Zest AI

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Zest AI (formerly ZestFinance) is a financial services technology company that develops underwriting technology. It utilizes machine learning and data science to transform vast amounts of complex data into credit scores identifying borrowers with higher repayment rates for lenders and lower-cost credit for consumers. The company provides a technology that relies on several mathematical models running in parallel to make underwriting decisions and allows customers to avoid human interaction in underwriting.

HQBurbank, CA, US
Employee Ratings3.7

Latest Updates

Employees (est.) (Sept 2021)97(+9%)
Job Openings17
Cybersecurity ratingAMore

Key People/Management at Zest AI

Mike de Vere

Mike de Vere

Teddy Flo

Teddy Flo

General Counsel
Jay Budzik

Jay Budzik

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Zest AI Office Locations

Zest AI has offices in Burbank and Los Angeles
Burbank, CA, US (HQ)
3900 W Alameda Ave Floor 30Burbank
Los Angeles, CA, US
1377 N Serrano Ave
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Zest AI Financials and Metrics

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Founding Date


Zest AI total Funding

$82 m

Zest AI latest funding size

$15 m

Time since last funding

a year ago

Zest AI investors

Zest AI's latest funding round in October 2020 was reported to be $15 m. In total, Zest AI has raised $82 m
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Zest AI Cybersecurity Score

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Zest AI Online and Social Media Presence

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Zest AI News and Updates

Zest AI Wins 2021 Finovate Award for Best Use of AI/ML

NEW YORK, Sept. 15, 2021 /PRNewswire/ -- Zest AI, the leader in software for AI-driven underwriting, today won the 2021 Finovate Award for Best Use of AI/ML. The award goes to the bank, financial institution, or fintech that uses artificial intelligence/machine-learning technology to the...

Zest AI becomes ASC 606 compliant and cuts costs 60% through financial automation with Sage Intacct

Machine learning pioneer successfully pivots to SaaS financial management and adopts new accounting standard while scaling finance efficiently amid 100% growth

ZestFinance and MeridianLink team on ML credit decisioning

ZestFinance, the leader in artificial intelligence (AI) software for credit, announced today its int...

Digital Matrix Systems and ZestFinance ring machine learning to credit scoring

Digital Matrix Systems (DMS), an international risk management firm specializing in support of the e...

ZestFinance Using AI To Bring Fairness To Mortgage Lending

ZestFinance rolled out a new tool that enables lenders to test their models to ensure they are no biased or discrimination built in.

ZestFinance ports AI credit tool to Microsoft Cloud

Today, ZestFinance announced a strategic collaboration with Microsoft to deploy Zest's machine learn...
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Zest AI Blogs

Why Credit Unions Can't Afford To Wait On AI

Mention the words “machine learning,” and many credit union executives see visions – perhaps even nightmares – of robots replacing people or going rogue with ruinous lending decisions. Others worry that their data sets may not be robust enough, especially compared to the vast repositorie…

Introducing GIG: A Practical Method for Explaining Diverse Ensemble Machine Learning Models

Ensemble machine learning models provide more predictive accuracy and stability than single ML models alone, as we showed earlier in our post Ensembles are Better. But ensemble models are hard to explain and trust using common methods such as SHAP and Integrated Gradients.

The Big Tech Trends Shaping Auto Lending Zest AI Partner Profile: Charles Sutherland of defi SOLUTIONS

“I spend pretty much all my time thinking about where the auto lending business is going,” says Charles Sutherland, the Chief Strategy Officer of defi SOLUTIONS. “It’s been six months since defi merged with Sagent Auto to form one of the biggest software platforms for auto and personal lending, with…

Zest's Seth Silverstein Shares The Lender’s View On Machine Learning

Seth Silverstein spent more than three decades in investment banking and consumer lending. For the last 10 years, he was the corporate head of modeling and analytics at Ally Financial. Previously, he held long-term posts as a managing director at RBS, JP Morgan and Bear Stearns, working on structure…

These 3 Credit Signals Can Save Auto Lenders Billions

At Zest.AI, we’ve spent years applying machine learning techniques to auto loan underwriting. Machine learning brings in a lot more data and more diverse credit signals to produce more nuanced risk analysis. We’ve dived deep into auto loan data across the credit spectrum to find the best…

Fair is Fair: How Credit Unions Can Unbias AI

Artificial intelligence has ushered in an underwriting revolution promising broader access to credit with fewer defaults. Using complex math, these machine learning (ML) algorithms train computers to hunt for patterns in mountains of data, allowing lenders to assess risk more accurately …
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Zest AI Frequently Asked Questions

  • When was Zest AI founded?

    Zest AI was founded in 2009.

  • Who are Zest AI key executives?

    Zest AI's key executives are Mike de Vere, Teddy Flo and Jay Budzik.

  • How many employees does Zest AI have?

    Zest AI has 97 employees.

  • Who are Zest AI competitors?

    Competitors of Zest AI include LoanSnap, Earnest and Feedzai.

  • Where is Zest AI headquarters?

    Zest AI headquarters is located at 3900 W Alameda Ave Floor 30Burbank, Burbank.

  • Where are Zest AI offices?

    Zest AI has offices in Burbank and Los Angeles.

  • How many offices does Zest AI have?

    Zest AI has 2 offices.