Bear State Financial operates as the bank holding company for Bear State Bank that provides various financial products to individuals and business customers. The Company offers a range of retail and business deposit accounts and a variety of loans. It also provides other financial services, such as automated teller machine services, telephone banking services, online banking services, mobile banking, overdraft services, debit cards and safe deposit boxes.

Little Rock, US
Size (employees)
466 (est)
Bear State Financial was founded in 1996 and is headquartered in Little Rock, US
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Bear State Financial Office Locations

Bear State Financial has an office in Little Rock
Little Rock, US (HQ)
900 South Shackleford Road, Suite 401
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Bear State Financial Financials and Metrics

Bear State Financial Financials

Bear State Financial's revenue was reported to be $92.10 m in FY, 2016 which is a 51.4% increase from the previous period.

Revenue (FY, 2016)

92.1 m

Revenue growth (FY, 2015 - FY, 2016), %


Gross profit (FY, 2016)

84.2 m

Gross profit margin (FY, 2016), %


Net income (FY, 2016)

17.5 m

EBIT (FY, 2016)

65 m

Market capitalization (5-Mar-2018)

389.1 m

Cash (2-Mar-2018)

78.8 m
Bear State Financial's current market capitalization is $389.1 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016


18.4 m42.5 m60.8 m92.1 m

Revenue growth, %


Cost of goods sold

6.4 m7.9 m

Gross profit

54.5 m84.2 m
USDFY, 2015FY, 2016


52.1 m78.8 m

Accounts Receivable

6.2 m1.2 m


40.2 m40.2 m
USDFY, 2014FY, 2015FY, 2016

Net Income

24.3 m10.6 m17.5 m

Depreciation and Amortization

724 k1 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016

Net Income

4.8 m8 m3.3 m

Depreciation and Amortization

1.3 m2.1 m1.2 m

Cash From Operating Activities

763 k9.6 m3.5 m

Cash From Investing Activities

(11.9 m)(14.4 m)12.3 m
USDY, 2016


170.2 k
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Bear State Financial Operating Metrics

Bear State Financial's Total Loans was reported to be $1.7b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Bank Branches

43 55 48

Non-accrual Loans

$9.77 m$9.93 m$10.27 m$16.80 m$19.34 m$20.41 m$19.30 m$17.49 m$17.38 m$17.86 m$16.43 m

Total Loans

$1.06 b$1.04 b$1.05 b$1.08 b$1.46 b$1.46 b$1.48 b$1.51 b$1.46 b$1.64 b$1.66 b
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