SI Financial Group

SI Financial Group, Inc. is a holding company for Savings Institute Bank and Trust Company (the Bank). The Bank operates as a community-oriented financial institution offering a range of financial services to consumers and businesses in its market area, including insurance, trust and investment services. The Bank accepts deposits from the general public and uses those funds to originate one- to four-family residential mortgage loans, multi-family and commercial real estate loans, commercial business loans, and construction and consumer loans. The Bank also purchases commercial business loans, including loans fully guaranteed by the Small Business Administration (SBA) and the United States Department of Agriculture (USDA). The Bank sells certain fixed-rate one- to four-family residential conforming loans it originates in the secondary market with the servicing retained. The remainder of the Bank's loan portfolio is originated for investment.

Type
Public
HQ
Windham, US
Founded
1842
Size (employees)
253 (est)
Website
mysifi.com
SI Financial Group was founded in 1842 and is headquartered in Windham, US

SI Financial Group Office Locations

SI Financial Group has an office in Windham
Windham, US (HQ)
803 Main St

SI Financial Group Data and Metrics

SI Financial Group Financial Metrics

SI Financial Group's revenue was reported to be $68.5 m in 2016
$, USD

Revenue (Y, 2016)

68.5 m

Revenue growth (Y, 2015 - Y, 2016), %

42%

Gross profit (Y, 2016)

58.4 m

Gross profit margin (Y, 2016), %

85%

Net income (Y, 2016)

11.3 m

EBIT (Y, 2016)

40.6 m

Market capitalization (22-Jun-2017)

189.2 m

Closing share price (22-Jun-2017)

15.4

Cash (31-Dec-2016)

73.2 m
SI Financial Group's current market capitalization is $189.2 m.
$, USDFY, 2013FY, 2014FY, 2015Y, 2016

Revenue

38.2 m47.5 m48.1 m68.5 m

Revenue growth, %

24%1%42%

Cost of goods sold

8.5 m8.2 m8.9 m10.1 m

Gross profit

29.7 m39.3 m39.2 m58.4 m

Gross profit Margin, %

78%83%82%85%

EBIT

28.4 m37.7 m36.7 m40.6 m

EBIT margin, %

74%79%76%59%

Pre tax profit

6.4 m6.5 m16.2 m

Net Income

(855 k)4.4 m4.3 m11.3 m
$, USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

27.3 m39.3 m40.8 m73.2 m

Accounts Receivable

4 m3.9 m4.3 m4.4 m

PP&E

21.1 m21.7 m21.2 m19.9 m

Total Assets

1.3 b1.4 b1.5 b1.6 b

Common Stock

128 k128 k122 k122 k

Additional Paid-in Capital

125.3 m125.5 m125 m125.6 m

Retained Earnings

34.6 m37.5 m33.9 m43.2 m

Total Equity

152.8 m157.7 m154.3 m164.7 m

Financial Leverage

8.8 x8.6 x9.6 x9.4 x
$, USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

(855 k)4.4 m4.3 m11.3 m

Accounts Receivable

42 k168 k(430 k)(152 k)

Cash From Operating Activities

10.2 m17.8 m13.7 m16.3 m

Purchases of PP&E

(23 m)(59.9 m)(113.2 m)(37.7 m)

Cash From Investing Activities

1.1 m(2.3 m)(136.8 m)(38.6 m)

Cash From Financing Activities

(21.6 m)(3.5 m)124.6 m54.7 m

Interest Paid

8.3 m8.3 m8.9 m10.1 m
$, USDY, 2016

Revenue/Employee

270.8 k

Financial Leverage

9.4 x

SI Financial Group Market Value History

SI Financial Group Online and Social Media Presence

SI Financial Group Company Life and Culture

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