Bank of the James Financial Group is a bank holding company for Bank of the James. The Company conducts two principal activities: general retail and commercial banking through Bank of the James; and mortgage brokerage services through Bank of the James, a division of the Bank. In addition, Financial provides securities brokerage services through BOTJ Investment, a division of the Bank and acts as an agent for insurance and annuity products through BOTJ Insurance, Inc. Other services offered by the Bank include safe deposit boxes, traveler’s checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services and credit card merchant services.Â