Cullen/Frost Bankers

As one of the 50 largest banking companies in the U.S., Frost offers a broad range of financial services across banking, investments and insurance. Since first opening our doors in 1868, we have been committed to Texas. Serving customers at more than 100 financial centers and 1,000 ATM locations across the state, Frost has earned the trust of generations of Texans.

Welcome to the Frost Facebook page.

Our Facebook page is a new way for us to stay connected with our customers and get to know people who hear about us through their friends. We plan to keep you informed of things happening here at Frost and around our great state. And we’ll provide you with tips to help you make smart decisions with your money.

We invite you to like us, start a conversation on our news feed, and enjoy sharing Frost with your friends. We’d like to hear how you have experienced Frost and hope you will comment on topics that interest you. But if you need to speak to us about your account or a customer service issue, call 1-800-513-7678. Don’t be surprised when a real live Texan answers the phone.

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Investment management services, financial planning, and trust services are offered through Frost Wealth Advisors of Frost Bank. Investment products are also offered through Frost Brokerage Services, Inc., Member FINRA/SIPC and are not FDIC insured, are not bank guaranteed, and may lose value. Frost Brokerage Services, Inc. is a wholly owned subsidiary of Frost Bank.

Member FDIC

San Antonio, US
Size (employees)
4,217 (est)
Cullen/Frost Bankers was founded in 1868 and is headquartered in San Antonio, US

Cullen/Frost Bankers Office Locations

Cullen/Frost Bankers has an office in San Antonio

Cullen/Frost Bankers Metrics

Cullen/Frost Bankers Financial Metrics

Revenue (2016)

$1.1 b

Revenue growth (2015-16), %


Gross profit

$1.1 b

Gross profit margin (2016), %


Net income (2016)

$304.3 m

Market capitalization (21-Mar-2017)

$5.4 b

Closing share price (21-Mar-2017)


Cash (31-Dec-2016)

$4.1 b
Cullen/Frost Bankers's current market capitalization is $5.4 b.
Cullen/Frost Bankers's revenue was reported to be $1.1 b in FY, 2016 which is a 5.7% increase from the previous period.
FY, 2013FY, 2014FY, 2015FY, 2016


$923.4 m$1 b$1.1 b$1.1 b

Revenue growth, %


Cost of goods sold

$12.9 m$12.1 m

Gross profit

$1.1 b$1.1 b

Gross profit Margin, %


Operating expense total

$693.7 m$733 m


$290.9 m$336 m$319.8 m$724.7 m

EBIT margin, %


Pre tax profit

$319.8 m$341.4 m

Income tax expense

$40.5 m$37.2 m

Net Income

$237.9 m$278 m$279.3 m$304.3 m
FY, 2013FY, 2014FY, 2015FY, 2016


$4.6 b$4.4 b$3.6 b$4.1 b

Accounts Receivable



$313.3 m$442.9 m$559.1 m$525.8 m


$536.6 m$654 m$654.7 m$655 m

Total Assets

$24.3 b$28.3 b$28.6 b$30.2 b

Accounts Payable

Additional Paid-in Capital

$724.2 m$886.5 m$897.4 m$906.7 m

Retained Earnings

$1.6 b$1.7 b$1.8 b$2 b

Total Equity

$2.9 b$3 b

Financial Leverage

9.9 x10.1 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$237.9 m$278 m$279.3 m$304.3 m

Depreciation and Amortization

$38.5 m$39.7 m$42 m$48.2 m

Accounts Receivable


Accounts Payable

Cash From Operating Activities

$173.6 m$286.7 m$393.5 m$437.8 m

Cash From Investing Activities

($385.9 m)($2.3 b)($1.2 b)($1.4 b)

Short-term Borrowings

$107.2 m$84.7 m$90.4 m$83.5 m

Cullen/Frost Bankers Market Value History

Cullen/Frost Bankers Online Presence

Cullen/Frost Bankers Company Life

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