Upstart is an online lending platform that goes beyond the FICO score to finance people based on signals of their potential, including schools attended, area of study, academic performance, and work history. The company's proprietary underwriting model identifies high quality borrowers despite limited credit and employment experience. Upstart offers 3-year fixed interest loans. Funds can be used for almost anything, including starting a business, paying for a coding bootcamp, eliminating student debt or paying off credit cards.

Employee Rating

HQPalo Alto, US
Size (employees)194 (est)
Upstart Network was founded in 2012 and is headquartered in Palo Alto, US
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Key People/Management at Upstart Network

Dave Girouard

Dave Girouard

Founder and CEO
Geoff Lewis

Geoff Lewis

Paul Gu

Paul Gu

Andrew Palmer

Andrew Palmer

Founding BOD Member
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Upstart Network Office Locations

Upstart Network has offices in Palo Alto and San Carlos
Palo Alto, US (HQ)
PO Box 61203
San Carlos, US
2 Circle Star Way
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Upstart Network Financials and Metrics

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Founding Date


Upstart Network total Funding

$85.7 m

Upstart Network latest funding size

$32.50 m

Time since last funding

2 years ago

Upstart Network investors

Upstart Network's latest funding round in March 2017 was reported to be $32.5 m. In total, Upstart Network has raised $85.7 m
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Upstart Network Online and Social Media Presence

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Upstart Network News and Updates

Peer-to-Peer Lending 2018 Global Market Key Players - Peerform, Funding Circle Limited, Prosper Marketplace, Inc., Zopa Limited, CommonBond Inc., Upstart Network Inc.......

Peer-to-Peer Lending – Global Market Growth, Opportunities, Analysis of Top Key Players and Forecast to 2023 Posted via Industry Today. Follow us on Twitter @IndustryToday

CFPB announces first no-action letter to Upstart Network to gain input on alternative credit

The Consumer Financial Protection Bureau announced a first-of-its-kind no-action letter issued to Upstart Network, a company that uses alternative data in making credit and pricing decisions. The CFPB’s approval of Upstart Network’s no-action letter application lets the company know that CFPB staff…
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Upstart Network Blogs

Upstart opens R&D center in Columbus

Hello Buckeye State! We’re excited to announce that Upstart will open an R&D center in Columbus, Ohio in January 2019. This second home for Upstart will include teams dedicated to software engineering, data science, and operations and is expected to house more than 100 employees by year end. We’…

Borrower Stories: Erica R

Erica spread out the acceptance letters of all 6 universities in front of her. Her mom peered over her shoulder, proud of the daughter that had worked hard to make these opportunities for herself. “Just pick the place where you feel like you will be most successful,” Erica’s mother advised. “We can …

What is Credit Card Consolidation?

If you’ve been carrying a significant amount of debt on your credit card for more than a year, you likely feel the burden of your monthly payments and climbing interest rates. It may feel hard to get ahead when the minimum monthly payments are only enough to cover the high interest rates and don’t m…

What Is a Home Improvement Loan?

Your home is likely your largest investment. So properly maintaining your home is essential for ensuring its value and providing a safe place for you and your family. What happens when you need to do a home maintenance, repair, or remodeling project, but don’t have the cash on hand? A home improveme…

The Definitive Guide to Wedding Loans

Congratulations! You’ve decided to tie the knot and share your life with that special someone, which may lead to some intense – and expensive — wedding planning over the next few months. If you’re among the 72% of engaged couples represented in a recent The Knot survey, you may be finding the financ…

Upstart Network Company Life and Culture

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Upstart Network Frequently Asked Questions

  • When was Upstart Network founded?

    Upstart Network was founded in 2012.

  • Who are Upstart Network key executives?

    Upstart Network's key executives are Dave Girouard, Geoff Lewis and Paul Gu.

  • How many employees does Upstart Network have?

    Upstart Network has 194 employees.

  • Who are Upstart Network competitors?

    Competitors of Upstart Network include Prosper Marketplace, SoFi and

  • Where is Upstart Network headquarters?

    Upstart Network headquarters is located at PO Box 61203, Palo Alto.

  • Where are Upstart Network offices?

    Upstart Network has offices in Palo Alto and San Carlos.

  • How many offices does Upstart Network have?

    Upstart Network has 2 offices.