Secure Trust Bank is an established UK retail bank. Its core business is to provide banking services including a range of lending solutions and deposit and fee-based current accounts to UK customers who may not be adequately served by other banks. The Company, which was incorporated in 1954, operates predominantly from its head office in Solihull, West Midlands, had 263 employees as at 31 December 2011, and has been a subsidiary of Arbuthnot Banking Group since 1985. The Company’s diversified lending portfolio focuses on motor finance, retail point of sale finance and unsecured personal loans. Its lending is entirely funded by customer deposits, with no exposure to wholesale funding. Motor finance – includes a multi-channel offering through motor dealers and brokers. Fixed rate, fixed term hire purchase agreements secured mainly against used cars. Finance term periods vary. Retail point of sale finance – includes lending solutions for store and online retailers and an “e”-tailer proposition distributed through partnership with Pay4Later. Unsecured, fixed rate and fixed term loans with payments received monthly. Personal unsecured lending – fixed rate, fixed term products with payments received monthly. Varying loan terms and advances available.
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Type
Public
HQ
Shirley, GB
Founded
1954
Size (employees)
697 (est)-1%
Secure Trust Bank was founded in 1954 and is headquartered in Shirley, GB
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Secure Trust Bank Office Locations

Secure Trust Bank has an office in Shirley
Shirley, GB (HQ)
1 Arleston Way
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Secure Trust Bank Financials and Metrics

Secure Trust Bank Financials

Secure Trust Bank's revenue was reported to be £165.30 m in FY, 2017
GBP

Revenue (FY, 2017)

165.3 m

Net income (FY, 2017)

23.4 m

Market capitalization (31-Oct-2017)

340.9 m

Closing share price (31-Oct-2017)

18.5

Cash (31-Dec-2017)

226.1 m
Secure Trust Bank's current market capitalization is £340.9 m.
GBPFY, 2007FY, 2008FY, 2009FY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

20 m18.8 m23.1 m30.1 m35.5 m60.8 m96.5 m79.5 m158.1 m157.5 m165.3 m

Revenue growth, %

(18%)48%34%

Pre tax profit

3.8 m4.7 m7.4 m8.7 m7.3 m17.2 m17.1 m17.5 m36.5 m27.5 m29.3 m

Income tax expense

(950 k)(1.3 m)(2.2 m)(2.4 m)(2.2 m)(1.7 m)(4.8 m)(3.6 m)(7.8 m)(6.8 m)(5.9 m)
GBPFY, 2007FY, 2008FY, 2009FY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

56 k13 k4 k13 k81.2 m131.8 m112 m226.1 m

Accounts Receivable

37.3 m37.1 m101.4 m157.7 m294.1 m351.1 m501 m678.6 m974.2 m1.4 b1.6 b

Current Assets

47 m48.2 m112.9 m174.6 m302 m449.2 m509.1 m765 m1.1 b1.5 b1.9 b

PP&E

1.8 m2 m1.6 m5.3 m4.9 m1 m5 m8.1 m8.5 m11.4 m11.5 m
GBPFY, 2007FY, 2008FY, 2009FY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

2.9 m3.4 m5.2 m6.3 m5.1 m15.5 m12.3 m13.9 m28.7 m20.7 m23.4 m

Cash From Operating Activities

16.6 m7.7 m25.1 m20.7 m47.7 m32.3 m43.2 m(22.3 m)53.3 m(195.3 m)75.6 m

Dividends Paid

1.8 m750 k2.5 m2.5 m9.1 m10.2 m12.6 m43.1 m14 m

Cash From Financing Activities

(1.8 m)(750 k)(1.1 m)(2.5 m)3.8 m13.7 m(9.1 m)41.9 m(12.6 m)(41.1 m)(14 m)
GBPY, 2017

Revenue/Employee

235.6 k

Financial Leverage

7.6 x
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Secure Trust Bank Online and Social Media Presence

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Secure Trust Bank News and Updates

UK Mortgage Market 2017: Key Players: Al Rayan Bank, Mortgagegym, NatWest, Secure Trust Bank and More

WiseGuyReports published new report, titled “UK Mortgage Market” Posted via Industry Today. Follow us on Twitter @IndustryToday
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