Signature Bank is a commercial bank, offering a range of business and personal banking products and services. It accepts various deposit products, including commercial checking accounts, money market accounts, escrow deposit accounts, cash concentration accounts, interest-bearing and non-interest-bearing checking accounts, certificates of deposit, time deposits and other cash management products. The company also offers loan products comprising commercial and industrial loans, real estate loans and construction and land loans, temporary financing for commercial and residential properties, letters of credit and personal lines of credit and loans to acquire personal assets, as well as asset-based lending, mortgages, home equity loans, and credit card accounts.