Ally Financial Inc. is a digital financial services company offering financial products for consumers, businesses, automotive dealers and corporate clients. The Company provides financial services including auto financing, corporate financing, insurance, mortgages, stock brokerage, and online banking.
Ally's automotive services business offers a full suite of financing products and services, including new and used vehicle inventory and consumer financing, leasing, inventory insurance, commercial loans and vehicle remarketing services. Ally Bank, the Company's direct banking subsidiary, offers an array of deposit products, including certificates of deposit, savings accounts, money market accounts, IRA deposit products and interest checking. Ally's Commercial Finance unit provides financing to middle-market companies across a broad range of industries.

Company Growth (employees)
Type
Public
HQ
Detroit, US
Founded
1919
Size (employees)
7,600 (est)
Website
ally.com
Ally was founded in 1919 and is headquartered in Detroit, US

Key People at Ally

Jeffrey Brown

Jeffrey Brown

CEO
Chris Halmy

Chris Halmy

Chief Financial Officer
Michael Baresich

Michael Baresich

Chief Information Officer
David DeBrunner

David DeBrunner

Vice President, Controller and Chief Accounting Officer

Ally Office Locations

Ally has an office in Detroit
Detroit, US (HQ)
One Detroit Center 500 Woodward Ave

Ally Data and Metrics

Ally Financial Metrics

Ally's revenue was reported to be $1.4 b in Q1, 2017
USD

Revenue (Q1, 2017)

1.4 b

Market capitalization (18-Aug-2017)

10.1 b

Cash (30-Jun-2016)

5.7 b
Ally's current market capitalization is $10.1 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

2.8 b3.4 b3.7 b3.9 b

Revenue growth, %

21%10%5%

Pre tax profit

357 m1.2 b1.4 b1.6 b

Net Income

361 m1.2 b263 m361 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

1.2 b1.1 b1.1 b1.3 b1.3 b1.4 b1.4 b1.4 b

Cost of goods sold

728 m612 m608 m604 m648 m651 m

Gross profit

503 m481 m519 m698 m679 m707 m

Gross profit Margin, %

41%44%46%54%51%52%

Net Income

550 m973 m576 m758 m1 b250 m610 m
USDFY, 2013FY, 2014FY, 2015

Cash

5.5 b5.6 b6.4 b

Total Assets

151.2 b151.8 b158.6 b

Accounts Payable

888 m477 m350 m

Total Debt

78 b73.6 b74.3 b

Preferred Stock

1.3 b696 m

Retained Earnings

(7.7 b)(6.8 b)(8.1 b)

Total Equity

14.2 b15.4 b13.4 b

Debt to Equity Ratio

5.5 x4.8 x5.5 x

Debt to Assets Ratio

0.5 x0.5 x0.5 x

Financial Leverage

10.6 x9.9 x11.8 x
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016

Cash

5.8 b5.7 b7.6 b5.9 b5.2 b5 b5.7 b

Total Assets

150 b149 b154 b156 b156 b157 b158 b

Preferred Stock

1.3 b1.3 b1.3 b813 m813 m696 m

Retained Earnings

(7.3 b)(6.9 b)(6.3 b)(7.4 b)(7.2 b)(7.9 b)(7.5 b)

Total Equity

14.9 b15.2 b15.9 b14.3 b14.6 b13.8 b13.6 b

Financial Leverage

10.1 x9.8 x9.7 x10.9 x10.7 x11.4 x11.6 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

361 m1.2 b263 m361 m

Accounts Payable

(39 m)(411 m)(127 m)

Cash From Operating Activities

2.5 b3.4 b5.1 b4.6 b

Cash From Investing Activities

(3.5 b)(3.2 b)(9.7 b)(8.7 b)

Short-term Borrowings

1.6 b(1.5 b)1 b

Long-term Borrowings

(31.9 b)(30.4 b)(31.4 b)(26.4 b)

Dividends Paid

(810 m)(268 m)(2.6 b)

Cash From Financing Activities

(3.1 b)(145 m)5.5 b3.7 b

Interest Paid

3.8 b3.1 b2.6 b2.6 b

Income Taxes Paid

75 m8 m96 m19 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

550 m973 m576 m758 m1 b250 m610 m

Depreciation and Amortization

653 m1.2 b

Accounts Payable

(359 m)(346 m)(37 m)(59 m)(40 m)24 m76 m

Cash From Operating Activities

1.5 b2.5 b247 m1.7 b4 b1.2 b2.4 b3.6 b1.2 b

Cash From Investing Activities

90 m5 m805 m(5.2 b)(7 b)651 m(1.3 b)(2.8 b)(663 m)

Short-term Borrowings

(2.2 b)(3.3 b)(618 m)2.9 b(1.7 b)(2.7 b)(2.1 b)

Long-term Borrowings

(16.7 b)(21.2 b)(9.8 b)(19 b)(23.5 b)(8.5 b)(14.3 b)(20.8 b)(7.6 b)

Dividends Paid

(134 m)(200 m)(67 m)(1.3 b)(1.4 b)(15 m)(30 m)

Cash From Financing Activities

(1.4 b)(2.3 b)1 b3.7 b2.7 b(3.2 b)(1.8 b)(2.9 b)(2.1 b)

Interest Paid

1.7 b2.4 b641 m1.3 b1.8 b626 m1.2 b1.9 b648 m

Income Taxes Paid

13 m95 m97 m95 m12 m16 m2 m
USDY, 2017

Revenue/Employee

180.9 k

Ally Operating Metrics

Ally's Total Loans Issued was reported to be $120.5 b in Q2, 2017. Ally's Customers was reported to be 5.6 m in FY, 2016
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Customers (Deposits)

900 k900 k1.2 m

Customers

4.4 m5.6 m5.6 m

Dealers

17 k17 k18 k

Non-performing Loans

$653 m$599 m$651 m$637 m$680 m$698 m$734 m$753 m$819 m$798 m$783 m

Total Loans Issued

$101.95 b$101.42 b$106.61 b$108.03 b$111.71 b$110.92 b$112.67 b$115.02 b$118.94 b$119 b$120.55 b

    Ally Market Value History

    Ally Revenue Breakdown

    Traffic Overview of Ally

    Ally Online and Social Media Presence

    Ally Company Life and Culture

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