St Galler Kantonalbank is engaged in the banking industry and operates different business segments. The retail and commercial clients segment provides real estate and commercial finance, investment advice and asset management solutions to individuals, industry and commerce. The private banking segment includes services to individuals, institutional investors and external asset managers. The service centre segment covers central finance, credit processing and payment transactions, foreign exchange, money market and securities transactions, Information technology, project and process management, central services, construction and maintenance of bank properties. The Company also operates the finance and risk management segment.