Clifton Bancorp

Clifton Bancorp Inc. operates as the holding company for Clifton Savings Bank that provides various financial services to consumers and businesses in New Jersey. It offers liquid and term deposit instruments comprising checking, business checking, high-yield checking, money market, passbook and statement savings, and club accounts, as well as certificates of deposit.

Type
Public
HQ
Clifton, US
Founded
1928
Size (employees)
111 (est)
Website
csbk.bank
Clifton Bancorp was founded in 1928 and is headquartered in Clifton, US

Clifton Bancorp Office Locations

Clifton Bancorp has an office in Clifton
Clifton, US (HQ)
1433 Van Houten Ave

Clifton Bancorp Data and Metrics

Clifton Bancorp Financial Metrics

Clifton Bancorp's revenue was reported to be $42.4 m in FY, 2017
USD

Revenue (FY, 2017)

42.4 m

Revenue growth (FY, 2016 - FY, 2017), %

14%

Gross profit (FY, 2017)

30.6 m

Gross profit margin (FY, 2017), %

72%

Net income (FY, 2017)

4.7 m

EBIT (FY, 2017)

26.7 m

Market capitalization (17-Aug-2017)

333.4 m

Cash (31-Mar-2017)

14.7 m
Clifton Bancorp's current market capitalization is $333.4 m.
USDY, 2014Y, 2015Y, 2016FY, 2017

Revenue

35.6 m39.5 m37.2 m42.4 m

Revenue growth, %

11%(6%)14%

Cost of goods sold

9.1 m11.8 m

Gross profit

28.1 m30.6 m

Gross profit Margin, %

76%72%

Sales and marketing expense

13.5 m

Operating expense total

13.5 m

EBIT

25.2 m26.7 m

EBIT margin, %

68%63%

Pre tax profit

7.9 m6.9 m

Income tax expense

2.5 m2.2 m

Net Income

6.5 m8.6 m5.4 m4.7 m
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016

Revenue

9.2 m9.2 m9.2 m10.1 m10.4 m10.7 m

Cost of goods sold

2.1 m2.2 m2.3 m2.6 m2.8 m3.1 m

Gross profit

7.1 m7 m6.9 m7.5 m7.6 m7.6 m

Gross profit Margin, %

77%76%75%74%73%71%

Sales and marketing expense

2.7 m2.7 m2.9 m3.4 m3.4 m3.3 m

Operating expense total

2.7 m2.7 m2.9 m3.4 m3.4 m3.3 m

EBIT

6.5 m6.4 m6.2 m6.4 m6.6 m6.7 m

EBIT margin, %

70%70%68%63%63%63%

Pre tax profit

2.5 m2.3 m1.9 m1.5 m1.8 m1.8 m

Income tax expense

845 k772 k549 k448 k513 k596 k

Net Income

1.6 m1.5 m1.9 m1.7 m3.2 m4.5 m1 m2.3 m3.5 m
USDFY, 2016FY, 2017

Cash

31.1 m14.7 m

Accounts Receivable

3.1 m3.2 m

PP&E

8.1 m8.5 m

Total Assets

1.3 b1.4 b

Accounts Payable

844.8 m

Total Liabilities

1.1 b

Additional Paid-in Capital

222.8 m203.6 m

Retained Earnings

103.1 m102.5 m

Total Equity

315.3 m296.6 m

Financial Leverage

4 x4.8 x
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016

Cash

23.5 m17.9 m30.5 m30.1 m22.8 m22.3 m

Accounts Receivable

3.3 m3.2 m3 m3.2 m3.1 m3.5 m

PP&E

7.1 m7.2 m7.6 m8.1 m8.2 m8.7 m

Total Assets

1.2 b1.2 b1.2 b1.3 b1.3 b1.4 b

Accounts Payable

685.2 m678.6 m674 m719.6 m772.3 m803.4 m

Additional Paid-in Capital

256.4 m246.4 m242 m217.3 m210.4 m210.4 m

Retained Earnings

103.7 m103.8 m103.6 m102.8 m102.7 m102.6 m

Total Equity

347.8 m338.3 m334 m309.5 m302.9 m303.1 m

Financial Leverage

3.3 x3.4 x3.5 x4.2 x4.3 x4.5 x
USDFY, 2014FY, 2015FY, 2016FY, 2017

Net Income

6.5 m8.6 m5.4 m4.7 m

Accounts Receivable

3.3 m3.3 m

Cash From Operating Activities

9.2 m11.5 m

Cash From Investing Activities

(85.6 m)(196.6 m)

Dividends Paid

(7.3 m)(5.3 m)

Cash From Financing Activities

58.2 m168.7 m

Income Taxes Paid

3.7 m2.5 m
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016

Net Income

1.6 m1.5 m1.9 m1.7 m3.2 m4.5 m1 m2.3 m3.5 m

Accounts Receivable

3.3 m3.5 m3.3 m

Cash From Operating Activities

819 k4.4 m7 m2.2 m4.7 m7.3 m

Cash From Investing Activities

9.2 m1.9 m37 k(33.5 m)(67.8 m)(127.7 m)

Dividends Paid

(3 m)(4.5 m)(5.9 m)(1.4 m)(2.7 m)(4 m)

Cash From Financing Activities

30.3 m54.7 m111.6 m

Income Taxes Paid

2.2 m2.6 m3.5 m1.4 m1.9 m2.5 m
USDY, 2017

Revenue/Employee

381.9 k

Financial Leverage

4.8 x

Clifton Bancorp Market Value History

Traffic Overview of Clifton Bancorp

Clifton Bancorp Online and Social Media Presence

Clifton Bancorp Company Life and Culture

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