Our story began in Pine Bluff, Arkansas, when on March 23, 1903, a local physician-turned-bank president, Dr. John Franklin Simmons, along with a handful of paid employees, first opened the doors to what was then called Simmons National Bank. Backed by a group of highly regarded business and community leaders dedicated to promoting economic growth and prosperity for Pine Bluff’s citizens, Simmons had the distinction of being the first commercial bank in the area with a federal charter designating it as a national bank. At the close of business on that first day, deposits totaled $3,338.22 – a respectable start for a bank that would one day grow to become Simmons First National Corporation, one of the largest publicly traded financial holding companies based in Arkansas. Through the decades, the bank expanded its products and services, leading the way with industry milestones such as being the first Arkansas bank to offer the first national revolving credit card, BankAmericard® (now Visa®). Today we have nearly 200 branch and ATM locations in communities throughout Arkansas, Kansas, Missouri and Tennessee. Our geographic footprint has expanded but our mission remains true to the enduring philosophy of our founders – to place our customers' needs at the forefront of all we do. Although our portfolio of services can compete with those of larger banks, the people of Simmons Bank are deeply committed to providing customers with the warm welcome, friendly service and one-on-one relationship you can expect from a neighborhood bank. Simmons Bank is still on the move and committed to helping people and businesses achieve their financial goals. We are proud to serve more customers and communities than ever before – and we are especially proud and honored that you are growing along with us.