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First Financial Bankshares

OverviewSuggest Edit

First Financial Bankshares is a multi-bank holding company. The Bank accepts deposits, originates loans, transmits funds, and performs other banking services.

TypePublic
Founded1890
HQAbilene, TX, USMap
Websiteffin.com
Employee Ratings3.6More
Overall CultureA+More
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Latest Updates

Employees (est.) (Dec 2019)1,345
Revenue (FY, 2020)$139.9 M(+30%)
Share Price (Mar 2021)$45.5 (+2%)
Cybersecurity ratingBMore

Key People/Management at First Financial Bankshares

Ronald D. Butler

Ronald D. Butler

Executive Vice President Chief Administrative Officer
Richard Young

Richard Young

Executive Vice President
Gary S. Gragg

Gary S. Gragg

Executive Vice President Lending
Dennis R. McQuiston

Dennis R. McQuiston

Senior Vice President, Employee Benefits
Monica Houston

Monica Houston

Executive Vice President Retail and Training
Dan Thompson

Dan Thompson

Senior Vice President
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First Financial Bankshares Office Locations

First Financial Bankshares has an office in Abilene
Abilene, TX, US (HQ)
400 Pine St
Show all (1)

First Financial Bankshares Financials and Metrics

First Financial Bankshares Revenue

First Financial Bankshares's revenue was reported to be $139.94 m in FY, 2020
USD

Revenue (FY, 2020)

139.9m

Net income (FY, 2020)

202.0m

Market capitalization (1-Mar-2021)

6.5b

Closing stock price (1-Mar-2021)

45.5

Cash (31-Dec-2020)

211.1m

EV

6.7b
First Financial Bankshares's current market capitalization is $6.5 b.
Annual
USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019FY, 2020

Revenue

49.5m51.4m57.2m62.1m66.6m73.4m85.1m91.0m101.8m108.4m139.9m

Revenue growth, %

11%11%8%

Operating expense total

18.4m20.7m22.1m27.2m27.9m28.7m31.3m30.9m33.0m30.5m34.2m

Depreciation and amortization

197.0k275.0k561.0k738.0k613.0k1.3m1.0m2.0m
Quarterly
USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q2, 2020Q3, 2020

Revenue

12.6m12.9m12.8m11.9m13.9m13.3m13.5m15.5m14.0m15.2m17.1m16.4m15.9m17.3m15.9m17.8m20.4m19.8m21.4m22.2m21.3m23.2m24.3m24.4m25.5m27.1m24.4m28.0m28.7m36.9m38.6m

Operating expense total

4.6m4.7m4.7m4.8m5.1m5.3m5.4m5.1m5.0m5.8m9.3m6.1m8.8m6.6m6.4m6.6m7.9m7.7m7.7m8.0m7.2m8.2m7.5m8.1m7.4m7.5m7.5m7.8m7.8m8.0m7.0m

Depreciation and amortization

77.0k75.0k74.0k62.0k90.0k72.0k200.0k199.0k199.0k172.0k168.0k165.0k143.0k387.0k384.0k279.0k269.0k264.0k246.0k508.0k490.0k

Interest expense

3.6m3.3m2.4m2.1m1.9m1.5m1.4m1.2m904.0k946.0k1.2m1.0m1.0m1.1m970.0k1.0m1.1m1.3m1.3m1.4m1.8m2.1m2.9m3.6m4.5m4.6m7.4m8.0m8.0m3.0m2.2m
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Annual
USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019FY, 2020

Cash

124.2m146.2m207.0m183.1m190.4m179.1m256.5m209.6m207.8m231.5m211.1m

Accounts Receivable

3.4b3.9b4.1b5.1b

Inventories

PP&E

70.2m76.5m84.1m95.5m103.0m115.7m124.0m133.4m131.0m142.3m
Quarterly
USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q2, 2020Q3, 2020

Cash

100.5m91.5m106.0m106.5m127.2m131.2m122.5m128.6m114.0m138.1m164.7m160.5m166.2m150.0m142.2m149.5m133.3m140.0m135.1m167.0m163.7m163.4m177.6m131.0m178.2m165.0m176.3m178.3m198.9m188.4m175.1m

Accounts Receivable

3.2b3.2b3.3b3.3b3.4b3.4b3.7b3.8b3.8b3.9b4.0b4.0b5.2b5.2b

PP&E

66.9m67.4m70.3m72.6m73.4m79.3m80.4m80.6m86.3m94.8m94.7m95.4m96.6m101.4m104.4m104.5m116.8m118.2m122.3m122.7m122.8m123.6m125.7m126.4m130.4m130.8m135.3m134.3m132.4m138.9m141.0m

Goodwill

143.9m143.7m143.4m143.1m141.4m175.6m175.2m174.9m174.4m174.2m173.9m319.4m318.9m
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Annual
USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019FY, 2020

Net Income

59.7m68.4m74.2m78.9m89.6m100.4m104.8m120.4m150.6m164.8m202.0m

Depreciation and Amortization

7.1m5.9m6.5m8.6m9.3m11.1m11.6m12.9m12.5m11.7m12.8m

Cash From Operating Activities

71.8m95.1m93.1m109.9m131.4m109.1m160.7m190.3m189.0m204.1m210.7m

Purchases of PP&E

(11.2m)(14.8m)(16.2m)(11.3m)(17.4m)(17.4m)(20.4m)(14.2m)(17.6m)(8.7m)(16.4m)
Quarterly
USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q2, 2020Q3, 2020

Net Income

27.9m44.1m16.3m32.8m50.9m17.8m36.1m55.9m18.6m38.1m57.6m22.3m43.5m67.0m24.0m49.3m75.2m25.7m52.5m78.1m26.6m54.9m84.2m34.5m72.2m112.2m38.3m80.3m123.4m90.7m143.6m

Depreciation and Amortization

3.5m5.3m1.8m3.6m5.5m1.9m3.9m5.9m2.0m4.1m6.4m2.3m4.6m6.2m2.5m5.1m8.1m2.8m5.7m8.6m2.9m6.2m9.4m3.2m6.4m9.6m3.0m5.9m8.7m5.9m9.5m

Cash From Operating Activities

40.1m61.8m37.5m56.7m81.5m36.7m56.0m78.2m42.6m45.9m94.3m43.4m60.4m99.6m40.4m45.5m93.9m72.0m91.0m127.8m67.0m97.5m155.1m45.1m89.0m158.9m72.3m108.7m145.7m113.9m134.9m

Purchases of PP&E

(5.8m)(9.1m)(2.4m)(6.4m)(9.9m)(5.1m)(8.5m)(10.9m)(4.6m)(6.2m)(8.5m)(1.9m)(5.4m)(13.0m)(3.1m)(6.2m)(12.4m)(5.4m)(12.1m)(17.2m)(3.9m)(7.7m)(12.6m)(1.8m)(8.5m)(12.4m)(4.7m)(6.4m)(7.5m)(7.7m)(12.5m)
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USDQ2, 2010

Debt/Equity

0.4 x

Financial Leverage

7.7 x
Show all financial metrics

First Financial Bankshares Operating Metrics

First Financial Bankshares's Total Loans was reported to be $3.4b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Bank Branches

62 70 69

Non-accrual Loans

$20.19 m$18.94 m$16.85 m$21.79 m$28.60 m$27.18 m$38.90 m$33.71 m$27.37 m$28.08 m$21.49 m

Non-performing Loans

$20.68 m$19.30 m$18.14 m$22.74 m$29.14 m$28.21 m$40.39 m$34.94 m$28.36 m$28.97 m$22.48 m

Total Loans

$2.93 b$2.93 b$2.94 b$3.27 b$3.32 b$3.28 b$3.28 b$3.34 b$3.36 b$3.37 b$3.44 b
Show all operating metrics

First Financial Bankshares Cybersecurity Score

Cybersecurity ratingPremium dataset

B

83/100

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First Financial Bankshares Environment, Social & Governance (ESG) Ratings

CSRHub ESG ratingPremium dataset

40-49

out of 100

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First Financial Bankshares Online and Social Media Presence

First Financial Bankshares's Trends

Embed Graph

First Financial Bankshares Company Culture

  • Overall Culture

    A+

    86/100

  • CEO Rating

    A

    80/100

  • Compensation

    A+

    100/100

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First Financial Bankshares News and Updates

September 19, 2019

First Financial Bankshares To Acquire The Bank & Trust Of Bryan/College Station

ABILENE, Texas, Sept. 19, 2019 /PRNewswire/ -- First Financial Bankshares, Inc. (NASDAQ: FFIN) today announced that it has entered into a definitive agreement to acquire TB&T Bancshares, Inc. and its wholly owned subsidiary, The Bank & Trust of Bryan/College Station, Texas. Subject to the...
May 31, 2019

First Financial Bankshares Announces Promotion Of Christoferson To Senior Vice President Of Advertising And Marketing

ABILENE, Texas, May 31, 2019 /PRNewswire/ -- The Board of Directors of First Financial Bankshares, Inc. (NASDAQ: FFIN) has announced the promotion of Will Christoferson to Senior Vice President of Advertising and Marketing upon the retirement of Michele P. Stevens, effective May 1, 2019....
May 03, 2019

First Financial Bankshares To Present At The 2019 Gulf South Bank Conference

ABILENE, Texas, May 3, 2019 /PRNewswire/ -- First Financial Bankshares, Inc. (NASDAQ: FFIN) is scheduled to make a presentation to the investment community at 10:45 a.m. Central time on Monday, May 6, 2019, at the 2019 Gulf South Bank Conference in New Orleans, Louisiana. F. Scott Dueser, ...
April 23, 2019

First Financial Bankshares Announces Two-For-One Stock Split And Increase In Cash Dividend At Annual Meeting

ABILENE, Texas, April 23, 2019 /PRNewswire/ -- First Financial Bankshares, Inc. (NASDAQ: FFIN) – In connection with the 2019 Annual Shareholders' Meeting, the Board of Directors of First Financial Bankshares, Inc. today declared a two-for-one stock split in the form of a 100 percent stock ...
April 19, 2019

First Financial Bankshares To Live Stream Annual Meeting

ABILENE, Texas, April 19, 2019 /PRNewswire/ -- First Financial Bankshares, Inc. (NASDAQ: FFIN) will hold its 2019 Annual Shareholders' Meeting on April 23, 2019, at 10:30 a.m. Central time. The Company will be live streaming the business portion of the meeting where F. Scott Dueser,...
December 13, 2018

First Financial Bankshares Announces Election Of John Ruzicka As Executive Vice President And Chief Information Officer

ABILENE, Texas, Dec. 13, 2018 /PRNewswire/ -- First Financial Bankshares, Inc. (NASDAQ: FFIN) announced the election of John Ruzicka as Executive Vice President and Chief Information Officer. He was also elected Chairman, President and CEO of First Technology Services, Inc., (FTS), the...

 First Financial Bankshares Frequently Asked Questions

  • When was First Financial Bankshares founded?

    First Financial Bankshares was founded in 1890.

  • Who are First Financial Bankshares key executives?

    First Financial Bankshares's key executives are Ronald D. Butler, Richard Young and Gary S. Gragg.

  • How many employees does First Financial Bankshares have?

    First Financial Bankshares has 1,345 employees.

  • What is First Financial Bankshares revenue?

    Latest First Financial Bankshares annual revenue is $139.9 m.

  • What is First Financial Bankshares revenue per employee?

    Latest First Financial Bankshares revenue per employee is $104 k.

  • Who are First Financial Bankshares competitors?

    Competitors of First Financial Bankshares include IBERIABANK, Flagship Bank and Codorus Valley Bancorp.

  • Where is First Financial Bankshares headquarters?

    First Financial Bankshares headquarters is located at 400 Pine St, Abilene.

  • Where are First Financial Bankshares offices?

    First Financial Bankshares has an office in Abilene.

  • How many offices does First Financial Bankshares have?

    First Financial Bankshares has 1 office.