Earnest is a merit-based lender with a different approach to personal lending and credit. The Company considers a number of factors during its underwriting process, including not only applicants' credit history, but also their financial history, educational background and professional achievements. Earnest uses this proprietary underwriting model to provide financially responsible people with loans at very low interest rates. The Company does not charge origination fees, prepayment fees or late fees.
Company Growth (employees)