As one of the 50 largest banking companies in the U.S., Frost offers a broad range of financial services across banking, investments and insurance. Since first opening our doors in 1868, we have been committed to Texas. Serving customers at more than 100 financial centers and 1,000 ATM locations across the state, Frost has earned the trust of generations of Texans.

Welcome to the Frost Facebook page.

Our Facebook page is a new way for us to stay connected with our customers and get to know people who hear about us through their friends. We plan to keep you informed of things happening here at Frost and around our great state. And we’ll provide you with tips to help you make smart decisions with your money.

We invite you to like us, start a conversation on our news feed, and enjoy sharing Frost with your friends. We’d like to hear how you have experienced Frost and hope you will comment on topics that interest you. But if you need to speak to us about your account or a customer service issue, call 1-800-513-7678. Don’t be surprised when a real live Texan answers the phone.

To participate in the discussion, please follow Facebook’s privacy and security policies, plus a few additional guidelines and agreements that apply to our page:

Investment management services, financial planning, and trust services are offered through Frost Wealth Advisors of Frost Bank. Investment products are also offered through Frost Brokerage Services, Inc., Member FINRA/SIPC and are not FDIC insured, are not bank guaranteed, and may lose value. Frost Brokerage Services, Inc. is a wholly owned subsidiary of Frost Bank.

Member FDIC

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San Antonio, US
Size (employees)
4,270 (est)+2%
Cullen/Frost Bankers was founded in 1868 and is headquartered in San Antonio, US
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Cullen/Frost Bankers Office Locations

Cullen/Frost Bankers has an office in San Antonio
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Cullen/Frost Bankers Financials and Metrics

Cullen/Frost Bankers Financials

Cullen/Frost Bankers's revenue was reported to be $1.13 b in FY, 2016 which is a 5.7% increase from the previous period.

Net income (FY, 2017)

364.1 m

EBIT (FY, 2017)

831 m

Market capitalization (20-Apr-2018)

6.9 b

Cash (31-Dec-2017)

5.1 b
Cullen/Frost Bankers's current market capitalization is $6.9 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017


923.4 m1 b1.1 b1.1 b

Revenue growth, %


Cost of goods sold

12.9 m12.1 m26.5 m

Gross profit

1.1 b1.1 b
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017


264.9 m273.5 m288.7 m271.5 m279.6 m295.5 m300.4 m309.2 m

Cost of goods sold

3.1 m3.1 m2.9 m2.9 m3 m3.3 m4.5 m8.4 m

Gross profit

261.8 m270.4 m285.9 m268.5 m276.6 m292.2 m295.9 m300.8 m

Gross profit Margin, %

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017


4.6 b4.4 b3.6 b4.1 b5.1 b

Accounts Receivable

157.6 k



313.3 m442.9 m559.1 m525.8 m521 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017


4.3 b5.2 b5 b5.3 b3.8 b3.3 b3.8 b3.9 b3.4 b4 b4.5 b3.7 b5.1 b


306.6 m320.7 m369.2 m397.4 m487.5 m525.7 m540.4 m557 m564.2 m564.4 m521.1 m520.3 m520.6 m


535.5 m536.6 m649 m653.8 m654.7 m654.7 m654.7 m654.7 m654.7 m654.7 m655 m655 m655 m

Total Assets

23.5 b24.7 b26.5 b27.4 b28.2 b27.8 b28.3 b28.4 b29 b29.6 b30.5 b30.2 b31 b
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

237.9 m278 m279.3 m304.3 m364.1 m

Depreciation and Amortization

38.5 m39.7 m42 m48.2 m47.8 m


Accounts Payable

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Net Income

175.3 m61.2 m127.7 m205.3 m72.2 m145.2 m221.1 m68.8 m140.3 m220.5 m84.9 m170.5 m263.6 m

Depreciation and Amortization

28.8 m9.7 m19.5 m29.6 m10 m20.2 m30.8 m11.9 m23.8 m35.7 m12.1 m24.1 m35.8 m

Cash From Operating Activities

100.3 m72.6 m100.2 m174.8 m54.8 m116.3 m357.9 m130.1 m179.7 m335 m129.7 m188.5 m355.4 m

Cash From Investing Activities

213.4 m339.5 m310.9 m(397.7 m)(355.4 m)(635.6 m)(817.3 m)562.9 m(122.7 m)(547.1 m)22.8 m(340.6 m)152.4 m
USDY, 2017

Financial Leverage

9.6 x
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Cullen/Frost Bankers Operating Metrics

Cullen/Frost Bankers's Total Loans was reported to be $12.5b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017


1.19 k1.20 k1.20 k

Bank Branches

266 247 241

Non-accrual Loans

$59.93 m$56.31 m$52.43 m$59.61 m$83.47 m$177.46 m$85.13 m$96.83 m$100.15 m$116.18 m$90.15 m

Total Loans

$10.99 b$11.21 b$11.40 b$11.36 b$11.49 b$11.54 b$11.55 b$11.58 b$11.98 b$12.19 b$12.51 b
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