Bay Bancorp

Bay Bank was formed to serve the needs of the local community with exceptional personal attention and thoughtful financial solutions. We are a team of experienced bankers with the ability to listen, the agility to make decisions, and the resolve to follow through on behalf of our customers. At Bay Bank you will receive the responsive, personal service of a local bank combined with the strength and resources of a larger institution. But most importantly, you’ll find a bank where bankers and customers know one another, and products, services, and resources are focused on achieving your financial goals. As we grow, Bay Bank will continue to be a relationship-based banking team dedicated to excellence, professionalism and high standards of integrity. We believe in the simple and straightforward concept that the customer experience is our number one priority. And, we understand that our success will be the result of your success. Our commitment is to exceed expectations, one customer at a time. And that’s what makes Bay Bank unique – just like the customers we serve.
Type
Public
HQ
Columbia, US
Founded
2010
Size (employees)
157 (est)
Bay Bancorp was founded in 2010 and is headquartered in Columbia, US

Bay Bancorp Office Locations

Bay Bancorp has an office in Columbia
Columbia, US (HQ)
A 7151 Columbia Gateway Dr

Bay Bancorp Data and Metrics

Bay Bancorp Financial Metrics

Bay Bancorp's revenue was reported to be $7.7 m in Q1, 2017
USD

Revenue (Q1, 2017)

7.7 m

Gross profit (Q1, 2017)

7.2 m

Gross profit margin (Q1, 2017), %

93%

Net income (Q1, 2017)

956.8 k

EBIT (Q1, 2017)

5.4 m

Market capitalization (25-Jul-2017)

79.8 m

Cash (31-Mar-2017)

42.8 m
Bay Bancorp's current market capitalization is $79.8 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

19 m24.1 m23.2 m29 m

Revenue growth, %

27%(4%)25%

Cost of goods sold

1.8 m1.9 m

Gross profit

21.4 m27.2 m

Gross profit Margin, %

92%94%

EBIT

20.2 m19.8 m

EBIT margin, %

87%68%

Pre tax profit

3.1 m2.6 m

Net Income

3.2 m3 m1.9 m2 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

7.6 m7.4 m6.3 m6.6 m10.1 m7.7 m

Cost of goods sold

474.6 k456.7 k373 k372.3 k588.3 k516.1 k

Gross profit

7.1 m6.9 m5.9 m6.2 m9.5 m7.2 m

Gross profit Margin, %

94%94%94%94%94%93%

EBIT

5.2 m5.1 m4.4 m4.5 m5.3 m5.4 m

EBIT margin, %

69%69%70%69%53%70%

Pre tax profit

865.3 k854.4 k304.5 k740.7 k790.2 k1.5 m

Net Income

2.8 m1.8 m343.3 k545.9 k529.4 k186.4 k635.5 k1.1 m956.8 k
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

23.3 m16.9 m34.4 m40 m

Accounts Receivable

1.2 m1.3 m1.3 m1.2 m

PP&E

6 m5.6 m5.1 m3.9 m

Total Assets

419.1 m479.9 m491.2 m620.3 m

Accounts Payable

526.5 m

Total Debt

20 m

Total Liabilities

554.4 m

Additional Paid-in Capital

36.4 m43.2 m43.4 m40.8 m

Retained Earnings

7.7 m10.7 m12.7 m14.4 m

Total Equity

54.6 m66.6 m67.7 m65.9 m

Debt to Equity Ratio

0.3 x

Debt to Assets Ratio

0 x

Financial Leverage

7.7 x7.2 x7.3 x9.4 x
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

24.4 m17 m23.6 m19.4 m15.2 m14.8 m27.1 m46.3 m42.8 m

PP&E

5.6 m5.6 m5.4 m5.2 m5.2 m4.9 m4.7 m5.3 m3.8 m

Total Assets

487.5 m479.5 m487 m488.5 m474.2 m463.4 m495.6 m606.3 m633.4 m

Accounts Payable

419.1 m398.6 m404.3 m384.5 m381.6 m365.9 m363.2 m531.1 m525.8 m

Additional Paid-in Capital

42.2 m43.1 m43.3 m43.3 m43.4 m42.7 m42.8 m40.5 m41.2 m

Retained Earnings

10.5 m9.5 m11.1 m11.6 m12.2 m12.9 m13.3 m13.7 m15.4 m

Total Equity

65 m65.2 m65.7 m66.1 m66.9 m66.9 m67.5 m65.1 m67.3 m

Financial Leverage

7.5 x7.4 x7.4 x7.4 x7.1 x6.9 x7.3 x9.3 x9.4 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

3.2 m3 m1.9 m2 m

Cash From Operating Activities

14.5 m2 m5 m(3 m)

Cash From Investing Activities

35.2 m43 m2.7 m87.3 m

Cash From Financing Activities

(46.1 m)(51.4 m)9.7 m(78.7 m)

Income Taxes Paid

319.5 k
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

2.8 m1.8 m343.3 k545.9 k529.4 k186.4 k635.5 k1.1 m956.8 k

Cash From Operating Activities

5.2 m5.6 m(5.3 m)(9.1 m)(1.5 m)2.1 m1.1 m4.4 m926.2 k

Cash From Investing Activities

41.1 m41.5 m5.6 m4 m7.4 m6.6 m(11.6 m)99.9 m(11.9 m)

Cash From Financing Activities

(45.2 m)(53.4 m)6.5 m7.7 m(7.5 m)(28.4 m)3.2 m(92.4 m)13.7 m

Income Taxes Paid

833.9 k833.9 k833.9 k(411.1 k)
USDY, 2017

Revenue/Employee

48.9 k

Financial Leverage

9.4 x

Bay Bancorp Market Value History

Bay Bancorp Online and Social Media Presence

Bay Bancorp Company Life and Culture

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