OverviewSuggest Edit

Waterstone Financial operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin. The company operates through two segments, Community Banking and Mortgage Banking. It accepts various deposit instruments, including checking accounts, savings accounts, money market deposit accounts, and fixed-term certificates of deposit. The company also offers various loan products comprising one- to four-family residential mortgage loans, multi-family real estate loans, home equity loans and home equity lines of credit, residential construction and land loans, commercial real estate loans, commercial loans, and consumer loans.
TypePublic
Founded1921
HQWauwatosa, US
Websitewsbonline.com
Employee Ratings3.5

Locations

Waterstone Financial is headquartered in
Wauwatosa, United States

Location Map

Latest Updates

Employees (est.) (Dec 2019)824(-7%)
Revenue (FY, 2019)$130.8 M(+11%)
Share Price (Oct 2020)$17 (+2%)
Cybersecurity ratingAMore

Key People/Management at Waterstone Financial

Hywel Thomas

Hywel Thomas

CFO
Mike Chinn

Mike Chinn

President
Nick Cafferillo

Nick Cafferillo

COO
Martina Cheung

Martina Cheung

Head of Global Risk Services
Nancy Gardner

Nancy Gardner

Chief Legal Officer
Anna Sharkey

Anna Sharkey

Head of Human Resources
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Waterstone Financial Office Locations

Waterstone Financial has an office in Wauwatosa
Wauwatosa, US (HQ)
11200 W Plank Ct
Show all (1)

Waterstone Financial Financials and Metrics

Waterstone Financial Revenue

Waterstone Financial's revenue was reported to be $130.75 m in FY, 2019
USD

Revenue (Q2, 2020)

66.9m

Net income (Q2, 2020)

20.9m

Market capitalization (23-Oct-2020)

440.9m

Closing stock price (23-Oct-2020)

17.0

Cash (30-Jun-2020)

63.6m

EV

976.4m
Waterstone Financial's current market capitalization is $440.9 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

87.8m84.6m104.5m126.4m124.4m118.2m130.8m

Revenue growth, %

(2%)12%14%

Sales and marketing expense

3.1m2.9m2.9m2.7m3.3m4.1m3.9m

R&D expense

2.0m2.2m2.4m2.5m2.4m2.8m3.6m
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Net Income

14.7m12.7m16.6m25.5m26.0m30.8m35.9m

Depreciation and Amortization

2.7m3.3m3.1m2.6m2.1m2.3m2.5m

Cash From Operating Activities

52.3m(2.2m)(13.0m)(24.1m)107.1m42.9m(40.2m)

Purchases of PP&E

(5.4m)(1.9m)(3.0m)(1.1m)(1.6m)(4.0m)(3.1m)
USDFY, 2013

Debt/Equity

2.1 x

Debt/Assets

0.2 x

Financial Leverage

9.1 x
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Waterstone Financial Cybersecurity Score

Cybersecurity ratingPremium dataset

A

91/100

SecurityScorecard logo

Waterstone Financial Online and Social Media Presence

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Waterstone Financial News and Updates

Waterstone Financial Declares Special Dividend

WAUWATOSA, Wis., Feb. 25, 2020 (GLOBE NEWSWIRE) -- On February 25, 2020 the Board of Directors of Waterstone Financial, Inc. (NASDAQ: WSBF) declared a special dividend of $0.50 per common share.

Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Year Ended December 31, 2019

WAUWATOSA, Wis., Jan. 30, 2020 (GLOBE NEWSWIRE) -- Waterstone Financial, Inc. (NASDAQ: WSBF), holding company for WaterStone Bank, reported net income of $8.8 million, or $0.34 per diluted share for the quarter ended December 31, 2019 compared to $5.7 million, or $0.21 per diluted share for the qu…

Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Six Months Ended June 30, 2019

WAUWATOSA, Wisc., July 24, 2019 (GLOBE NEWSWIRE) -- Waterstone Financial, Inc. (NASDAQ: WSBF), holding company for WaterStone Bank, reported net income of $9.6 million, or $0.37 per diluted share for the quarter ended June 30, 2019 compared to $9.4 million, or $0.34 per diluted share for the quart…

Waterstone Financial, Inc. Announces Share Repurchase Program

WAUWATOSA, Wis., May 31, 2019 (GLOBE NEWSWIRE) -- Waterstone Financial, Inc. (NASDAQ: WSBF) (the "Company") announced that on May 30, 2019, its Board of Directors authorized a share repurchase program pursuant to which the Company intends to repurchase up to 2,000,000 of its issued and outstanding…

Waterstone Financial, Inc. Declares Regular Quarterly Cash Dividend

WAUWATOSA, Wis., March 25, 2019 (GLOBE NEWSWIRE) -- On March 25, 2019, the Board of Directors of Waterstone Financial, Inc. (NASDAQ: WSBF) declared a quarterly dividend of $0.12 per common share, payable on May 3, 2019, to shareholders of record at the close of business on April 12, 2019.

Waterstone Financial, Inc. Declares Special Dividend

WAUWATOSA, Wis., March 11, 2019 (GLOBE NEWSWIRE) -- On March 11, 2019 the Board of Directors of Waterstone Financial, Inc. (NASDAQ: WSBF) declared a special dividend of $0.50 per common share.
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Waterstone Financial Frequently Asked Questions

  • When was Waterstone Financial founded?

    Waterstone Financial was founded in 1921.

  • Who are Waterstone Financial key executives?

    Waterstone Financial's key executives are Hywel Thomas, Mike Chinn and Nick Cafferillo.

  • How many employees does Waterstone Financial have?

    Waterstone Financial has 824 employees.

  • What is Waterstone Financial revenue?

    Latest Waterstone Financial annual revenue is $130.8 m.

  • What is Waterstone Financial revenue per employee?

    Latest Waterstone Financial revenue per employee is $158.7 k.

  • Who are Waterstone Financial competitors?

    Competitors of Waterstone Financial include Van Lanschot Kempen, EFG International and Nordea Bank.

  • Where is Waterstone Financial headquarters?

    Waterstone Financial headquarters is located at 11200 W Plank Ct, Wauwatosa.

  • Where are Waterstone Financial offices?

    Waterstone Financial has an office in Wauwatosa.

  • How many offices does Waterstone Financial have?

    Waterstone Financial has 1 office.