OverviewSuggest Edit

Uwharrie Capital Corp is a bank holding company.  The Company was organized to become the bank holding company for Uwharrie Bank.

Uwharrie Bank operations are primarily retail oriented and directed to individuals and small to medium-sized businesses. The Bank provides traditional commercial and consumer banking services, including personal and commercial checking and savings accounts, money market accounts, certificates of deposit, individual retirement accounts, and related business.

The Bank’s lending activities include commercial loans and various consumer-type loans to individuals, including installment loans, mortgage loans, equity lines of credit and overdraft checking credit.

TypePublic
Founded1983
HQAlbemarle, US
Websiteuwharrie.com
Employee Ratings4

Recent NewsAll News

Latest Updates

Employees (est.) (Dec 2018)175(+5%)
Revenue (FY, 2018)$30.2 M(+5%)

Key People/Management at Uwharrie Capital

Christy Stoner

Christy Stoner

CEO, Aif®
Roger Dick

Roger Dick

Cima®, Cimc®, Aif®
Lori Misenheimer

Lori Misenheimer

EVP, CFP®, AIF® Investment Advisor Rep
David Gaskin

David Gaskin

EVP, ChFC®, CLU®, AIF® Investment Advisor Rep
Bob Brannan

Bob Brannan

EVP Investment Advisor Rep
Michael Harwood

Michael Harwood

SVP Investment Advisor Rep
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Uwharrie Capital Office Locations

Uwharrie Capital has an office in Albemarle
Albemarle, US (HQ)
167 N 2nd St
Show all (1)

Uwharrie Capital Financials and Metrics

Uwharrie Capital Revenue

Uwharrie Capital's revenue was reported to be $30.15 m in FY, 2018
USD

Revenue (Q1, 2019)

7.7m

Gross profit (Q1, 2019)

7.0m

Gross profit margin (Q1, 2019), %

90.3%

Net income (Q1, 2019)

690.0k

EBIT (Q1, 2019)

5.2m

Market capitalization (28-Sep-2018)

39.6m

Cash (31-Mar-2019)

8.5m

EV

41.0m
Uwharrie Capital's current market capitalization is $39.6 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

26.6m28.4m28.7m30.2m

Revenue growth, %

7%

Cost of goods sold

1.7m1.3m1.3m1.9m

Gross profit

24.8m27.1m27.5m28.3m
Quarterly
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019

Revenue

6.7m6.8m6.9m7.3m7.1m7.2m7.0m7.3m7.0m7.5m7.6m7.7m

Cost of goods sold

446.0k438.0k371.0k327.0k309.0k296.0k318.0k331.0k355.0k411.0k515.0k744.0k

Gross profit

6.2m6.4m6.5m7.0m6.8m7.0m6.7m6.9m6.6m7.1m7.1m7.0m

Gross profit Margin, %

93%94%95%96%96%96%95%95%95%95%93%90%
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

7.9m6.8m7.0m9.4m7.5m4.5m

Accounts Receivable

1.7m1.7m1.6m1.6m1.7m1.8m

PP&E

13.8m14.9m14.7m14.2m14.7m14.8m

Total Assets

517.3m518.5m532.2m548.2m576.4m632.3m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019

Cash

7.1m6.6m6.7m5.7m4.7m5.8m6.7m5.8m6.2m7.4m7.0m8.4m6.8m7.3m7.5m6.6m8.5m

Accounts Receivable

1.6m1.7m1.6m1.5m1.5m1.5m1.5m1.5m1.5m1.5m1.6m1.6m1.5m1.7m1.7m1.7m1.6m

Inventories

309.9m310.0m

PP&E

13.9m15.4m15.2m15.0m14.7m14.8m14.8m14.6m14.5m14.2m14.2m14.1m14.3m14.9m15.1m14.8m16.5m
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

954.0k1.7m2.0m2.2m1.6m2.5m

Depreciation and Amortization

914.0k922.0k908.0k1.0m857.0k1.1m

Cash From Operating Activities

9.2m3.2m154.0k3.9m5.8m4.0m

Cash From Investing Activities

8.5m(9.4m)
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019

Net Income

1.1m537.0k1.1m1.5m637.0k1.3m1.9m510.0k1.2m1.8m617.0k1.2m1.8m234.0k701.0k1.3m690.0k

Depreciation and Amortization

584.0k218.0k451.0k687.0k239.0k472.0k690.0k222.0k443.0k615.0k217.0k426.0k636.0k240.0k515.0k792.0k271.0k

Accounts Payable

(3.0k)(2.0k)(1.0k)1.0k(136.0k)25.0k

Cash From Operating Activities

11.1m2.2m3.0m3.6m3.6m4.3m5.3m1.9m6.0m7.0m5.7m4.1m7.0m3.0m906.0k5.7m4.2m
USDY, 2019

EV/EBIT

7.9 x

EV/CFO

9.7 x

Financial Leverage

14.1 x
Show all financial metrics

Uwharrie Capital Online and Social Media Presence

Embed Graph

Uwharrie Capital Blogs

Whole Life Insurance

Safeguard your children or grandchildren’s education. Make a bequest to your charity of choice. Add to the inheritance you leave.

Final Expense Insurance

Can cover final expenses including burial and estate taxes. Families are often surprised by the cost of a funeral with a typical funeral service costing between $8,000 and $10,000. For seniors, final expense insurance can help cover these expenses and ensure that the family maintains a standard of l…

Term Life Insurance

Replace loss of income. Pay off any mortgage and loans. Provide stability to your family.

Uwharrie Capital Frequently Asked Questions

  • When was Uwharrie Capital founded?

    Uwharrie Capital was founded in 1983.

  • Who are Uwharrie Capital key executives?

    Uwharrie Capital's key executives are Christy Stoner, Roger Dick and Lori Misenheimer.

  • How many employees does Uwharrie Capital have?

    Uwharrie Capital has 175 employees.

  • What is Uwharrie Capital revenue?

    Latest Uwharrie Capital annual revenue is $30.2 m.

  • What is Uwharrie Capital revenue per employee?

    Latest Uwharrie Capital revenue per employee is $172.3 k.

  • Who are Uwharrie Capital competitors?

    Competitors of Uwharrie Capital include FIBI Holdings, Univest Corporation of Pennsylvania and BancFirst.

  • Where is Uwharrie Capital headquarters?

    Uwharrie Capital headquarters is located at 167 N 2nd St, Albemarle.

  • Where are Uwharrie Capital offices?

    Uwharrie Capital has an office in Albemarle.

  • How many offices does Uwharrie Capital have?

    Uwharrie Capital has 1 office.