Earnest is a merit-based lender with a different approach to personal lending and credit. The Company considers a number of factors during its underwriting process, including not only applicants' credit history, but also their financial history, educational background and professional achievements. Earnest uses this proprietary underwriting model to provide financially responsible people with loans at very low interest rates. The Company does not charge origination fees, prepayment fees or late fees.
Type
Subsidiary
Parent Company
Navient
HQ
San Francisco, US
Founded
2013
Earnest was founded in 2013 and is headquartered in San Francisco, US

Key People/Management at Earnest

Louis Beryl

Louis Beryl

CEO & Cofounder
Brian Romanko

Brian Romanko

CTO
Benjamin Hutchinson

Benjamin Hutchinson

COO & Co-Founder
Melissa Doerken

Melissa Doerken

Program Manager
Paul Williams

Paul Williams

Head of Capital Markets

Earnest Office Locations

Earnest has an office in San Francisco
San Francisco, US (HQ)
1455 Market St

Earnest Financials and Metrics

Earnest Median Salaries

Source: 16 public H-1B filings from Earnest

Earnest's Web-traffic and Trends

Earnest Online and Social Media Presence

Earnest Company Life and Culture

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