SI Financial Group

SI Financial Group, Inc. is a holding company for Savings Institute Bank and Trust Company (the Bank). The Bank operates as a community-oriented financial institution offering a range of financial services to consumers and businesses in its market area, including insurance, trust and investment services. The Bank accepts deposits from the general public and uses those funds to originate one- to four-family residential mortgage loans, multi-family and commercial real estate loans, commercial business loans, and construction and consumer loans. The Bank also purchases commercial business loans, including loans fully guaranteed by the Small Business Administration (SBA) and the United States Department of Agriculture (USDA). The Bank sells certain fixed-rate one- to four-family residential conforming loans it originates in the secondary market with the servicing retained. The remainder of the Bank's loan portfolio is originated for investment.

Type
Public
HQ
Windham, US
Founded
1842
Size (employees)
253 (est)
Website
mysifi.com
SI Financial Group was founded in 1842 and is headquartered in Windham, US

SI Financial Group Office Locations

SI Financial Group has an office in Windham
Windham, US (HQ)
803 Main St

SI Financial Group Metrics

SI Financial Group Financial Metrics

Revenue (2016)

$68.5 m

Revenue growth (2015-16), %

42%

Gross profit

$58.4 m

Gross profit margin (2016), %

85%

Net income (2016)

$11.3 m

Market capitalization (21-Mar-2017)

$167.5 m

Closing share price (21-Mar-2017)

$14.3

Cash (31-Dec-2016)

$73.2 m
SI Financial Group's current market capitalization is $167.5 m.
SI Financial Group's revenue was reported to be $68.5 m in 2016
FY, 2013FY, 2014FY, 2015Y, 2016

Revenue

$38.2 m$47.5 m$48.1 m$68.5 m

Revenue growth, %

24%1%42%

Cost of goods sold

$8.5 m$8.2 m$8.9 m$10.1 m

Gross profit

$29.7 m$39.3 m$39.2 m$58.4 m

Gross profit Margin, %

78%83%82%85%

EBIT

$28.4 m$37.7 m$36.7 m$40.6 m

EBIT margin, %

74%79%76%59%

Pre tax profit

$6.4 m$6.5 m$16.2 m

Net Income

($855 k)$4.4 m$4.3 m$11.3 m
FY, 2013FY, 2014FY, 2015FY, 2016

Cash

$27.3 m$39.3 m$40.8 m$73.2 m

Accounts Receivable

$4 m$3.9 m$4.3 m$4.4 m

Inventories

PP&E

$21.1 m$21.7 m$21.2 m$19.9 m

Total Assets

$1.3 b$1.4 b$1.5 b$1.6 b

Accounts Payable

Common Stock

$128 k$128 k$122 k$122 k

Preferred Stock

Additional Paid-in Capital

$125.3 m$125.5 m$125 m$125.6 m

Retained Earnings

$34.6 m$37.5 m$33.9 m$43.2 m

Total Equity

$152.8 m$157.7 m$154.3 m$164.7 m

Financial Leverage

8.8 x8.6 x9.6 x9.4 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

($855 k)$4.4 m$4.3 m$11.3 m

Accounts Receivable

$42 k$168 k($430 k)($152 k)

Inventories

Accounts Payable

Cash From Operating Activities

$10.2 m$17.8 m$13.7 m$16.3 m

Purchases of PP&E

($23 m)($59.9 m)($113.2 m)($37.7 m)

Cash From Investing Activities

$1.1 m($2.3 m)($136.8 m)($38.6 m)

Interest Paid

$8.3 m$8.3 m$8.9 m$10.1 m

SI Financial Group Market Value History

SI Financial Group Online Presence

SI Financial Group Company Life

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