Bay Bancorp is a savings and loan holding company, which operates through its subsidiary, Bay Bank. The Bank operates in the Community Banking segment and serves local consumers, small and medium size businesses, professionals and other customers by offering a range of financial products and services, including online and mobile banking, commercial banking, cash management, mortgage lending and retail banking. It funds a range of loan types, including commercial and residential real estate loans, commercial term loans, lines of credit, consumer loans and letters of credit. It offers its customers wire transfer services, automated clearinghouse services, automated teller machine and check cards.

Employee Rating

2.7More
TypePublic
HQColumbia, US
Founded2010
Size (employees)127 (est)
Websitebaybankmd.com
Bay Bancorp was founded in 2010 and is headquartered in Columbia, US
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Bay Bancorp Office Locations

Bay Bancorp has offices in Columbia, Bel Air, Parkville, Perry Hall and in 5 other locations
Columbia, (HQ)
a 7151 Columbia Gateway Dr
Baltimore,
105 4600 Wilkens Ave
Baltimore,
531 S Conkling St
Baltimore,
344 N Charles St
Bel Air,
602 Hoagie Dr
Cockeysville,
10301 York Rd
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Bay Bancorp Financials and Metrics

Bay Bancorp Revenue

Bay Bancorp's revenue was reported to be $34.48 m in FY, 2017
USD

Revenue (FY, 2017)

34.5m

Gross profit (FY, 2017)

32.1m

Gross profit margin (FY, 2017), %

93.2%

Net income (FY, 2017)

4.8m

EBIT (FY, 2017)

23.9m

Market capitalization (13-Apr-2018)

142.9m

Cash (31-Dec-2017)

31.6m

EV

121.3m
Bay Bancorp's current market capitalization is $142.9 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

19.0m24.1m28.6m29.0m34.5m

Revenue growth, %

27%(4%)25%

Cost of goods sold

1.8m1.9m2.3m

Gross profit

26.7m27.2m32.1m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Revenue

7.6m7.4m6.3m6.6m10.1m7.7m8.3m9.9m

Cost of goods sold

474.6k456.7k373.0k372.3k588.3k516.1k553.0k626.3k

Gross profit

7.1m6.9m5.9m6.2m9.5m7.2m7.7m9.3m

Gross profit Margin, %

94%94%94%94%94%93%93%94%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

23.3m16.9m34.4m40.0m31.6m

Accounts Receivable

1.2m1.3m1.3m1.2m

Inventories

PP&E

6.0m5.6m5.1m3.9m3.3m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Cash

8.8m51.1m24.4m17.0m23.6m19.4m15.2m14.8m27.1m46.3m42.8m41.7m39.5m

PP&E

6.1m5.8m5.6m5.6m5.4m5.2m5.2m4.9m4.7m5.3m3.8m3.7m3.5m

Total Assets

440.0m429.6m487.5m479.5m487.0m488.5m474.2m463.4m495.6m606.3m633.4m645.9m651.6m

Accounts Payable

380.8m371.9m419.1m398.6m404.3m384.5m381.6m365.9m363.2m531.1m525.8m535.9m549.4m
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

3.2m3.0m1.9m2.0m4.8m

Inventories

Accounts Payable

Cash From Operating Activities

14.5m2.0m5.0m(3.0m)2.3m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Net Income

4.5m81.7k2.8m1.8m343.3k545.9k1.4m186.4k635.5k1.1m956.8k2.2m4.4m

Cash From Operating Activities

(377.4k)4.9m5.2m5.6m(5.3m)(9.1m)(1.5m)2.1m1.1m4.4m926.2k545.4k4.8m

Cash From Investing Activities

36.3m11.6m41.1m41.5m5.6m4.0m7.4m6.6m(11.6m)99.9m(11.9m)(24.2m)(34.1m)

Cash From Financing Activities

(26.6m)11.3m(45.2m)(53.4m)6.5m7.7m(7.5m)(28.4m)3.2m(92.4m)13.7m25.3m28.7m
USDY, 2017

EV/EBIT

5.1 x

EV/CFO

53.5 x

Revenue/Employee

251.7k

Debt/Equity

0.1 x

Financial Leverage

9.2 x
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Bay Bancorp Company Life and Culture

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Bay Bancorp Frequently Asked Questions

  • When was Bay Bancorp founded?

    Bay Bancorp was founded in 2010.

  • How many employees does Bay Bancorp have?

    Bay Bancorp has 127 employees.

  • What is Bay Bancorp revenue?

    Latest Bay Bancorp annual revenue is $34.5 m.

  • What is Bay Bancorp revenue per employee?

    Latest Bay Bancorp revenue per employee is $271.5 k.

  • Who are Bay Bancorp competitors?

    Competitors of Bay Bancorp include First Bank, Brand Group Holdings and Hanmi Financial.

  • Where is Bay Bancorp headquarters?

    Bay Bancorp headquarters is located at a 7151 Columbia Gateway Dr, Columbia.

  • Where are Bay Bancorp offices?

    Bay Bancorp has offices in Columbia, Bel Air, Parkville, Perry Hall and in 5 other locations.

  • How many offices does Bay Bancorp have?

    Bay Bancorp has 11 offices.