Tink is a provider of an open banking platform that helps banks, fintech unicorns, and startups improve financial services. The company offers a range of cloud-based products, such as account aggregation, account check, payment initiation, data enrichment, and personal finance management (PFM). Its solutions include actionable insights, cash flow follow-up, enhanced credit scoring, funds transfer, goals and budgets, income verification, invoice settlement, multi-banking, proactive price comparison, and statistics.

Employee Rating

3.8
TypeSubsidiary
Parent CompanyVisa
HQStockholm, SE
Founded2012
Websitetink.com
Cybersecurity ratingBMore
Tink was founded in 2012 and is headquartered in Stockholm, SE
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Key People/Management at Tink

Daniel Kjellén

Daniel Kjellén

CEO / Founder
Fredrik Hedberg

Fredrik Hedberg

CTO / Founder
Patrik Göthlin

Patrik Göthlin

COO
Rowan Taylor

Rowan Taylor

CRO
Christophe Joyau

Christophe Joyau

VP, Banking & Lending
Sofia Sundström

Sofia Sundström

VP, Connectivity
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Tink Office Locations

Tink has offices in Stockholm, København, Paris, Berlin and in 10 other locations
Stockholm, SE (HQ)
Vasagatan 11
København, DK
Applebys Pl. 7
Paris, FR
Kwerk Saint Honoré 18, Rue de Courcelles
Berlin, DE
Kemperplatz 1 Mitte D
Düsseldorf, DE
Breite Str. 3
München, DE
Oskar-von-Miller-Ring 20
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Tink Financials and Metrics

Summary Metrics

Founding Date

2012

Total Funding

$297 m

Investors

In total, Tink had raised $297 m. Tink is a subsidiary of Visa

Tink Revenue

Tink's revenue was reported to be $186.44 m in FY, 2020 which is a 63.1% increase from the previous period.
SEKFY, 2018FY, 2019FY, 2020

Revenue

58.6m114.3m186.4m

Revenue growth, %

152%95%63%

Operating expense total

142.3m308.7m439.0m

Depreciation and amortization

1.1m2.2m11.5m
SEKFY, 2018FY, 2019FY, 2020

Cash

13.0m250.4m993.5m

Accounts Receivable

8.0m21.8m14.9m

Current Assets

32.1m292.0m1.0b

PP&E

1.8m3.3m5.3m
SEKFY, 2020

Net Income

(269.2m)

Accounts Payable

(3.8m)

Cash From Operating Activities

(238.0m)

Purchases of PP&E

(2.5m)
USDFY, 2018

Revenue/Employee

613.2k

Financial Leverage

2.1 x
Show all financial metrics

Tink Operating Metrics

Apr, 2020Jan, 2021Jul, 2021Oct, 2021Jan, 2022Apr, 2022

Customers (Banks)

2.5 k3.4 k3.4 k3.4 k3.4 k3.4 k

Bank Customers Reached (Europe)

250 m250 m250 m250 m250 m250 m

Yearly Processed Transactions

10 b10 b10 b10 b10 b10 b

Users (Developers)

5 k8 k10 k10 k10 k10 k

Tink Acquisitions / Subsidiaries

Company NameDateDeal Size
FinTecSystemsMay 18, 2021
OpenWrksSeptember 21, 2020
InstantorJuly 15, 2020
Eurobits TechnologiesMarch 27, 2020
Tink France SARL
Tink Italy Srl
Tink Norway AS
Tink Poland Sp. z.o.o.
Tink Spanien SL
Tink UK Branch Ltd

Tink Revenue Breakdown

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Tink revenue breakdown by geographic segment: 40.7% from Other Europe and 59.3% from Northern Europe

Human Capital Metrics

Tink's employees are reported to be approximately 23% female and 77% male.
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Tink Cybersecurity Score

Cybersecurity ratingPremium dataset

B

81/100

SecurityScorecard logo

Tink Online and Social Media Presence

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Tink News and Updates

Revolut partners with Tink for European payments

Tink’s payment initiation services (PIS) technology will allow Revolut users across Europe to seamlessly move money into their Revolut account.

Europe’s financial institutions embrace open banking payments

When asked to reflect on the most important benefits for merchants, three quarters of financial executives (74%) ranked increased payment security and fraud mitigation as key benefits of open banking payments. While the ability to deliver instant transfers (70%) and the potential to reduce costs for…

Payment innovations spark sky-high expectations, as 88% of brits will abandon transaction if faced with friction

New research into online payments from Europe’s leading open banking platform, Tink, reveals sky-high expectations for seamless, secure transactions as payment choice increases

Tink expands open banking payments services to five new markets

Tink, Europe’s leading open banking platform, has announced the expansion of its open banking payments services to five new markets across Europe. Its Payment Initiation Services (PIS) product is now live in the Netherlands, Norway, Estonia, Finland and Latvia. Tink operates in 18 markets in total a…

Younger generations turn their back on banks without strong environmental credentials

New research from Europe’s leading open banking platform, Tink, finds that younger generations expect strong environmental credentials from their financial services providers, with many willing to switch providers to seek out greener options

PostNord Strålfors and Tink enter open banking payments partnership

PostNord Strålfors, the market-leading player in Customer Communication Management, and the largest distributor of invoices in the Nordic region, has chosen Tink, Europe's leading open banking platform, as its open banking payments technology provider
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Tink Blogs

Keeping track of 2,500+ data sources

  At Tink we’re big believers in doing things at scale. Full data coverage across all European markets is the mission, but, somewhat unsurprisingly, it’s n…

Building a successful bank and fintech partnership: the CGD story

  Bank and fintech partnerships are booming as the shift in the financial industry is taking everyone in the same direction. But just like with any other rel…

How enhanced credit scoring can impact consumers’ lives

 In the first part of this series, we’ve gone through the ‘what is’ of our enhanced credit scoring solution. In this second article, we’ll dive into the ‘why’ – the concrete benefits it brings, and how it can positively affect consumers’ lives. …

Using Tink Link to easily connect end users to their banks

 This is the fourth piece in our ‘Build with Tink’ series, where we go through the Tink platform. Now we’ll put the spotlight on Tink Link, a tool that simplifies end-user authentication so you can easily and safely connect to over 2,500 European banks. …

Expanding the Tink platform into France

  Advancing on our quest to provide a pan-European open banking ecosystem, we’re launching the Tink platform in France. This lets local businesses, banks and…

Tink becomes BNP Paribas’ preferred tech partner in Europe

  BNP Paribas, the world’s eighth-largest bank, has selected Tink to be its preferred European partner for data aggregation and enrichment, payment initiatio…
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Tink Frequently Asked Questions

  • When was Tink founded?

    Tink was founded in 2012.

  • Who are Tink key executives?

    Tink's key executives are Daniel Kjellén, Fredrik Hedberg and Patrik Göthlin.

  • How many employees does Tink have?

    Tink has 339 employees.

  • What is Tink revenue?

    Latest Tink annual revenue is $186.4 m.

  • What is Tink revenue per employee?

    Latest Tink revenue per employee is $550 k.

  • Who are Tink competitors?

    Competitors of Tink include Fabrick, TrueLayer and Aiia.

  • Where is Tink headquarters?

    Tink headquarters is located at Vasagatan 11, Stockholm.

  • Where are Tink offices?

    Tink has offices in Stockholm, København, Paris, Berlin and in 10 other locations.

  • How many offices does Tink have?

    Tink has 14 offices.