m39.6 m24.4 m108.8 m70.5 m70.4 m47.7 m36.4 m24.8 m39.5 m

PP&E

10.5 m10.4 m10.5 m10.2 m10.2 m14.3 m14.3 m14.6 m15 m15.3 m14.8 m

Goodwill

5.4 m5.4 m5.4 m5.4 m5.4 m6.5 m6.5 m6.5 m6.5 m6.5 m6.5 m6.5 m

Total Assets

447.7 m448.9 m459.5 m476.9 m465.2 m735.7 m739.3 m742.1 m761.9 m763.2 m754.2 m767.3 m
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

5.1 m5.6 m5.2 m6.9 m7.5 m

Depreciation and Amortization

707 k698 k756 k1.2 m1.2 m

Inventories

Accounts Payable

(98 k)(65 k)(367 k)(34 k)(26 k)
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Net Income

3.8 m1.3 m2.8 m4.3 m1.5 m2.7 m4.1 m1.6 m3.4 m5.1 m1.6 m3.8 m2.1 m2.1 m

Depreciation and Amortization

533 k172 k348 k527 k171 k349 k533 k289 k579 k876 k299 k609 k312 k

Accounts Payable

(65 k)(25 k)(37 k)(38 k)(3 k)(33 k)(37 k)(15 k)(22 k)(30 k)(11 k)(19 k)(9 k)

Cash From Operating Activities

9.2 m2.9 m759 k5.8 m4.1 m2.8 m6.7 m2.8 m6 m8.3 m4.8 m7.4 m11.7 m3.4 m
USDY, 2018

Revenue/Employee

48.5 k

Financial Leverage

9.7 x
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First Capital Operating Metrics

First Capital's Total Loans was reported to be $394.5m in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Non-performing Loans

$3.22 m$1.74 m$1.70 m$1.65 m$4.58 m$3.75 m$3.73 m$3.58 m$3.02 m$3.21 m$2.71 m

Total Loans

$300.60 m$297.04 m$298.87 m$305.08 m$359.17 m$357.44 m$362.13 m$366.37 m$381.15 m$385.08 m$394.45 m
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First Capital Online and Social Media Presence

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First Capital News and Updates

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