American River Bankshares

American River Bank is a regional bank serving Northern California since 1983. We give business owners more reach by offering financial expertise and exceptional service to compliment a full suite of banking products and services. Our honest approach, commitment to community and focus on profitability is intended to lead our clients to greater success. We monitor this page Mon-Fri 9am-5pm excluding holidays. Your security is our priority. Please do not disclose any personal banking information online. American River Bank is a subsidiary of American River Bankshares (NASDAQ: AMRB), a publicly-traded Company on the NASDAQ Global Select Stock Market Exchange.
Type
Public
HQ
Rancho Cordova, US
Founded
1983
Size (employees)
99 (est)+3%
American River Bankshares was founded in 1983 and is headquartered in Rancho Cordova, US

American River Bankshares Office Locations

American River Bankshares has an office in Rancho Cordova
Rancho Cordova, US (HQ)
450 3100 Zinfandel Dr

American River Bankshares Metrics

American River Bankshares Financial Metrics

American River Bankshares's revenue was reported to be $23.2 m in 2016 which is a 1% increase from the previous period.

Revenue (Y, 2016)

$23.2 m

Revenue growth (Y, 2015 - Y, 2016), %

1%

Gross profit (Y, 2016)

$22.3 m

Gross profit margin (Y, 2016), %

96%

Net income (Y, 2016)

$6.4 m

EBIT (Y, 2016)

$20.2 m

Market capitalization (23-May-2017)

$87.6 m

Closing share price (23-May-2017)

$13.5

Cash (31-Dec-2016)

$27.6 m

EV

$75.5 m
American River Bankshares's current market capitalization is $87.6 m.
Y, 2013Y, 2014Y, 2015Y, 2016

Revenue

$20.9 m$22.1 m$23 m$23.2 m

Revenue growth, %

6%4%1%

Cost of goods sold

$1.5 m$1.2 m$961 k$910 k

Gross profit

$19.4 m$21 m$22 m$22.3 m

Gross profit Margin, %

93%95%96%96%

Operating expense total

$14.9 m$14.9 m$14.1 m$13.8 m

EBIT

$17.4 m$18.8 m$20 m$20.2 m

EBIT margin, %

83%85%87%87%

Interest income

$17.4 m$18.8 m$20 m$20.2 m

Pre tax profit

$4.3 m$6.7 m$7.9 m$9.8 m

Income tax expense

$1.3 m$2.3 m$2.7 m$3.4 m

Net Income

$3.1 m$4.4 m$5.3 m$6.4 m
FY, 2013FY, 2014FY, 2015FY, 2016

Cash

$17.9 m$23.7 m$27.6 m

Accounts Receivable

Inventories

PP&E

$1.5 m$1.4 m$1.4 m

Goodwill

$16.3 m$16.3 m$16.3 m

Total Assets

$592.8 m$634.6 m$651.5 m

Accounts Payable

Total Debt

$16 m$11 m$15.5 m

Retained Earnings

$24.8 m$34.4 m$40.8 m

Total Equity

$87 m$86.1 m$83.9 m

Debt to Equity Ratio

0.2 x0.1 x0.2 x

Debt to Assets Ratio

0 x0 x0 x

Financial Leverage

6.8 x7.4 x7.8 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$3.1 m$4.4 m$5.3 m$6.4 m

Depreciation and Amortization

$518 k$438 k$430 k$420 k

Accounts Receivable

Inventories

Accounts Payable

Cash From Operating Activities

$11.5 m$9 m$8.8 m$9.9 m

Cash From Investing Activities

($45.4 m)($22.3 m)($19.7 m)($17.2 m)

Cash From Financing Activities

($3.6 m)$17.9 m$12.2 m$11.2 m

Income Taxes Paid

$1.6 m$2.4 m$2.5 m$2.8 m
Y, 2016

EV/EBIT

3.7 x

EV/CFO

7.7 x

Revenue/Employee

$239.2 k

Debt/Equity

0.2 x

Financial Leverage

7.8 x

American River Bankshares Market Value History

American River Bankshares Online Presence

American River Bankshares Company Life

You may also be interested in