Earnest is a company providing lending and other financial services. It offers personal loans, student loan refinancing, private student loans, and credit cards.

Employee Rating

Parent CompanyNavient
HQSan Francisco, CA, US
Cybersecurity ratingCMore
Earnest was founded in 2013 and is headquartered in San Francisco, CA, US
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Key People/Management at Earnest

David Green

David Green

Chief Executive Officer
Craig Battin

Craig Battin

Chief Marketing Officer
John Coburn

John Coburn

Managing Director & Head of Legal
Victoria Hughes

Victoria Hughes

Chief People Officer
Mike Sprague

Mike Sprague

VP Engineering
Jason Williams

Jason Williams

VP & Chief Operating Officer
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Earnest Office Locations

Earnest has offices in San Francisco and Salt Lake City
San Francisco, CA, US (HQ)
535 Mission St #1663, San Francisco
Salt Lake City, UT, US
10 Broadway
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Earnest Financials and Metrics

Summary Metrics

Founding Date


Total Funding

$119.1 m


In total, Earnest had raised $119.1 m. Earnest is a subsidiary of Navient

Earnest Operating Metrics

Nov, 2015

Daily Loans

$5 k

Earnest Cybersecurity Score

Cybersecurity ratingPremium dataset



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Earnest Online and Social Media Presence

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Earnest Company Culture

  • Overall Culture



  • CEO Rating



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  • Diversity



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Earnest Blogs

The Pros and Cons of Refinancing Student Loans

If you’re currently making monthly payments on student loan debt, you may be wondering how to lower those payments or save money over the longer term1. Fortunately, there may be ways to reduce your interest rate and simplify your payments by refinancing with a private lender. Here’s what you need to…

The Pros and Cons of Consolidating Student Loans

People pursuing bachelor’s degrees take out, on average, about $32,300 in student loan debt according to data from the National Center for Education Statistics. And roughly two-thirds of 4-year college students are federal student loan borrowers. So if you’re looking for ways to streamline your stud…

How to Budget Student Loan Payments after the CARES Act Expiration

The CARES Act pause on student loan payments was a lifeline for so many people during the pandemic, but with payments set to restart on May 1, 2022, adding student loans back into your budget could be a big challenge. Here’s how you can build a new budget to set yourself up for financial success […]…

Everything You Need to Know About the CARES Act and Your Options for Relief

Americans haven’t had to make payments or pay interest on federal student loans for almost 2 years, thanks to the Coronavirus Aid, Relief, and Economic Security (CARES) Act the federal government passed in March 2020. Deferment on federal loans has helped many borrowers stave off financial hardship …

Everything You Need to Know About Student Loans and the CARES Act Expiration

Soon after business closures started in March 2020 to contain the coronavirus pandemic, Congress passed the CARES Act. This federal program offered widespread assistance programs in the face of a national emergency. In addition to several rounds of direct stimulus payments, CARES expanded unemployme…

How Do Your Student CARES Act Expiration Student Loan Repayment Plans Stack Up?

If you’re not sure what you’re going to do when federal student loan payments resume on Jan. 31, 2022, you’re not alone. It’s been almost two years since Congress passed the CARES Act— a massive coronavirus aid package—and suspended payments to offer instant student loan relief. Millions of American…
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Earnest Frequently Asked Questions

  • When was Earnest founded?

    Earnest was founded in 2013.

  • Who are Earnest key executives?

    Earnest's key executives are David Green, Craig Battin and John Coburn.

  • How many employees does Earnest have?

    Earnest has 270 employees.

  • Who are Earnest competitors?

    Competitors of Earnest include CURO, Windham Professionals and Kiva.

  • Where is Earnest headquarters?

    Earnest headquarters is located at 535 Mission St #1663, San Francisco, San Francisco.

  • Where are Earnest offices?

    Earnest has offices in San Francisco and Salt Lake City.

  • How many offices does Earnest have?

    Earnest has 2 offices.