Founded in 2000 and based in Bath, the Group was admitted to the Alternative Investment Market in August 2006. 1PM provides an invaluable service to the UK SME market by helping to fill the funding gap left by the UK banking industry. What does 1PM do? The majority of 1PM’s business is provided by UK finance brokers, who are members of the NACFB. All lending and borrowing is at a fixed rate throughout the term of the agreement. Before any lend facility is agreed, all SMEs and proprietors undergo a detailed credit check carried out by 1PM staff. They must have good credit histories and a proven ability to repay their finance commitments. 1PM strives to be a responsible lender and will not provide finance to customers who cannot demonstrate they have sufficient cash-flow to honour their loan commitment. Finance Leasing and Hire Purchase 1PM purchases a wide range of assets on behalf of its customers, costing from £1,000 up to a current maximum of £50,000 so exposure to one debtor is small compared with the overall portfolio; the assets are then leased back to customers over a fixed period of between 12 and 60 months. All assets leased must add value to the customer’s business. 1PM retains ownership of the asset until the final payment is received. The lending term for an asset is between 12 and 60 months, with a typical agreement lasting 3 ½ years. Business Loans This is a new product offered by 1PM to SME’s with loans of between £1,000 and £50,000 per customer. The loans are available for any purpose including working capital and cash-flow funding. The lending term for a loan is from 3 to 60 months.
Company Growth (employees)
Farmborough, GB
Size (employees)
66 (est)
1pm was founded in 2000 and is headquartered in Farmborough, GB

1pm Office Locations

1pm has office in Farmborough
Farmborough, GB

1pm Metrics

1pm Summary

Market capitalization

£34.5 m

Closing share price

1pm's current market capitalization is £34.5 m.

1pm Financials

1pm's revenue is £3.1 m in FY, 2013 which is a 26.2% decrease from the previous period.
FY, 2013FY, 2014FY, 2015FY, 2016


£3.1 m£4.2 m£5.5 m£12.6 m

Revenue growth, %


Cost of sales

£1.7 m£2 m£2.5 m£4.5 m

Gross profit

£1.5 m£2.2 m£3 m£8.1 m

Gross profit Margin, %


Operating expense total

£663.2 k£845 k£1.4 m£4.7 m

1pm Market Value History

We estimate that 1pm's current employees are approximately 9% female and 91% male.

1pm Online Presence

1pm Company Life

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