Founded in 1999, Finicity is a financial industry pioneer. With over 15 years as an innovator in Personal Financial Management and Consumer Financial Wellness, Finicity has built a culture that centers around enabling and celebrating the financial success of our customers. After 15 years in consumer Financial Wellness, Finicity took a core internal asset, our financial data aggregation platform, productized it, and began offering it to financial innovators through our Financial Data API. The only thing better than helping some people achieve financial success is helping many people find success through our community of financial app developers. We see a future where financial account data is delivered instantly to account holders in any app they choose through the Finicity data hub. We believe that secure data access, high data quality, and intelligent data enrichment are core to unlocking financial application innovation and will help account holders make better financial decisions. We believe that better financial decision making will make the world a better place. Finicity is a leading Financial Services company passionate about empowering people to eliminate debt and increase their personal savings. We accomplish this mission through the development and distribution of patented technologies and programs designed to transform the financial success of our clients.
Show more

Employee Rating

Parent CompanyMastercard
HQSalt Lake City, US
Cybersecurity ratingCMore
Finicity was founded in 1999 and is headquartered in Salt Lake City, US

Viewing summary data as a guest

Sign up for free to see all data

Finicity Office Locations

Finicity has offices in Salt Lake City and Navi Mumbai
Salt Lake City, US (HQ)
434 West Ascension Way #200
Navi Mumbai, IN
Ellora Fiesta, 9th Floor, Sector 11 Sanpada
Navi Mumbai, IN
Gigaplex Estates, Plot IT - 5,, Airoli Knowledge Park, Opposite i-Gate Capgemini, Digha – Airoli West, MSEB Staff Colony, TTC Industrial Area, Airoli
Show all (3)

Finicity Financials and Metrics

Summary Metrics

Founding Date


Total Funding

$80 m


In total, Finicity had raised $80 m. Finicity is a subsidiary of Mastercard

Finicity Cybersecurity Score

Cybersecurity ratingPremium dataset



SecurityScorecard logo

Finicity Online and Social Media Presence

Embed Graph

Finicity News and Updates

Finicity rolls out credit decisioning suite

Finicity, a leading provider of open banking solutions, today announced the rollout of Finicity Lend for credit-decisioning.

Finicity inks direct data agreement with Charles Schwab

Finicity, a leading provider of open banking solutions, announced today that it has signed a direct data agreement with Charles Schwab.

Mastercard's incoming CEO lays out why the card giant is spending $825 million to buy financial-data startup Finicity as the industry looks toward growing open banking

Mastercard announced plans to acquire financial data startup Finicity for $825 million on Tuesday. The deal will help Mastercard grow it's open-banking platform, which launched in Europe last year. Finicity's data-sharing platform enables banks, fintechs, and lenders to access financial data for c…

Mastercard to buy Finicity for open banking push

Mastercard is accelerating its open banking strategy through the $825 million acquisition of real-ti...

Mastercard to purchase open-banking company Finicity for $825 million

Mastercard Inc. announced Tuesday that it plans to acquire open-banking company Finicity for $825 million. Finicity shareholders have the ability for an earn out of as much as $160 million in additional funds if certain performance targets are met. The deal is expected to close by the end of the ye…

Finicity embeds in Ellie Mae

Finicity, a provider of real-time financial data access and insights, and Ellie Mae®, the leading cl...
Show more

Finicity Blogs

Forbes: Lowest-Income Consumers Hit Hardest By Pandemic’s Credit Crisis

Finicity CEO and Co-founder Steve Smith shares his insights from a recent report examining the prospect of a Covid-19 credit crisis. The need to improve the credit-decisioning process is not a new issue, but the pure number of people affected at one time as a result of Covid-19 shines a light on wha…

Crowdfund Insider: Charles Schwab to Work with Finicity to Enhance Security of Customers’ Data via Open Banking Solutions

Crowdfund Insider covers the direct data agreement between Charles Schwab and Finicity. Through the partnership, both organizations will focus on enhancing the security of consumer-permissioned data by using an API. The Open Banking API will be used to share data. Schwab’s customers that work with t…

FinLedger: Finicity inks data API deal with Charles Schwab

Mary Ann Azevedo from FinLedger provides details on the direct data agreement between Finicity and Charles Schwab and provides more insight as to why these agreements are important in Finicity’s mission to put the consumer at the center of their financial data. Read the full article on FinLedger. Th…

Finicity Finalizes Secure Direct Data Agreement with Charles Schwab

API Integration Will Provide Consumers Enhanced Control and Security Over How Their Data is Shared With Third-Party Apps and Services SALT LAKE CITY, Utah – September 18, 2020 – Finicity, a leading provider of open banking solutions, announced today that it has signed a direct data agreement with Ch…

The Case for a More Open Credit-Decisioning Process

The COVID-19 pandemic has and continues to cause job and income loss for millions of Americans, as businesses are forced to close their doors or scale back indefinitely. This loss has led to the inability for many Americans to keep up with bills and payments, and for many, increased financial anxiet…

Three Key Insights into Customer-Focused Fintech Innovation

Everyone born after 1965 relies on phones/tablets to connect with their bank more than computers, ATMs, or physical branches. In 2019, 73 percent of all bank contacts were digital and the shift to fintech has sped up. Given digital banking’s growth, developers must innovate to address the mobile mar…
Show more

Finicity Frequently Asked Questions

  • When was Finicity founded?

    Finicity was founded in 1999.

  • How many employees does Finicity have?

    Finicity has 472 employees.

  • Who are Finicity competitors?

    Competitors of Finicity include Intrinio, Assembly Payments and Xendoo.

  • Where is Finicity headquarters?

    Finicity headquarters is located at 434 West Ascension Way #200, Salt Lake City.

  • Where are Finicity offices?

    Finicity has offices in Salt Lake City and Navi Mumbai.

  • How many offices does Finicity have?

    Finicity has 3 offices.