Shanghai Pudong Development Bank (SPD Bank, 浦发银行) is a joint-stock commercial bank offering financial products and services to businesses and individuals. It provides various personal banking services, including savings and account management products, wealth management, insurance products distribution, oriental card services, lending, as well as online payment and consumption services, and information services. The company also offers corporate banking services comprising corporate cash management solutions, e-banking solutions, supply chain financing solutions, asset custody solutions, occupational pension products, and trade finance services. In addition, SPD Bank renders investment banking and offshore banking services, as well as services to small and medium enterprises, and multi-national companies. Furthermore, the company provides treasury and market products.