American River Bankshares

American River Bankshares is a bank holding company, which operates through its banking subsidiary, American River Bank. The Bank's primary business is serving the commercial banking needs of small to mid-sized businesses. It also accepts checking and savings deposits; offers money market deposit accounts and certificates of deposit; makes secured and unsecured commercial loans, secured real estate loans, and other installment and term loans, and offers other customary banking services. The Bank also conducts lease financing for various types of business equipment, from computer software to heavy earth-moving equipment.

Company Growth (employees)
Type
Public
HQ
Rancho Cordova, US
Founded
1983
Size (employees)
97 (est)+8%
American River Bankshares was founded in 1983 and is headquartered in Rancho Cordova, US

American River Bankshares Office Locations

American River Bankshares has offices in Rancho Cordova, Sacramento, Gold River, Roseville and in 5 other locations
Rancho Cordova, US (HQ)
450 3100 Zinfandel Dr
Healdsburg, US
412 Center St
Pioneer, US
26395 Buckhorn Ridge Rd
Sacramento, US
200 520 Capitol Mall
Sacramento, US
107 1545 River Park Dr
Santa Rosa, US
110 90 S E St
Show all (11)

American River Bankshares Financials and Metrics

American River Bankshares Financials

American River Bankshares's revenue was reported to be $23.2 m in FY, 2016
USD

Revenue (Q2, 2017)

5.6 m

Gross profit (Q2, 2017)

5.3 m

Gross profit margin (Q2, 2017), %

95%

Net income (Q2, 2017)

1.3 m

EBIT (Q2, 2017)

4.9 m

Market capitalization (16-Feb-2018)

95.8 m

Cash (30-Jun-2017)

22 m

EV

89.3 m
American River Bankshares's current market capitalization is $95.8 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

20.9 m22.1 m23 m23.2 m

Revenue growth, %

6%4%1%

Cost of goods sold

1.5 m1.2 m961 k910 k

Gross profit

19.4 m21 m22 m22.3 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Revenue

5.2 m5.5 m5.5 m5.8 m5.9 m6 m5.6 m5.9 m5.5 m5.6 m

Cost of goods sold

361 k287 k248 k244 k240 k234 k221 k240 k242 k252 k

Gross profit

4.9 m5.2 m5.2 m5.5 m5.7 m5.8 m5.4 m5.7 m5.2 m5.3 m

Gross profit Margin, %

93%95%95%96%96%96%96%96%96%95%
USDFY, 2013FY, 2015FY, 2016

Cash

17.9 m23.7 m27.6 m

Accounts Receivable

150 k

PP&E

1.5 m1.4 m1.4 m

Goodwill

16.3 m16.3 m16.3 m
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Cash

18 m21.6 m29.3 m22.7 m43.1 m35.9 m22 m

PP&E

1.5 m1.4 m1.4 m1.3 m1.3 m1.3 m1.3 m

Goodwill

16.3 m

Total Assets

616.9 m625.2 m626.1 m625.8 m653.8 m659.3 m641.6 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

3.1 m4.4 m5.3 m6.4 m

Depreciation and Amortization

518 k438 k430 k420 k

Cash From Operating Activities

11.5 m9 m8.8 m9.9 m

Cash From Investing Activities

(45.4 m)(22.3 m)(19.7 m)(17.2 m)
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Net Income

2.2 m1 k2 m3.2 m956 k2.3 m3.8 m1.4 m2.7 m4.5 m1.2 m2.5 m

Depreciation and Amortization

397 k114226 k339 k103 k212 k324 k110 k220 k326 k88 k173 k

Cash From Operating Activities

9.1 m2.7 k3.9 m6.7 m1.6 m3.5 m6.5 m2.1 m3.4 m6.4 m2.1 m3.7 m

Cash From Investing Activities

(35.9 m)(5.5 k)(764 k)(189 k)6.5 m(5.3 m)(10.1 m)14.1 m7.7 m1.8 m2.4 m3.3 m
USDY, 2017

EV/EBIT

18.3 x

EV/CFO

24.4 x

Revenue/Employee

59.8 k

Financial Leverage

7.9 x
Show all financial metrics

American River Bankshares Market Value History

American River Bankshares's Web-traffic and Trends

American River Bankshares Online and Social Media Presence

American River Bankshares Company Life and Culture

You may also be interested in