Silvergate Capital is a holding company operating through its wholly-owned subsidiary, Silvergate Bank. Silvergate Bank is a bank that offers financial infrastructure and payments solutions and services to participants of the digital currency industry through an API-driven technology platform. It provides businesses and residential loan producers with lending products and personalized banking services. The Bank's services include personal and business checking, savings, cash management, business, commercial and real estate loans, deposits, cryptocurrency credits, and online banking.