Secure Trust Bank

Secure Trust Bank is an established UK retail bank. Its core business is to provide banking services including a range of lending solutions and deposit and fee-based current accounts to UK customers who may not be adequately served by other banks. The Company, which was incorporated in 1954, operates predominantly from its head office in Solihull, West Midlands, had 263 employees as at 31 December 2011, and has been a subsidiary of Arbuthnot Banking Group since 1985. The Company’s diversified lending portfolio focuses on motor finance, retail point of sale finance and unsecured personal loans. Its lending is entirely funded by customer deposits, with no exposure to wholesale funding. Motor finance – includes a multi-channel offering through motor dealers and brokers. Fixed rate, fixed term hire purchase agreements secured mainly against used cars. Finance term periods vary. Retail point of sale finance – includes lending solutions for store and online retailers and an “e”-tailer proposition distributed through partnership with Pay4Later. Unsecured, fixed rate and fixed term loans with payments received monthly. Personal unsecured lending – fixed rate, fixed term products with payments received monthly. Varying loan terms and advances available.
Type
Public
HQ
Shirley, GB
Founded
1954
Size (employees)
706 (est)
Secure Trust Bank was founded in 1954 and is headquartered in Shirley, GB

Secure Trust Bank Office Locations

Secure Trust Bank has an office in Shirley
Shirley, GB (HQ)
1 Arleston Way

Secure Trust Bank Data and Metrics

Secure Trust Bank Financial Metrics

Secure Trust Bank's revenue was reported to be £117.4 m in FY, 2015 which is a 48% increase from the previous period.
Numbers are in £, GBP

Revenue (FY, 2015)

117.4 m

Revenue growth (FY, 2014 - FY, 2015), %

48%

Net income (FY, 2015)

19.3 m

Market capitalization (24-May-2017)

432 m

Closing share price (24-May-2017)

23.7

Cash (31-Dec-2015)

131.8 m
Secure Trust Bank's current market capitalization is £432 m.
Numbers are in £, GBPFY, 2013FY, 2014FY, 2015

Revenue

96.5 m79.5 m117.4 m

Revenue growth, %

(18%)48%

Pre tax profit

17.1 m17.5 m24.8 m

Net Income

12.3 m13.9 m19.3 m
Numbers are in £, GBPFY, 2013FY, 2014FY, 2015

Cash

81.2 m131.8 m

Accounts Receivable

501 m678.6 m974.2 m

Current Assets

509.1 m765 m1.1 b

PP&E

6.9 m9.1 m127.3 m

Goodwill

9.9 m8.2 m7 m

Total Assets

525.9 m782.3 m1.2 b

Accounts Payable

436.7 m624.3 m1.1 b

Current Liabilities

463.9 m657.4 m1.1 b

Retained Earnings

3.2 m3.7 m6.7 m

Total Equity

61.6 m124.9 m141.2 m

Financial Leverage

8.5 x6.3 x8.8 x
Numbers are in £, GBPFY, 2013FY, 2014FY, 2015

Cash From Operating Activities

43.2 m(22.3 m)53.3 m

Cash From Financing Activities

(9.1 m)41.9 m(12.6 m)

Income Taxes Paid

(4.8 m)(3.6 m)(5.5 m)
Numbers are in £, GBPY, 2015

Revenue/Employee

166.3 k

Financial Leverage

8.8 x

Secure Trust Bank Market Value History

Secure Trust Bank Online and Social Media Presence

Secure Trust Bank News and Updates

Secure Trust Bank Company Life and Culture

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