AmeriServ Financial

Financial Services banks commercial banks holding company insurance investment investment management lending mortgages reinsurance

AmeriServ Financial operates as a bank holding company for the AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services and provides lending, depository, and related financial services to commercial, industrial, financial, and governmental customers. In addition, the Company offers personal trust products and services, financial services consisting of the sale of mutual funds, annuities, and insurance products, and union collective investment funds. Further, it engages in underwriting as reinsurer of credit life and disability insurance.

Market capitalization(2018-04-18)

$75.3 M

Type

Public

Johnstown, US

Founded

1901

Size (employees)

336 (est)

Website

ameriserv.com

AmeriServ Financial was founded in 1901 and is headquartered in Johnstown, US

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AmeriServ Financial Office Locations

AmeriServ Financial has an office in Johnstown

Johnstown, US (HQ)

216 Franklin Street

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AmeriServ Financial Financials and Metrics

AmeriServ Financial Financials

AmeriServ Financial's revenue was reported to be $56.51 m in FY, 2016 which is a 1.1% decrease from the previous period.

Summary

USD
Net income (FY, 2017)	3.3 m
EBIT (FY, 2017)	34.8 m
Market capitalization (18-Apr-2018)	75.3 m
Cash (31-Dec-2017)	34.2 m
EV	90.2 m

AmeriServ Financial's current market capitalization is $75.3 m.

Income Statement

Annual

USD	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017
Revenue	55.1 m	54.8 m	57.1 m	56.5 m
Revenue growth, %		(1%)	4%	(1%)
Cost of goods sold	6.5 m	6.4 m	6.5 m	7.7 m	8.8 m
Gross profit	48.6 m	48.4 m	50.6 m	48.8 m

Quarterly

USD	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017
Revenue	13.8 m	13.6 m	13.6 m	13.6 m	14.2 m	14.1 m	14.7 b	13.9 m	14.1 m	14.1 m	14.3 m	14.8 m
Cost of goods sold	1.6 m	1.6 m	1.6 m	1.6 m	1.6 m	1.6 m	1.6 b	1.9 m	1.9 m	2 m	2 m	2.2 m
Gross profit	12.2 m	12.1 m	12 m	12 m	12.6 m	12.5 m	13.1 b	12 m	12.2 m	12.2 m	12.3 m	12.7 m
Gross profit Margin, %	88%	88%	88%	88%	89%	89%	89%	87%	87%	86%	86%	85%

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Balance Sheet

Annual

USD	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017
Cash	30.1 m	32.9 m	48.5 m	34.1 m	34.2 m
Inventories			6.5 m	12.9 m	890 m
PP&E	13.1 m	13 m	12.1 m	11.7 m	12.7 m
Goodwill	12.6 m	11.9 m	11.9 m	11.9 m	11.9 m

Quarterly

USD	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017
Cash	28.7 m	29.9 m	28 m	23.5 m	30.7 m	26.6 m	31.7 m	23.6 m	27 m	30.5 m	31 m	30.5 m
Inventories	761.5 m	787.4 m	800.6 m	814.5 m	851 m	862.5 m	865.9 m	880.5 m	892.9 m	888 m	897.3 m	893.7 m
PP&E	13.3 m	13.1 m	13.4 m	13.4 m	12.8 m	12.6 m	12.4 m	11.9 m	11.9 m	11.8 m	12 m	12.2 m
Goodwill	12.6 m	12.6 m	12.6 m	11.9 m	11.9 m	11.9 m	11.9 m	11.9 m	11.9 m	11.9 m	11.9 m	11.9 m

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Cash Flow

Annual

USD	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017
Net Income	5.2 m	3 m	6 m	2.3 m	3.3 m
Depreciation and Amortization	1.7 m	1.8 m	1.8 m	1.8 m	1.7 m
Inventories	788 k	19 k	796 k	(1 m)
Accounts Payable	(299 k)	(78 k)	(55 k)	(11 k)

Quarterly

USD	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017
Net Income	3.4 m	930 k	1.9 m	2.3 m	1.4 m	2.8 m	4.6 m	(1.3 m)	95 k	1.2 m	1.3 m	2.7 m
Depreciation and Amortization	1.2 m	457 k	924 k	1.4 m	456 k	925 k	1.3 m	445 k	892 k	1.3 m	428 k	862 k
Accounts Payable	(414 k)	(186 k)	(306 k)	(173 k)	(161 k)	(255 k)	(105 k)	(167 k)	(180 k)	(18 k)	(139 k)	(148 k)
Cash From Operating Activities	12.6 m	2.2 m	2.1 m	2.1 m	2.8 m	5 m	6.6 m	404 k	4.4 m	(2.3 m)	2.6 m	3 m