BankFinancial

BankFinancial is uniquely, obsessively self-critical. Even though we've been in business for over 75 years we have no desire to be who we were 2 years ago - much less 5 years ago. That's because we're constantly reassessing how we can perform for our customers, looking for better ways to improve what we can offer them. Today we have 19 locations and assets of over $1.4 billion. Along with traditional personal and business banking options you'll find Investment, Insurance and Trust solutions. In addition to traditional brick and mortar locations you'll find electronic banking solutions that let you manage your money anytime, anywhere. We even think about technology differently, fostering a spirit of creative problem-solving to adapt technology when it can make a clear and powerful difference. To remove barriers. Increase efficiency. And help customers just like you achieve their version of success. And we'll continually monitor it to ensure it's as useful as it can be.
Type
Public
HQ
Burr Ridge, US
Founded
1924
Size (employees)
224 (est)-11%
BankFinancial was founded in 1924 and is headquartered in Burr Ridge, US

BankFinancial Office Locations

BankFinancial has an office in Burr Ridge
Burr Ridge, US (HQ)
15 W060 N Frontage Rd

BankFinancial Data and Metrics

BankFinancial Financial Metrics

BankFinancial's revenue was reported to be $14.9 m in Q1, 2017
USD

Revenue (Q1, 2017)

14.9 m

Gross profit (Q1, 2017)

13.6 m

Gross profit margin (Q1, 2017), %

91%

Net income (Q1, 2017)

1.9 m

EBIT (Q1, 2017)

12.1 m

Market capitalization (21-Jul-2017)

282.7 m

Cash (31-Mar-2017)

75.5 m
BankFinancial's current market capitalization is $282.7 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

49.4 m49.3 m49 m50.9 m

Revenue growth, %

(0%)(1%)4%

Cost of goods sold

3.7 m3 m2.8 m4 m

Gross profit

45.7 m46.3 m46.1 m47 m

Gross profit Margin, %

93%94%94%92%

Sales and marketing expense

22.8 m

R&D expense

2.9 m

Operating expense total

51.3 m44.5 m41.9 m41.5 m

EBIT

45.7 m46.3 m46.1 m47 m

EBIT margin, %

93%94%94%92%

Pre tax profit

3.3 m9.3 m14.1 m12.2 m

Income tax expense

(31.3 m)5.4 m4.7 m

Net Income

3.3 m40.6 m8.7 m7.5 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

14.1 m14.1 m13.7 m13.9 m13.9 m14.4 m14.1 m14.5 m14.9 m

Cost of goods sold

774 k746 k686 k691 k699 k856 k952 k1 m1.3 m

Gross profit

13.4 m13.4 m13.1 m13.2 m13.2 m13.5 m13.2 m13.5 m13.6 m

Gross profit Margin, %

95%95%95%95%95%94%93%93%91%

Sales and marketing expense

5.6 m5.5 m5.6 m5.3 m5.3 m6 m5.7 m5.3 m6.4 m

R&D expense

691 k674 k639 k657 k686 k724 k699 k707 k753 k

Operating expense total

6.3 m6.2 m6.2 m5.9 m6 m6.7 m6.4 m6 m7.1 m

EBIT

11.7 m11.6 m11.5 m11.5 m11.4 m11.9 m11.6 m11.8 m12.1 m

EBIT margin, %

83%82%84%83%83%83%82%82%81%

Pre tax profit

1.4 m3.6 m3.3 m3.6 m3.9 m3.1 m1.3 m4.1 m2.2 m

Income tax expense

25 k36 k1.3 m1.4 m1.5 m1.2 m514 k1.6 m322 k

Net Income

1.4 m3.6 m2 m4.2 m6.6 m1.9 m2.7 m5.2 m1.9 m
USDFY, 2015FY, 2016

Cash

59.4 m96.7 m

Accounts Receivable

4.2 m1.3 b

PP&E

32.7 m31.4 m

Total Assets

1.5 b1.6 b

Accounts Payable

1.3 b

Total Liabilities

1.4 b

Additional Paid-in Capital

184.8 m173 m

Retained Earnings

36.1 m39.5 m

Total Equity

212.4 m204.8 m

Financial Leverage

7.1 x7.9 x
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

77.4 m61.5 m65.9 m85.6 m100.5 m75.5 m

PP&E

33.5 m33.1 m32.3 m32 m31.9 m31.1 m

Total Assets

1.4 b1.4 b1.5 b1.5 b1.5 b1.6 b

Accounts Payable

1.2 b1.2 b1.3 b1.3 b1.3 b1.3 b

Additional Paid-in Capital

186.6 m187 m180.8 m178 m173.2 m161.3 m

Retained Earnings

34.1 m34.8 m37 m36.8 m38.4 m40.2 m

Total Equity

211.7 m213.1 m209.5 m206.7 m203.7 m202 m

Financial Leverage

6.8 x6.7 x7.2 x7.3 x7.6 x7.9 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

3.3 m40.6 m8.7 m7.5 m

Depreciation and Amortization

605 k578 k550 k523 k

Accounts Receivable

3.9 m3.9 m(300 k)(155 k)

Cash From Operating Activities

14.9 m18.9 m

Purchases of PP&E

(55 m)

Cash From Financing Activities

38.5 m95.4 m

Interest Paid

2.8 m3.9 m

Income Taxes Paid

363 k289 k
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

1.4 m3.6 m2 m4.2 m6.6 m1.9 m2.7 m5.2 m1.9 m

Depreciation and Amortization

143 k143 k142 k1.8 m2.8 m939 k1.9 m2.8 m958 k

Accounts Receivable

3.7 m3.6 m3.8 m41 k(74 k)(120 k)226 k70 k(97 k)

Cash From Operating Activities

9.2 m12.2 m5 m8.5 m12.9 m3.4 m

Cash From Financing Activities

(30.1 m)(39.5 m)(2.9 m)(16 m)22.1 m(16.8 m)

Interest Paid

1.4 m2.1 m766 k1.7 m2.7 m1.2 m

Income Taxes Paid

26 k262 k60 k175 k182 k1 k
USDY, 2017

Revenue/Employee

66.5 k

Financial Leverage

7.9 x

BankFinancial Market Value History

BankFinancial Company Life and Culture

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