SI Financial Group

SI Financial Group, Inc. is a holding company for Savings Institute Bank and Trust Company (the Bank). The Bank operates as a community-oriented financial institution offering a range of financial services to consumers and businesses in its market area, including insurance, trust and investment services. The Bank accepts deposits from the general public and uses those funds to originate one- to four-family residential mortgage loans, multi-family and commercial real estate loans, commercial business loans, and construction and consumer loans. The Bank also purchases commercial business loans, including loans fully guaranteed by the Small Business Administration (SBA) and the United States Department of Agriculture (USDA). The Bank sells certain fixed-rate one- to four-family residential conforming loans it originates in the secondary market with the servicing retained. The remainder of the Bank's loan portfolio is originated for investment.

Company Growth (employees)
Type
Public
HQ
Windham, US
Founded
1842
Size (employees)
257 (est)+2%
Website
mysifi.com
SI Financial Group was founded in 1842 and is headquartered in Windham, US

SI Financial Group Office Locations

SI Financial Group has an office in Windham
Windham, US (HQ)
803 Main St

SI Financial Group Financials and Metrics

SI Financial Group Financials

SI Financial Group's revenue was reported to be $15.7 m in Q1, 2017
USD

Revenue (Q1, 2017)

15.7 m

Gross profit (Q1, 2017)

13 m

Gross profit margin (Q1, 2017), %

83%

Net income (Q1, 2017)

1.7 m

EBIT (Q1, 2017)

10.3 m

Market capitalization (17-Oct-2017)

179.4 m

Cash (31-Mar-2017)

87.3 m
SI Financial Group's current market capitalization is $179.4 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

38.2 m47.5 m48.1 m68.5 m

Revenue growth, %

24%1%42%

Cost of goods sold

8.5 m8.2 m8.9 m10.1 m

Gross profit

29.7 m39.3 m39.2 m58.4 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

14.1 m14.2 m13.8 m14.4 m15 m15.3 m15.3 m15.4 m15.7 m

Cost of goods sold

2.1 m2 m2 m2.1 m2.3 m2.5 m2.5 m2.5 m2.7 m

Gross profit

12.1 m12.1 m11.8 m12.3 m12.6 m12.9 m12.7 m12.8 m13 m

Gross profit Margin, %

85%86%85%85%84%84%83%83%83%
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

27.3 m39.3 m40.8 m73.2 m

Accounts Receivable

4 m3.9 m4.3 m129.7 k

PP&E

21.1 m21.7 m21.2 m19.9 m

Total Assets

1.3 b1.4 b1.5 b1.6 b
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

48.4 m33.6 m52.7 m39.6 m36.6 m69.4 m74.5 m63.4 m87.3 m

PP&E

21 m21.3 m21.9 m22.1 m21.7 m20.8 m20.5 m20.4 m20.1 m

Total Assets

1.4 b1.3 b1.4 b1.4 b1.5 b1.5 b1.5 b1.5 b1.6 b

Accounts Payable

1 b997.8 m1 b1 b1 b1.1 b1.1 b1.1 b1.2 b
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

(855 k)4.4 m4.3 m11.3 m

Accounts Receivable

42 k168 k(430 k)(152 k)

Cash From Operating Activities

10.2 m17.8 m13.7 m16.3 m

Purchases of PP&E

(23 m)(59.9 m)(113.2 m)(37.7 m)
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

1.8 m3 m921 k1.9 m2.9 m1.5 m1.7 m1.6 m1.7 m

Accounts Receivable

124 k123 k18 k(180 k)(377 k)43 k59 k174 k(52 k)

Cash From Operating Activities

10.9 m12.9 m3.7 m6.4 m11.1 m6.8 m2.2 m10.8 m551 k

Purchases of PP&E

(25.8 m)(38.6 m)(11.3 m)(67.2 m)(96.6 m)(4.3 m)(11.9 m)(33.7 m)(11.2 m)
USDY, 2017

Revenue/Employee

62.1 k

Financial Leverage

9.6 x
Show all financial metrics

SI Financial Group Operating Metrics

SI Financial Group's Total Loans Issued was reported to be $1.2 b in Q2, 2017
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Total Loans Issued

$1.04 b$1.04 b$1.1 b$1.14 b$1.17 b$1.16 b$1.15 b$1.21 b$1.22 b$1.24 b$1.23 b

Non-performing Loans

$5 m$4.76 m$5.9 m$7.25 m$6.58 m$6.76 m$6.98 m$6.3 m$5.43 m$5.01 m$4.7 m
Show all operating metrics

SI Financial Group Market Value History

SI Financial Group Job Categories

Traffic Overview of SI Financial Group

SI Financial Group Online and Social Media Presence

SI Financial Group Company Life and Culture

You may also be interested in