ZestFinance is a financial services technology company that uses machine learning and data science to make more accurate financial decisions. This new technology is able to consume vast amounts of data to more accurately identify good borrowers — enabling higher repayment rates for lenders and lower-cost credit for consumers.
At ZestFinance, there is no human interaction of any kind involved in underwriting. Instead, Zest relies on several mathematical models running in parallel to make underwriting decisions. 

Employee Rating

3.8More
TypePrivate
HQLos Angeles, US
Founded2009
Size (employees)111 (est)-4%
Websitezestfinance.com
ZestFinance was founded in 2009 and is headquartered in Los Angeles, US
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Key People/Management at ZestFinance

Douglas Merrill

Douglas Merrill

Founder & CEO
Mike Armstrong

Mike Armstrong

President
Sonya Merrill

Sonya Merrill

People Operations
Steven Fernald

Steven Fernald

Finance
Michelle Sangster

Michelle Sangster

Business Development
Jay Budzik

Jay Budzik

Technology
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ZestFinance Office Locations

ZestFinance has offices in Los Angeles and San Francisco
Los Angeles, US (HQ)
1377 N Serrano Ave
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ZestFinance Financials and Metrics

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ZestFinance Online and Social Media Presence

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ZestFinance News and Updates

ZestFinance and Prestige Financial Services Deploy First AI-Powered Credit Scoring Model In Subprime Auto Lending Industry

LOS ANGELES, Sept. 27, 2018 /PRNewswire/ -- ZestFinance, a leading artificial intelligence (AI) software company that uses machine learning to vastly improve credit underwriting, today announced a partnership with subprime auto lender Prestige Financial Services to implement the...

Ford Credit and ZestFinance team up to enhance risk modeling, better serve consumers and lower credit losses

Ford Motor Credit Company and ZestFinance today announced the results of a study that measured the effectiveness of machine learning to better predict risk in auto financing and potentially expand auto financing for millennials and other Americans with limited credit histories. As a result of the st…
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ZestFinance Company Life and Culture

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ZestFinance Frequently Asked Questions

  • When was ZestFinance founded?

    ZestFinance was founded in 2009.

  • Who are ZestFinance key executives?

    ZestFinance's key executives are Douglas Merrill, Mike Armstrong and Sonya Merrill.

  • How many employees does ZestFinance have?

    ZestFinance has 111 employees.

  • Who are ZestFinance competitors?

    Competitors of ZestFinance include Activehours, Opera Solutions and Bokio.

  • Where is ZestFinance headquarters?

    ZestFinance headquarters is located at 1377 N Serrano Ave, Los Angeles.

  • Where are ZestFinance offices?

    ZestFinance has offices in Los Angeles and San Francisco.

  • How many offices does ZestFinance have?

    ZestFinance has 2 offices.