Euronet Worldwide is a US provider of electronic payment services. The Company offers automated teller machines (ATM), point of sale (POS) services, credit/debit card services, and other electronic financial services. Euronet Worldwide operates in three segments: electronic funds transfer processing (EFT), prepaid processing, and money transfer. The EFT processing segment provides outsourcing and network services to financial institutions and mobile phone companies. This segment provided these services using a network of ATMs and POS terminals in Europe, Asia, and the Middle-East. The prepaid processing — ePay division distributes prepaid mobile airtime, and other prepaid products and collections services for various prepaid products, cards, and services. This segment operates in a network of locations in the United States, Europe, Africa, Asia Pacific, and the Middle-East. It also provides prepaid long distance calling card plans, prepaid internet plans, prepaid debit cards, and prepaid gift cards, as well as prepaid mobile content, such as ringtones and games. The money transfer segment provides global money transfer and bill payment services primarily in North America, the Caribbean, Europe, and Asia-Pacific.