OverviewSuggest Edit

The Commercial & Savings Bank is as an independent community bank that provides high-quality financial services to individuals and businesses. Its personal banking products include checking & savings accounts; home lending products; personal lending options; individual retirement accounts. The company’s business banking products and services comprise an array of account options to address the varied ways to manage one's business resources; commercial loan products; cash management services; online banking services; credit and debit cards. 

The Commercial & Savings Bank crafts individualized investment plans based on one's investment philosophy and risk tolerance.

TypePublic
Founded1874
HQMillersburg, US
Websitecsb1.com

Locations

The Commercial & Savings Bank is headquartered in
Millersburg, United States

Location Map

Latest Updates

Employees (est.) (Dec 2018)153(-1%)
Revenue (FY, 2018)$4.8 M(+10%)
Share Price (Jan 2020)$40.1

Key People/Management at The Commercial & Savings Bank

Eddie Steiner

Eddie Steiner

President & CEO

The Commercial & Savings Bank Office Locations

The Commercial & Savings Bank has offices in Millersburg, Sugarcreek, Winesburg and Wooster
Millersburg, US (HQ)
91 N Clay St
Sugarcreek, US
127 S Broadway St
Winesburg, US
2225 US-62
Wooster, US
3562 Commerce Pkwy
Show all (4)

The Commercial & Savings Bank Financials and Metrics

The Commercial & Savings Bank Revenue

The Commercial & Savings Bank's revenue was reported to be $4.76 m in FY, 2018
USD

Revenue (Q3, 2019)

1.4m

Net income (Q3, 2019)

2.7m

Market capitalization (8-Jan-2020)

110.0m

Closing stock price (8-Jan-2020)

40.1

Cash (30-Sept-2019)

20.7m

EV

124.3m
The Commercial & Savings Bank's current market capitalization is $110 m.
Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

3.5m4.2m4.3m4.3m4.4m4.3m4.3m4.8m

Revenue growth, %

6%

Sales and marketing expense

320.0k392.0k395.0k378.0k419.0k415.0k401.0k508.0k

Operating expense total

2.1m2.3m2.3m2.3m2.4m2.3m2.5m2.8m
Quarterly
USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Revenue

784.0k1.0m948.0k1.0m1.1m1.0m1.1m1.2m953.0k1.2m1.1m1.1m1.2m1.1m992.0k1.1m1.1m1.1m1.1m1.1m1.1m8.5m1.2m1.2m1.3m1.4m

Cost of goods sold

692.0k

Gross profit

7.8m

Gross profit Margin, %

92%
Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

3.7m4.5m5.2m5.9m6.0m6.7m7.1m9.4m

Depreciation and Amortization

662.0k644.0k779.0k928.0k916.0k905.0k865.0k799.0k

Cash From Operating Activities

5.8m7.1m6.9m7.2m7.7m7.0m9.0m12.3m

Purchases of PP&E

(586.0k)(953.0k)(1.5m)(427.0k)(611.0k)(1.4m)(1.3m)(1.3m)
Quarterly
USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Net Income

1.9m2.9m1.1m2.2m3.4m1.4m2.6m

Depreciation and Amortization

31.0k46.0k33.0k66.0k103.0k34.0k68.0k

Cash From Operating Activities

2.7m3.9m550.0k1.3m4.4m1.2m3.1m4.9m997.0k2.3m5.1m1.2m3.6m5.3m1.4m3.2m6.2m4.4m3.0m4.8m2.3m4.0m8.1m1.9m4.5m7.6m

Purchases of PP&E

(158.0k)(311.0k)(67.0k)(256.0k)(503.0k)(262.0k)(473.0k)(1.1m)(236.0k)(268.0k)(376.0k)(152.0k)(444.0k)(529.0k)(50.0k)(930.0k)(1.1m)(113.0k)(293.0k)(805.0k)(143.0k)(639.0k)(822.0k)(976.0k)(2.0m)(2.1m)
USDY, 2019

EV/CFO

16.4 x

Debt/Equity

0.4 x

Financial Leverage

9.4 x
Show all financial metrics

The Commercial & Savings Bank Online and Social Media Presence

Embed Graph

The Commercial & Savings Bank Frequently Asked Questions

  • When was The Commercial & Savings Bank founded?

    The Commercial & Savings Bank was founded in 1874.

  • Who are The Commercial & Savings Bank key executives?

    The Commercial & Savings Bank's key executives are Eddie Steiner.

  • How many employees does The Commercial & Savings Bank have?

    The Commercial & Savings Bank has 153 employees.

  • What is The Commercial & Savings Bank revenue?

    Latest The Commercial & Savings Bank annual revenue is $4.8 m.

  • What is The Commercial & Savings Bank revenue per employee?

    Latest The Commercial & Savings Bank revenue per employee is $31.1 k.

  • Who are The Commercial & Savings Bank competitors?

    Competitors of The Commercial & Savings Bank include Hills Bancorp, Home Bancorp Wisconsin and LLB.

  • Where is The Commercial & Savings Bank headquarters?

    The Commercial & Savings Bank headquarters is located at 91 N Clay St, Millersburg.

  • Where are The Commercial & Savings Bank offices?

    The Commercial & Savings Bank has offices in Millersburg, Sugarcreek, Winesburg and Wooster.

  • How many offices does The Commercial & Savings Bank have?

    The Commercial & Savings Bank has 4 offices.