Bank of the James Financial Group is a bank holding company for Bank of the James. The Company conducts two principal activities:  general retail and commercial banking through Bank of the James; and mortgage brokerage services through Bank of the James, a division of the Bank. In addition, Financial provides securities brokerage services through BOTJ Investment, a division of the Bank and acts as an agent for insurance and annuity products through BOTJ Insurance, Inc. Other services offered by the Bank include safe deposit boxes, traveler’s checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services and credit card merchant services. 

Type
Public
HQ
Lynchburg, US
Founded
1999
Size (employees)
121 (est)
Bank of the James Financial Group was founded in 1999 and is headquartered in Lynchburg, US
Report incorrect company information

Bank of the James Financial Group Office Locations

Bank of the James Financial Group has an office in Lynchburg
Lynchburg, US (HQ)
828 Main St
Show all (1)
Report incorrect company information

Bank of the James Financial Group Financials and Metrics

Bank of the James Financial Group Financials

Bank of the James Financial Group's revenue was reported to be $26.36 m in FY, 2016 which is a 29.9% increase from the previous period.
USD

Revenue (Q1, 2018)

7.3 m

Gross profit (Q1, 2018)

6.5 m

Gross profit margin (Q1, 2018), %

88.8%

Net income (Q1, 2018)

1.1 m

EBIT (Q1, 2018)

5.3 m

Market capitalization (15-May-2018)

65.9 m

Closing share price (15-May-2018)

15.1

Cash (31-Mar-2018)

55.3 m
Bank of the James Financial Group's current market capitalization is $65.9 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

18.4 m18.7 m20.3 m26.4 m

Revenue growth, %

2%8%30%

Cost of goods sold

2.7 m2.3 m3 m

Gross profit

17.6 m24 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Revenue

6.1 m6.4 m6.2 m6.6 m6.8 m6.4 m7.1 m7.3 m

Cost of goods sold

667 k704 k548 k550 k610 k671 k711 k824 k

Gross profit

5.4 m5.7 m5.7 m6.1 m6.1 m5.7 m6.4 m6.5 m

Gross profit Margin, %

89%89%91%92%91%89%90%89%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

16.7 m12.7 m28.7 m28.7 m37 m

Accounts Receivable

1.4 m1.2 m1.2 m1.4 m1.7 m

Inventories

PP&E

8.4 m9.3 m10 m10.9 m12.1 m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Cash

26.8 m17.9 m21.4 m14.9 m30.3 m18.8 m14.4 m19.7 m24.4 m25.9 m25.3 m23.2 m36.3 m55.3 m

Accounts Receivable

1.3 m1.4 m1.2 m1.2 m1.2 m1.2 m1.2 m1.2 m1.2 m1.3 m1.4 m1.3 m1.8 m

PP&E

8.5 m8.3 m8.3 m8.2 m9.2 m9.2 m9.2 m9.9 m9.9 m10.2 m11.2 m11.4 m12.1 m

Total Assets

435.4 m442.6 m447.4 m451.7 m488 m492.8 m507.6 m524.6 m545.7 m560 m578.4 m595.6 m619.3 m653.6 m
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

3.1 m3.4 m3.7 m3.3 m2.9 m

Depreciation and Amortization

720 k756 k767 k767 k811 k

Inventories

Accounts Payable

Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Net Income

2.4 m705 k1.5 m2.5 m927 k957 k983 k887 k1.1 m1.1 m760 k787 k1 m1.1 m

Depreciation and Amortization

521 k193 k352 k546 k193 k381 k571 k196 k391 k579 k188 k396 k213 k

Cash From Operating Activities

4 m1.3 m889 k3.5 m861 k272 k598 k178 k222 k3.2 m3.8 m3.9 m6.4 m1 m

Purchases of PP&E

(25.2 m)(1.6 m)(3.1 m)
USDY, 2018

Financial Leverage

12.6 x
Show all financial metrics
Report incorrect company information