American River Bankshares

American River Bank is a regional bank serving Northern California since 1983. We give business owners more reach by offering financial expertise and exceptional service to compliment a full suite of banking products and services. Our honest approach, commitment to community and focus on profitability is intended to lead our clients to greater success. We monitor this page Mon-Fri 9am-5pm excluding holidays. Your security is our priority. Please do not disclose any personal banking information online. American River Bank is a subsidiary of American River Bankshares (NASDAQ: AMRB), a publicly-traded Company on the NASDAQ Global Select Stock Market Exchange.
Type
Public
HQ
Rancho Cordova, US
Founded
1983
Size (employees)
99 (est)+3%
American River Bankshares was founded in 1983 and is headquartered in Rancho Cordova, US

American River Bankshares Office Locations

American River Bankshares has an office in Rancho Cordova
Rancho Cordova, US (HQ)
450 3100 Zinfandel Dr

American River Bankshares Data and Metrics

American River Bankshares Financial Metrics

American River Bankshares's revenue was reported to be $23.2 m in 2016 which is a 1% increase from the previous period.
$, USD

Revenue (Y, 2016)

23.2 m

Revenue growth (Y, 2015 - Y, 2016), %

1%

Gross profit (Y, 2016)

22.3 m

Gross profit margin (Y, 2016), %

96%

Net income (Y, 2016)

6.4 m

EBIT (Y, 2016)

20.2 m

Market capitalization (23-Jun-2017)

90.5 m

Closing share price (23-Jun-2017)

14.3

Cash (31-Dec-2016)

27.6 m

EV

78.4 m
American River Bankshares's current market capitalization is $90.5 m.
$, USDY, 2013Y, 2014Y, 2015Y, 2016

Revenue

20.9 m22.1 m23 m23.2 m

Revenue growth, %

6%4%1%

Cost of goods sold

1.5 m1.2 m961 k910 k

Gross profit

19.4 m21 m22 m22.3 m

Gross profit Margin, %

93%95%96%96%

Operating expense total

14.9 m14.9 m14.1 m13.8 m

EBIT

17.4 m18.8 m20 m20.2 m

EBIT margin, %

83%85%87%87%

Interest income

17.4 m18.8 m20 m20.2 m

Pre tax profit

4.3 m6.7 m7.9 m9.8 m

Income tax expense

1.3 m2.3 m2.7 m3.4 m

Net Income

3.1 m4.4 m5.3 m6.4 m
$, USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

17.9 m23.7 m27.6 m

PP&E

1.5 m1.4 m1.4 m

Goodwill

16.3 m16.3 m16.3 m

Total Assets

592.8 m634.6 m651.5 m

Total Debt

16 m11 m15.5 m

Retained Earnings

24.8 m34.4 m40.8 m

Total Equity

87 m86.1 m83.9 m

Debt to Equity Ratio

0.2 x0.1 x0.2 x

Debt to Assets Ratio

0 x0 x0 x

Financial Leverage

6.8 x7.4 x7.8 x
$, USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

3.1 m4.4 m5.3 m6.4 m

Depreciation and Amortization

518 k438 k430 k420 k

Cash From Operating Activities

11.5 m9 m8.8 m9.9 m

Cash From Investing Activities

(45.4 m)(22.3 m)(19.7 m)(17.2 m)

Cash From Financing Activities

(3.6 m)17.9 m12.2 m11.2 m

Income Taxes Paid

1.6 m2.4 m2.5 m2.8 m
$, USDY, 2016

EV/EBIT

3.9 x

EV/CFO

8 x

Revenue/Employee

239.2 k

Debt/Equity

0.2 x

Financial Leverage

7.8 x

American River Bankshares Market Value History

American River Bankshares Online and Social Media Presence

American River Bankshares Company Life and Culture

You may also be interested in