United Bancorporation of Alabama (UBA) is a financial holding company that provides banking services through its subsidiaries. It operates in six business segments: Real Estate, Agriculture, Commercial, State and Political Subdivisions, Consumer, and Other Loans. The Real Estate segment provides services for various types of properties, including construction, land, farmland, commercial, multifamily, etc. The Agriculture and Commercial segments finance the working capital needs of agricultural and commercial customers, such as crop production, equipment purchases, expansion projects, etc. The State and Political Subdivisions segment offers solutions to support local municipalities in their operations and projects. The Consumer segment provides direct consumer installment loans, overdrafts, and other revolving credit products. The Other Loans segment focuses on non-related bank holding companies.