Community Bankers Trust Corporation

Community Bankers Trust Corporation is the holding company for Essex Bank (the Bank). The Bank is engaged in a general commercial banking business and provides a range of financial services to individuals and small businesses, including individual and commercial demand and time deposit accounts, commercial and industrial loans, consumer and small business loans, real estate and mortgage loans, investment services and safe deposit box facilities. Essex Services, Inc., a subsidiary of the Bank, and its financial consultants offer a range of investment products and alternatives. It operates in over three business lines: retail and small business banking, commercial and industrial banking and real estate lending. Its investment securities include the United States treasury issue and other United States Government agencies; the United States Government sponsored agencies, and state, county and municipal securities. Its lending and investing activities are funded through its deposits.

Type
Public
HQ
Richmond, US
Size (employees)
236 (est)
Community Bankers Trust Corporation is headquartered in Richmond, US

Community Bankers Trust Corporation Office Locations

Community Bankers Trust Corporation has an office in Richmond
Richmond, US (HQ)
2100 9954 Mayland Dr

Community Bankers Trust Corporation Metrics

Community Bankers Trust Corporation Financial Metrics

Revenue (2016)

$54.5 m

Revenue growth (2015-16), %

15%

Gross profit

$46.7 m

Gross profit margin (2016), %

86%

Net income (2016)

$9.9 m

Market capitalization (21-Mar-2017)

$175.7 m

Closing share price (21-Mar-2017)

$8.1

Cash (31-Dec-2016)

$21.1 m
Community Bankers Trust Corporation's current market capitalization is $175.7 m.
Community Bankers Trust Corporation's revenue was reported to be $54.5 m in 2016
FY, 2013FY, 2014FY, 2015Y, 2016

Revenue

$50 m$48.7 m$47.6 m$54.5 m

Revenue growth, %

(3%)(2%)15%

Cost of goods sold

$7.5 m$7.8 m

Gross profit

$40.1 m$46.7 m

Gross profit Margin, %

84%86%

Operating expense total

$50.3 m$32.8 m

EBIT

$40.1 m$41.3 m

EBIT margin, %

84%76%

Pre tax profit

($5.1 m)$13.7 m

Income tax expense

($2.6 m)$3.8 m

Net Income

$5.9 m$7.5 m($2.5 m)$9.9 m
FY, 2013FY, 2014FY, 2015FY, 2016

Cash

$23.8 m$22.4 m$17 m$21.1 m

Accounts Receivable

Inventories

Total Assets

$1.1 b$1.2 b$1.2 b$1.2 b

Accounts Payable

Common Stock

$217 k$218 k$219 k$220 k

Preferred Stock

$10.7 m$10.7 m

Additional Paid-in Capital

$144.7 m$145.3 m$145.9 m$146.7 m

Retained Earnings

($45.8 m)($38.6 m)($41.1 m)($31.1 m)

Total Equity

$106.7 m$107.7 m$104.5 m$114.5 m

Financial Leverage

10.2 x10.7 x11.3 x10.9 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$5.9 m$7.5 m($2.5 m)$9.9 m

Depreciation and Amortization

$1.9 m$1.9 m

Accounts Receivable

Inventories

Accounts Payable

$1.2 m

Cash From Operating Activities

$30.2 m$19.6 m$15.3 m$16.9 m

Cash From Investing Activities

$29.1 m($73.5 m)($47 m)($72.8 m)

Long-term Borrowings

($1 m)($4 m)($4 m)

Dividends Paid

($885 k)($247 k)($247 k)($247 k)

Cash From Financing Activities

($59.7 m)$52.4 m$26.3 m$59.9 m

Interest Paid

$7.3 m$6.8 m$7.5 m$7.7 m

Income Taxes Paid

$3.1 m$2 m$4.8 m

Community Bankers Trust Corporation Market Value History

Community Bankers Trust Corporation Company Life

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