United Fire & Casualty Company offers insurance protection for people’s businesses, homes, vehicles and lives, including business insurance (commercial insurance and surety bonds) and individual insurance (personal insurance, life insurance and annuities). The complete line of products includes commercial insurance, personal insurance, life insurance and surety bonds. The Company is licensed as a property and casualty insurer in 43 states, plus the District of Columbia, and as a life insurer in 28 states. Its subsidiary, United Life Insurance Company, is licensed in 36 states, represented by more than 900 independent life insurance agencies.