Westbury Bancorp operates as a savings and loan holding company for Westbury Bank that provides various banking and financial products and services for individuals, families and businesses. The Company offers deposit accounts, such as non-interest-bearing and interest-bearing checking accounts, passbook and statement savings accounts, variable rate money market accounts, certificates of deposit and term certificate accounts. Its loan portfolio includes commercial real estate loans, one-to four-family residential real estate loans, multi-family loans, commercial business loans and construction loans, as well as consumer loans comprising home equity lines of credit, automobile loans and education loans.