Cullen/Frost Bankers

As one of the 50 largest banking companies in the U.S., Frost offers a broad range of financial services across banking, investments and insurance. Since first opening our doors in 1868, we have been committed to Texas. Serving customers at more than 100 financial centers and 1,000 ATM locations across the state, Frost has earned the trust of generations of Texans.

Welcome to the Frost Facebook page.

Our Facebook page is a new way for us to stay connected with our customers and get to know people who hear about us through their friends. We plan to keep you informed of things happening here at Frost and around our great state. And we’ll provide you with tips to help you make smart decisions with your money.

We invite you to like us, start a conversation on our news feed, and enjoy sharing Frost with your friends. We’d like to hear how you have experienced Frost and hope you will comment on topics that interest you. But if you need to speak to us about your account or a customer service issue, call 1-800-513-7678. Don’t be surprised when a real live Texan answers the phone.

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Investment management services, financial planning, and trust services are offered through Frost Wealth Advisors of Frost Bank. Investment products are also offered through Frost Brokerage Services, Inc., Member FINRA/SIPC and are not FDIC insured, are not bank guaranteed, and may lose value. Frost Brokerage Services, Inc. is a wholly owned subsidiary of Frost Bank.

Member FDIC

Company Growth (employees)
San Antonio, US
Size (employees)
4,217 (est)
Cullen/Frost Bankers was founded in 1868 and is headquartered in San Antonio, US

Cullen/Frost Bankers Office Locations

Cullen/Frost Bankers has an office in San Antonio

Cullen/Frost Bankers Financials and Metrics

Cullen/Frost Bankers Financials

Cullen/Frost Bankers's revenue was reported to be $1.1 b in FY, 2016

Revenue (Q3, 2017)

309.2 m

Gross profit (Q3, 2017)

300.8 m

Gross profit margin (Q3, 2017), %


Net income (Q3, 2017)

93.1 m

EBIT (Q3, 2017)

208.2 m

Market capitalization (13-Nov-2017)

6.1 b

Cash (30-Sep-2017)

5.1 b
Cullen/Frost Bankers's current market capitalization is $6.1 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016


923.4 m1 b1.1 b1.1 b

Revenue growth, %


Cost of goods sold

12.9 m12.1 m

Gross profit

1.1 b1.1 b
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017


264.9 m273.5 m288.7 m271.5 m279.6 m295.5 m300.4 m309.2 m

Cost of goods sold

3.1 m3.1 m2.9 m2.9 m3 m3.3 m4.5 m8.4 m

Gross profit

261.8 m270.4 m285.9 m268.5 m276.6 m292.2 m295.9 m300.8 m

Gross profit Margin, %

USDFY, 2013FY, 2014FY, 2015FY, 2016


4.6 b4.4 b3.6 b4.1 b

Accounts Receivable

157.6 k


313.3 m442.9 m559.1 m525.8 m


536.6 m654 m654.7 m655 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017


4.3 b5.2 b5 b5.3 b3.8 b3.3 b3.8 b3.9 b3.4 b4 b4.5 b3.7 b5.1 b


306.6 m320.7 m369.2 m397.4 m487.5 m525.7 m540.4 m557 m564.2 m564.4 m521.1 m520.3 m520.6 m


535.5 m536.6 m649 m653.8 m654.7 m654.7 m654.7 m654.7 m654.7 m654.7 m655 m655 m655 m

Total Assets

23.5 b24.7 b26.5 b27.4 b28.2 b27.8 b28.3 b28.4 b29 b29.6 b30.5 b30.2 b31 b
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

237.9 m278 m279.3 m304.3 m

Depreciation and Amortization

38.5 m39.7 m42 m48.2 m

Cash From Operating Activities

173.6 m286.7 m393.5 m437.8 m

Cash From Investing Activities

(385.9 m)(2.3 b)(1.2 b)(1.4 b)
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Net Income

175.3 m61.2 m127.7 m205.3 m72.2 m145.2 m221.1 m68.8 m140.3 m220.5 m84.9 m170.5 m263.6 m

Depreciation and Amortization

28.8 m9.7 m19.5 m29.6 m10 m20.2 m30.8 m11.9 m23.8 m35.7 m12.1 m24.1 m35.8 m

Cash From Operating Activities

100.3 m72.6 m100.2 m174.8 m54.8 m116.3 m357.9 m130.1 m179.7 m335 m129.7 m188.5 m355.4 m

Cash From Investing Activities

213.4 m339.5 m310.9 m(397.7 m)(355.4 m)(635.6 m)(817.3 m)562.9 m(122.7 m)(547.1 m)22.8 m(340.6 m)152.4 m
Y, 2017

Financial Leverage

9.7 x
Show all financial metrics

Cullen/Frost Bankers Operating Metrics

Cullen/Frost Bankers's Total Loans Issued was reported to be $12.5 b in Q2, 2017
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Non-accrual Loans

$59.93 m$56.31 m$52.43 m$59.61 m$83.47 m$177.46 m$85.13 m$96.83 m$100.15 m$116.18 m$90.15 m

Total Loans Issued

$10.99 b$11.21 b$11.4 b$11.36 b$11.49 b$11.54 b$11.55 b$11.58 b$11.98 b$12.19 b$12.51 b

Bank Branches



1.19 k1.2 k1.19 k
Show all operating metrics

Cullen/Frost Bankers Market Value History

Cullen/Frost Bankers Revenue Breakdown

Cullen/Frost Bankers's Web-traffic and Trends

Cullen/Frost Bankers Online and Social Media Presence

Cullen/Frost Bankers Company Life and Culture

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