AmeriServ Financial operates as a bank holding company for the AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services and provides lending, depository, and related financial services to commercial, industrial, financial, and governmental customers. In addition, the Company offers personal trust products and services, financial services consisting of the sale of mutual funds, annuities, and insurance products, and union collective investment funds. Further, it engages in underwriting as reinsurer of credit life and disability insurance.

Type
Public
HQ
Johnstown, US
Founded
1901
Size (employees)
336 (est)
AmeriServ Financial was founded in 1901 and is headquartered in Johnstown, US
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AmeriServ Financial Office Locations

AmeriServ Financial has an office in Johnstown
Johnstown, US (HQ)
216 Franklin Street
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AmeriServ Financial Financials and Metrics

AmeriServ Financial Financials

AmeriServ Financial's revenue was reported to be $56.51 m in FY, 2016 which is a 1.1% decrease from the previous period.
USD

Net income (FY, 2017)

3.3 m

EBIT (FY, 2017)

34.8 m

Market capitalization (18-Apr-2018)

75.3 m

Cash (31-Dec-2017)

34.2 m

EV

90.2 m
AmeriServ Financial's current market capitalization is $75.3 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

55.1 m54.8 m57.1 m56.5 m

Revenue growth, %

(1%)4%(1%)

Cost of goods sold

6.5 m6.4 m6.5 m7.7 m8.8 m

Gross profit

48.6 m48.4 m50.6 m48.8 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Revenue

13.8 m13.6 m13.6 m13.6 m14.2 m14.1 m14.7 b13.9 m14.1 m14.1 m14.3 m14.8 m

Cost of goods sold

1.6 m1.6 m1.6 m1.6 m1.6 m1.6 m1.6 b1.9 m1.9 m2 m2 m2.2 m

Gross profit

12.2 m12.1 m12 m12 m12.6 m12.5 m13.1 b12 m12.2 m12.2 m12.3 m12.7 m

Gross profit Margin, %

88%88%88%88%89%89%89%87%87%86%86%85%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

30.1 m32.9 m48.5 m34.1 m34.2 m

Inventories

6.5 m12.9 m890 m

PP&E

13.1 m13 m12.1 m11.7 m12.7 m

Goodwill

12.6 m11.9 m11.9 m11.9 m11.9 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Cash

28.7 m29.9 m28 m23.5 m30.7 m26.6 m31.7 m23.6 m27 m30.5 m31 m30.5 m

Inventories

761.5 m787.4 m800.6 m814.5 m851 m862.5 m865.9 m880.5 m892.9 m888 m897.3 m893.7 m

PP&E

13.3 m13.1 m13.4 m13.4 m12.8 m12.6 m12.4 m11.9 m11.9 m11.8 m12 m12.2 m

Goodwill

12.6 m12.6 m12.6 m11.9 m11.9 m11.9 m11.9 m11.9 m11.9 m11.9 m11.9 m11.9 m
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

5.2 m3 m6 m2.3 m3.3 m

Depreciation and Amortization

1.7 m1.8 m1.8 m1.8 m1.7 m

Inventories

788 k19 k796 k(1 m)

Accounts Payable

(299 k)(78 k)(55 k)(11 k)
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Net Income

3.4 m930 k1.9 m2.3 m1.4 m2.8 m4.6 m(1.3 m)95 k1.2 m1.3 m2.7 m

Depreciation and Amortization

1.2 m457 k924 k1.4 m456 k925 k1.3 m445 k892 k1.3 m428 k862 k

Accounts Payable

(414 k)(186 k)(306 k)(173 k)(161 k)(255 k)(105 k)(167 k)(180 k)(18 k)(139 k)(148 k)

Cash From Operating Activities

12.6 m2.2 m2.1 m2.1 m2.8 m5 m6.6 m404 k4.4 m(2.3 m)2.6 m3 m
USDY, 2017

EV/EBIT

2.6 x

EV/CFO

11.7 x

Financial Leverage

12.3 x
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