Our service segments include financial institutions, mobile operators, merchants, and money transfer sending and receiving agents. We operate one of the largest independent ATM networks in Europe and the largest shared ATM network in India. Our proprietary software offers comprehensive software solutions to leading financial institutions around the world. We are the world's largest processor of prepaid mobile airtime and we are the third-largest global money transfer company. Our global focus is supported by extensive in-country operations across the United States, Europe, Middle East and Asia-Pacific. So whether you are transacting around the corner or around the globe, we are committed to extending the convenience and simplicity of our electronic payment solutions to our customers in emerging and developed markets.