Community Bankers Trust Corporation

Community Bankers Trust Corporation is the holding company for Essex Bank (the Bank). The Bank is engaged in a general commercial banking business and provides a range of financial services to individuals and small businesses, including individual and commercial demand and time deposit accounts, commercial and industrial loans, consumer and small business loans, real estate and mortgage loans, investment services and safe deposit box facilities. Essex Services, Inc., a subsidiary of the Bank, and its financial consultants offer a range of investment products and alternatives. It operates in over three business lines: retail and small business banking, commercial and industrial banking and real estate lending. Its investment securities include the United States treasury issue and other United States Government agencies; the United States Government sponsored agencies, and state, county and municipal securities. Its lending and investing activities are funded through its deposits.

Company Growth (employees)
Type
Public
HQ
Richmond, US
Size (employees)
232 (est)-1%
Community Bankers Trust Corporation is headquartered in Richmond, US

Community Bankers Trust Corporation Office Locations

Community Bankers Trust Corporation has an office in Richmond
Richmond, US (HQ)
2100 9954 Mayland Dr

Community Bankers Trust Corporation Data and Metrics

Community Bankers Trust Corporation Financial Metrics

Community Bankers Trust Corporation's revenue was reported to be $14.1 m in Q1, 2017
USD

Revenue (Q1, 2017)

14.1 m

Gross profit (Q1, 2017)

12 m

Gross profit margin (Q1, 2017), %

85%

Net income (Q1, 2017)

2.5 m

EBIT (Q1, 2017)

10.9 m

Market capitalization (17-Aug-2017)

187.2 m

Cash (31-Mar-2017)

23.9 m
Community Bankers Trust Corporation's current market capitalization is $187.2 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

50 m48.7 m47.6 m54.5 m

Revenue growth, %

(3%)(2%)15%

Cost of goods sold

7.5 m7.8 m

Gross profit

40.1 m46.7 m

Gross profit Margin, %

84%86%

Operating expense total

50.3 m32.8 m

EBIT

40.1 m41.3 m

EBIT margin, %

84%76%

Pre tax profit

(5.1 m)13.7 m

Income tax expense

(2.6 m)3.8 m

Net Income

5.9 m7.5 m(2.5 m)9.9 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

13.5 m13 m13.4 m13.5 m13.8 m14.1 m

Cost of goods sold

1.9 m1.9 m1.9 m1.9 m1.9 m2.1 m

Gross profit

11.7 m11.1 m11.4 m11.6 m11.8 m12 m

Gross profit Margin, %

86%86%86%86%86%85%

Sales and marketing expense

4.4 m4.8 m4.6 m4.6 m4.7 m4.7 m

Operating expense total

4.4 m4.8 m4.6 m4.6 m4.7 m4.7 m

EBIT

10.5 m9.8 m10.1 m10 m10.3 m10.9 m

EBIT margin, %

77%76%76%74%75%77%

Pre tax profit

2.2 m(11.9 m)3.4 m3.2 m3.3 m3.6 m

Income tax expense

533 k(4.2 m)983 k881 k862 k1.1 m

Net Income

3.4 m5.3 m1.3 m3 m(4.7 m)2.4 m4.7 m7.2 m2.5 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

23.8 m22.4 m17 m21.1 m

Inventories

836.3 m

Total Assets

1.1 b1.2 b1.2 b1.2 b

Accounts Payable

1 b

Total Debt

1.7 m

Total Liabilities

1.1 b

Common Stock

217 k218 k219 k220 k

Preferred Stock

10.7 m10.7 m

Additional Paid-in Capital

144.7 m145.3 m145.9 m146.7 m

Retained Earnings

(45.8 m)(38.6 m)(41.1 m)(31.1 m)

Total Equity

106.7 m107.7 m104.5 m114.5 m

Debt to Equity Ratio

0 x

Debt to Assets Ratio

0 x

Financial Leverage

10.2 x10.7 x11.3 x10.9 x
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

24.9 m18.5 m21.7 m18.9 m12.4 m14.2 m18.2 m22 m23.9 m

Inventories

693 m765.5 m785 m811.8 m852.2 m

Total Assets

1.1 b1.1 b1.1 b1.2 b1.1 b1.2 b1.2 b1.2 b1.3 b

Accounts Payable

914.8 m921.7 m915 m947.9 m933.6 m934.1 m957 m967.3 m1.1 b

Common Stock

218 k218 k218 k218 k218 k219 k219 k219 k220 k

Additional Paid-in Capital

145.1 m145.2 m145.5 m145.6 m145.8 m146.1 m146.3 m146.5 m146.9 m

Retained Earnings

(42.6 m)(40.8 m)(37.2 m)(35.5 m)(43.3 m)(38.6 m)(36.3 m)(33.9 m)(28.6 m)

Total Equity

102.1 m104.5 m109.8 m109.2 m103 m108.9 m112.2 m114.7 m117.7 m

Financial Leverage

10.9 x10.8 x10.4 x10.6 x11.2 x10.7 x10.6 x10.5 x10.7 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

5.9 m7.5 m(2.5 m)9.9 m

Depreciation and Amortization

1.9 m1.9 m

Accounts Payable

1.2 m

Cash From Operating Activities

30.2 m19.6 m15.3 m16.9 m

Cash From Investing Activities

29.1 m(73.5 m)(47 m)(72.8 m)

Long-term Borrowings

(1 m)(4 m)(4 m)

Dividends Paid

(885 k)(247 k)(247 k)(247 k)

Cash From Financing Activities

(59.7 m)52.4 m26.3 m59.9 m

Interest Paid

7.3 m6.8 m7.5 m7.7 m

Income Taxes Paid

3.1 m2 m4.8 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

3.4 m5.3 m1.3 m3 m(4.7 m)2.4 m4.7 m7.2 m2.5 m

Depreciation and Amortization

477 k477 k477 k476 k477 k477 k

Accounts Payable

521 k580 k

Cash From Operating Activities

10.1 m15 m1.6 m2.9 m12.3 m3.7 m6.4 m12.6 m4.4 m

Cash From Investing Activities

(26.7 m)(49.4 m)17.9 m(8.1 m)(19.5 m)17.9 m(6.9 m)(21.1 m)(10.4 m)

Long-term Borrowings

(1 m)(1.6 m)(2.4 m)(3.2 m)(801 k)(1.9 m)(2.9 m)(1.7 m)

Dividends Paid

(247 k)(247 k)(65 k)(247 k)(247 k)

Cash From Financing Activities

17.6 m29.1 m(20.2 m)1.7 m(2.7 m)(24.3 m)1.7 m13.5 m8.8 m

Interest Paid

3.1 m4.9 m1.9 m3.8 m5.6 m1.9 m3.8 m5.8 m2.1 m

Income Taxes Paid

1.4 m2.2 m500 k815 k1.9 m2.4 m3.2 m3.4 m2.4 m
USDY, 2017

Revenue/Employee

59.8 k

Financial Leverage

10.7 x

Community Bankers Trust Corporation Market Value History

Traffic Overview of Community Bankers Trust Corporation

Community Bankers Trust Corporation Company Life and Culture

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